Memory Care in Waco, Texas
Waco, TX has 9 licensed memory care communities listed on ElderCareCosts. The median estimated cost is $6,838/mo. That's below the Texas state median by about 3%. Compare providers below, or request a personalized shortlist to start your search.
Not sure which type of care fits? Answer 3 questions. We'll point you →
● Waco $6,838 ○ National median $7,788
Three steps
1. Call the county aging agency
Free: (254) 292-1800 (Heart of Texas AAA)
2. Shortlist 3 options
3. Tour with the checklist
What senior care costs in Waco
Waco figures as of 2025. Method and sources below.
Modeled memory-care ranges for Waco versus Texas and a multi-state national aggregate. Method: local assisted-living estimate plus a documented 20–30% premium band (not a Genworth memory-care survey median).
Scroll for more →
What home care really costs by the hour
The $5,522 monthly figure assumes 44 hours of care a week. The survey standard. At Waco's implied rate of about $29 an hour:
Scroll for more →
Ways families typically pay
- Private pay (savings, income, home equity)
- Long-term care insurance
- VA Aid & Attendance for eligible veterans and surviving spouses
- Medicaid home- and community-based services (HCBS) waivers, where eligible. Rules vary by state
Medicare generally does not cover long-term custodial care. State-specific Medicaid waiver guides are coming soon.
Nearby: Beverly Hills $6,838 · Woodway $6,838 · Willow Grove $6,838 · Bellmead $6,838 · Lacy-Lakeview $6,838
What can you afford?
Every family starts with a number. Here's what different monthly budgets realistically cover in Waco, grounded in local medians on this page.
Part-time home care or entry assisted living
Assisted living with room to spare
Nursing care or heavy home-care schedules
Every licensed memory care community: 9
A note on counting: we show 9 licensed memory care communities listed for Waco proper. Other sites show bigger numbers when they count a wide radius. Nearby options are linked below, labeled by city.
How we rank these: we don't. Listed by verification date, newest first.
Providers appear with their government data: license status, capacity, inspection history, and a CMS star rating where the service has one. The order is the date we last verified each record, newest first. Nobody pays to appear, and nobody pays to move up. If a listing says "Sponsored," a provider paid for that placement and the label says so.
Looking for a transparent sort by CMS stars, inspection records, and staffing? That is a separate data ranking, not an editorial pick.
Most listings publish no price. The Waco memory care median is $6,838/mo, an estimate; ask each community for its own number in writing.
The Delaney at Lake Waco
The Blake at Waco
St Elizabeth Place
Residency at Ridgewood
Mercy House Living Springs
Lynridge of Waco Assisted Living and Memory Care
Mercy House
Brookdale Lake Brazos
Arbor House of Waco
Sponsored placements, when they appear, are always labeled. How we make money →
Free local help worth saving
Waco has an estimated population of 143,570. About 19,292 residents (13%) are age 65 or older. Waco is located in McLennan County, Texas. The median household income is $54,365. Our directory currently lists 9 licensed memory care communities in Waco. Estimated median cost in Waco is $6,838 per month, compared with $7,083 per month statewide in Texas.
Source: US Census Bureau (ACS) · Updated Jul 2026.GOVThese services are public and free. We list them before anything we could earn from.
- Heart of Texas AAA(254) 292-1800hotcog.org
Area Agency on Aging serving this city.
State aging agency - Texas Long-Term Care Ombudsman Program1-800-252-2412hhs.texas.gov
State Long-Term Care Ombudsman program.
State LTC Ombudsman - Health Information Counseling and Advocacy Program (HICAP)1-800-252-9240hhs.texas.gov
State Health Insurance Assistance Program (SHIP).
Medicare counseling (SHIP) - Texas Aging & Disability Resource Centers1-855-937-2372hhs.texas.gov
Aging & Disability Resource Center hub for this state.
State aging agency - Doris Miller Department of Veterans Affairs Medical Centerva.gov
VA Medical Center in Waco.
VA open data - STAR+PLUSOfficial program page
Can help pay for care if your parent qualifies. Rules change. Confirm on the official page.
State Medicaid program - Veterans options in Waco
1 licensed VA Community Living Center / State Veterans Home, sourced from VA Access to Care.
VA Aid & Attendance overview →VA open data
Free national starting points. Official sites only; we do not scrape these directories.
- Eldercare Locator · 800-677-1116
Free nationwide connection to local aging services.
- 211
Local health and human services referrals.
- NCOA BenefitsCheckUp
Screen for benefits you may qualify for.
- DIAL
ACL Disability Information and Access Line.
- VA health benefits
Veterans health care and long-term care programs.
Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. Official info only. How Aid & Attendance works →
Questions families ask
How many memory care communities are listed in Waco, TX?
We currently list 9 licensed memory care communities in Waco, TX.
Is memory care in Waco more expensive than the rest of Texas?
Waco's median memory care cost is about 3% lower than the Texas state median.
Want a Waco shortlist?
Tell us needs and budget once. We email you licensed options with the cost data we publish, the same day. Data stays free either way.
Reading up first? Memory Care across Texas → · Memory Care cost breakdown → · Memory Care vs Assisted Living →
Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Free, no email required. Optional send-to-email when you want it on your phone.
Trust & methodology
How to cite this page
Cite this: According to ElderCareCosts' 2026 index, memory care in Waco, TX costs $6,838/month (median).
APA: ElderCareCosts Research. (2026). Memory Care in Waco, TX. ElderCareCosts. Retrieved September 18, 2026, from https://www.eldercarecosts.com/memory-care/texas/waco/
Chicago: ElderCareCosts Research. "Memory Care in Waco, TX." ElderCareCosts. Last modified August 10, 2026. Accessed September 18, 2026. https://www.eldercarecosts.com/memory-care/texas/waco/.
These figures may be quoted and reproduced with attribution and a link back to this page. No permission needed. Methodology · Data sources · Who produces this · Corrections