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ElderCareCosts
Updated August 2026

Cost of Memory Care in Texas

Memory care in Texas costs a median of $7,083 a month (estimated range $6,799 to $7,366), below the national median. The figure is estimated from local assisted living costs plus a 20 to 30% memory care premium.

Based on 2025 CareScout assisted-living medians.

Median monthly price, Texas

$7,083/mo

Estimated range $6,799 – $7,366

● Texas $7,083 ○ National median $7,788

Source: Based on 2025 assisted living costs plus a memory care premium

City, state, and national

Each area's median compared with the national figure.

Memory Care cost by area (2025)
AreaScaleMedianvs national
Houston$6,704/mo−13.9%
San Antonio$7,424/mo−4.7%
Dallas$7,693/mo−1.2%
Austin$8,114/mo+4.2%
Fort Worth$7,693/mo−1.2%
El Paso$6,635/mo−14.8%
Arlington$7,693/mo−1.2%
Texas (state median)$7,083/mo−9.0%
United States$7,788/moreference

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Open any city page for the full provider table. For example, memory care in Houston.

City figures adjust the Texas median for local wages and housing costs.

Memory Care cost trend in Texas
2024: $6,858/mo; 2025: $7,083/mo$7k$8k$10k$6,8582024$7,0832025

The hourly math: staying home vs. moving

Texas in-home care runs about $30 an hour.

Home care hourly math vs. memory care
Care at homeThe mathMonthlyvs memory care $7,083
20 hours a week$30/hr × 20 hrs × 52 ÷ 12$2,600/mo−$4,483
32 hours a week$30/hr × 32 hrs × 52 ÷ 12$4,160/mo−$2,923
44 hours a week$30/hr × 44 hrs × 52 ÷ 12$5,720/mo−$1,363
Around-the-clock (24/7)$30/hr × 168 hrs × 52 ÷ 12$21,840/mo+$14,757

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Around 54 hours a week, home care crosses the memory care median. Full-time and overnight care cost several times more.

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Compare memory care costs

Switch units, compare two places, and see a simple five-year projection.

Texas

$7,083/mo/mo

Based on 2025 survey data.

National median

$7,788/mo/mo

Need a different pair of places? Open the full cost calculator. Not sure which care type? Take the care quiz.

What can you afford?

Here is what different monthly budgets cover in Texas.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Texas runs about $1,950 a month. Income-restricted affordable senior housing is the other common choice. Ask each property about its income limits. If money is very tight, ask about Medicaid waivers.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care usually falls here. Full-time care at 44 hours a week runs about $5,720 a month. The local assisted living median is $5,666 a month, and smaller homes often charge less. If Medicaid may apply, ask about waiver programs.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Texas assisted living median of $5,666 a month with room to spare. It also covers close to full-time home care, about $5,720 a month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Texas run about $5,627 a month at the median. Around-the-clock home care usually costs more.

How to pay for memory care in Texas

Private pay (savings, income, home equity)Most common
The default payer for most families at the start, especially for assisted living and in-home care. Often combined with a second source once savings run low.
Long-term care insuranceCommon
Pays toward care costs if a policy was purchased in advance, usually years before care is needed. Policy terms (daily/monthly benefit caps, elimination periods) vary widely. Check the policy documents directly.
Medicaid (state-run, income- and asset-limited)Common
Covers nursing home care in every state, and many states offer Home & Community-Based Services (HCBS) waivers that extend Medicaid to assisted living or in-home care. Eligibility rules and waiver availability are state-specific.
VA Aid & Attendance (veterans and surviving spouses)Situational
An added benefit on top of a VA pension for eligible wartime veterans (or surviving spouses) who need help with daily activities. Requires meeting service, income, and care-need criteria.
MedicareNarrow eligibility
Does not cover long-term custodial care (help with daily living). It can cover short-term skilled nursing or home health following a qualifying hospital stay, under specific conditions.

If private pay is the plan, an advisor can match communities within that number at no cost. Sponsored

Medicaid and every admission will ask who can sign for your parent. Get the power of attorney done online. Sponsored

Long-Term Care Ombudsman

Texas Long-Term Care Ombudsman Program helps residents of nursing homes, assisted living, and similar settings in Texas resolve concerns about care and rights. Call 1-800-252-2412.

Find your local ombudsman

Medicaid programs for care at home

  • STAR+PLUS. Texas Medicaid managed care for adults with disabilities and adults 65+.

National helplines

Memory care pricing in Texas: what drives the number and how families pay

Texas memory care runs about $7,083 a month at the median, below the national figure, with a wide spread between cities. Here is what sits inside that price, what the Texas license requires, and the programs that pay part of it.

What drives the price

Memory care is assisted living plus a secured environment, higher staffing and dementia-trained staff, and Texas communities price it as a premium of roughly 20 to 30 percent over their assisted living rate, which is how our model derives the figure. Within the state, the table above shows the spread: about $6,635 in El Paso and $6,704 in Houston at the low end, $7,693 in Dallas and Fort Worth, and $8,114 in Austin at the top. Private rooms cost more than shared, and most communities add care-level charges as needs grow.

What the Texas license requires

A facility that advertises memory care in Texas must hold a Type B assisted living license, which allows residents who need staff help to evacuate, plus the state's Alzheimer's certification, which sets staffing, training and physical-plant standards for the secured unit. Ask to see both on the license. A Type A facility cannot legally keep a resident who can no longer evacuate on their own.

How Texas families pay

Private pay is the norm, and long-term care insurance and VA Aid and Attendance cover part of the bill for those who have them. STAR+PLUS, the Texas Medicaid managed care program, includes an assisted living benefit that can cover care services in a participating memory care unit for members who meet the nursing-home level-of-care test and financial limits; room and board stays with the resident, and there is an interest list. Families comparing against home care can use the hourly math above: at Texas's $30 an hour, 44 hours a week of in-home care already costs more than the memory care median.

Sources: Texas Health and Human Services · ElderCareCosts 2026 cost index (2025 survey data). Checked 2026-09-07.

Frequently asked questions

How much does memory care cost in Texas?

Memory care in Texas costs a median of $7,083 a month (estimated range $6,799 to $7,366). Based on 2025 CareScout assisted-living medians.

How much does memory care cost in Texas?

About $7,083 a month at the median in our 2026 index, based on 2025 survey data, with a modeled range of $6,799 to $7,366. Cities range from about $6,635 in El Paso to $8,114 in Austin.

Does Texas Medicaid pay for memory care?

STAR+PLUS can pay for care services in a participating assisted living memory care unit for members who qualify medically and financially, with an interest list. Room and board is paid by the resident.

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