Cost of Memory Care in Texas
Modeled memory care in Texas has a median $7,083/month (modeled range $6,799–$7,366), below the national median. Method: assisted living plus a documented 20-30% premium band.
Based on 2025 survey data.
● Texas $7,083 ○ National median $7,788
City, state, and national
Medians with each area's position against the national figure. Bars are drawn to scale.
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Open any city page for the full provider table. For example, memory care in Houston.
Why is this number different on other sites? Other sites may use a different survey year, an average instead of a median, or a narrower sample of providers. Every figure on this page states its source and period so you can compare like with like. We don't yet publish a room-type/care-level breakdown for Texas; our cost model currently reports a single blended range.
What drives memory care cost in Texas?
- Local wages. Direct-care staff pay tracks the state and metro labor market, and is usually the single biggest cost driver.
- Real estate and cost of living. Facility rent/mortgage costs and general cost of living scale with the local market.
- Level of care and staffing ratios. Higher acuity levels cost more due to required staffing ratios.
- Room type. Private rooms/apartments cost more than shared rooms.
- Regulation and licensing. States with stricter staffing or training requirements tend to run higher on average.
The hourly math: staying home vs. moving
Texas in-home care runs about $30/hour. The crossover point is where families decide.
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Around 54 hours a week, home care crosses the memory care median. Full-time and overnight care cost several times more.
Estimate your own number
Compare memory care costs
Uses the published medians on this page; never a guessed number. Toggle units, compare two locations, and see an illustrative future projection.
Texas
$7,083/mo/mo
Based on 2025 survey data.
National median
$7,788/mo/mo
Need a different pair of places? Open the full cost calculator. Not sure which care type? Take the care quiz.
What can you afford?
Every family starts with a number. Here's what different monthly budgets realistically cover in Texas, grounded in local medians on this page.
Part-time home care or entry assisted living
Assisted living with room to spare
Nursing care or heavy home-care schedules
How to pay for memory care in Texas
- 1. Private pay (savings, income, home equity)Most common
The default payer for most families at the start, especially for assisted living and in-home care. Often combined with a second source once savings run low.
- 2. Long-term care insuranceCommon
Pays toward care costs if a policy was purchased in advance, usually years before care is needed. Policy terms (daily/monthly benefit caps, elimination periods) vary widely. Check the policy documents directly.
- 3. Medicaid (state-run, income- and asset-limited)Common
Covers nursing home care in every state, and many states offer Home & Community-Based Services (HCBS) waivers that extend Medicaid to assisted living or in-home care. Eligibility rules and waiver availability are state-specific.
- 4. VA Aid & Attendance (veterans and surviving spouses)Situational
An added benefit on top of a VA pension for eligible wartime veterans (or surviving spouses) who need help with daily activities. Requires meeting service, income, and care-need criteria.
- 5. MedicareNarrow eligibility
Does not cover long-term custodial care (help with daily living). It can cover short-term skilled nursing or home health following a qualifying hospital stay, under specific conditions.
- This is general information, not financial or legal advice. Program rules vary by state and change over time. Confirm current eligibility with Medicaid.gov, the VA, or a licensed elder-law advisor.
Long-Term Care Ombudsman
Texas Long-Term Care Ombudsman Program helps residents of nursing homes, assisted living, and similar settings in Texas resolve concerns about care and rights. Call 1-800-252-2412.
Official Ombudsman locator / program page
Source: State LTC Ombudsman.GOVMedicaid HCBS / LTSS programs
Named programs below are from official state Medicaid agency pages. We list eligibility dollar amounts and wait lists only when a primary source is cited.
- STAR+PLUS. Texas Medicaid managed care for adults with disabilities and adults 65+.
Free national starting points. Official sites only; we do not scrape these directories.
- Eldercare Locator · 800-677-1116
Free nationwide connection to local aging services.
- 211
Local health and human services referrals.
- NCOA BenefitsCheckUp
Screen for benefits you may qualify for.
- DIAL
ACL Disability Information and Access Line.
- VA health benefits
Veterans health care and long-term care programs.
How to cite this page
Cite this: According to ElderCareCosts' 2026 index, memory care in Texas costs $7,083/month (median, 2025 data).
APA: ElderCareCosts Research. (2026). Memory Care Cost in Texas (2025). ElderCareCosts. Retrieved September 18, 2026, from https://www.eldercarecosts.com/cost-of-care/memory-care/texas/
Chicago: ElderCareCosts Research. "Memory Care Cost in Texas (2025)." ElderCareCosts. Last modified August 10, 2026. Accessed September 18, 2026. https://www.eldercarecosts.com/cost-of-care/memory-care/texas/.
These figures may be quoted and reproduced with attribution and a link back to this page. No permission needed. Methodology · Data sources · Who produces this · Corrections
Memory care pricing in Texas: what drives the number and how families pay
Texas memory care runs about $7,083 a month at the median, below the national figure, with a wide spread between cities. Here is what sits inside that price, what the Texas license requires, and the programs that pay part of it.
What drives the price
Memory care is assisted living plus a secured environment, higher staffing and dementia-trained staff, and Texas communities price it as a premium of roughly 20 to 30 percent over their assisted living rate, which is how our model derives the figure. Within the state, the table above shows the spread: about $6,635 in El Paso and $6,704 in Houston at the low end, $7,693 in Dallas and Fort Worth, and $8,114 in Austin at the top. Private rooms cost more than shared, and most communities add care-level charges as needs grow.
What the Texas license requires
A facility that advertises memory care in Texas must hold a Type B assisted living license, which allows residents who need staff help to evacuate, plus the state's Alzheimer's certification, which sets staffing, training and physical-plant standards for the secured unit. Ask to see both on the license. A Type A facility cannot legally keep a resident who can no longer evacuate on their own.
How Texas families pay
Private pay is the norm, and long-term care insurance and VA Aid and Attendance cover part of the bill for those who have them. STAR+PLUS, the Texas Medicaid managed care program, includes an assisted living benefit that can cover care services in a participating memory care unit for members who meet the nursing-home level-of-care test and financial limits; room and board stays with the resident, and there is an interest list. Families comparing against home care can use the hourly math above: at Texas's $30 an hour, 44 hours a week of in-home care already costs more than the memory care median.
Sources: Texas Health and Human Services · ElderCareCosts 2026 cost index (2025 survey data). Checked 2026-09-07.
Frequently asked questions
How much does memory care cost in Texas?
The median $7,083/month (modeled range $6,799–$7,366). Based on 2025 survey data.
How is this estimate calculated?
We start from a published state or metro median, cited on this page, and adjust using local cost-of-living and wage data. We publish the methodology version alongside every figure.
Can I get the raw data?
Yes. Use the CSV download link on this page for a machine-readable file of the exact figures shown above.
How much does memory care cost in Texas?
About $7,083 a month at the median in our 2026 index, based on 2025 survey data, with a modeled range of $6,799 to $7,366. Cities range from about $6,635 in El Paso to $8,114 in Austin.
Does Texas Medicaid pay for memory care?
STAR+PLUS can pay for care services in a participating assisted living memory care unit for members who qualify medically and financially, with an interest list. Room and board is paid by the resident.
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