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CENSUS PLACE DATA 2024 · COST DATA 2025

Home Health Care in Waco, Texas

Waco, TX has 10 licensed home health care agencies listed on ElderCareCosts. The median estimated cost is $5,522/mo. That's below the Texas state median by about 3%. Compare providers below, or request a personalized shortlist to start your search.

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Starting tier, Waco

$2,510/mo

About 20 hours a week: a common starting point for a new home-care client

Full-time care (44 hrs/week, survey standard)

$5,522/mo

Modeled range $5,215 – $6,402

● Waco $5,522 at 44 hrs/wk ○ National median $6,769 at 44 hrs/wk

Modeled estimate · 2025 survey adjusted by metro wagesEstimate, not a quoteDownload CSV
See all 10 providers →Compare costs →
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Three steps

1. Call the county aging agency

Free: (254) 292-1800 (Heart of Texas AAA)

2. Shortlist 3 options

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3. Prepare for the assessment

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What senior care costs in Waco

Waco figures as of 2025. Method and sources below.

Median costs for home health care in Waco versus Texas and the middle state nationally. The 25th and 75th percentile rows are the modeled range explained on the methodology page; in the national column they are percentiles across state medians. Figures are estimates, not quotes. Home health is priced here at the survey's merged rate for non-medical home caregivers, because the survey no longer prices skilled nursing or therapy visits separately. Skilled visits are usually billed per visit.

Home Health Care cost comparison (2025)
Home Health CareWacoTexasNational
25th percentile$5,215/mo$5,460/mo$6,221/mo
Median$5,522/mo$5,720/mo$6,769/mo
75th percentile$6,402/mo$6,217/mo$7,627/mo

Scroll for more →

Source: Modeled estimate · 2025 survey adjusted by metro wages (opens in a new tab)
Download CSVMethodology
Why is this number different on other websites? Many directories quote a community's "starting at" rent, before care fees. This figure is the state survey median adjusted by wages in the surrounding metro area, so nearby cities in the same metro share it. It is an estimate to plan against, not a quote; ask each provider for its own number in writing. Our methodology →

What home care really costs by the hour

The $5,522 monthly figure assumes 44 hours of care a week. The survey standard. At Waco's implied rate of about $29 an hour:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$2,510
44 hrs/weekMost of every weekday$5,522
24/7 (168 hrs/week)Round-the-clock coverage~$21,084

Scroll for more →

Ways families typically pay

  • Private pay (savings, income, home equity)
  • Long-term care insurance
  • VA Aid & Attendance for eligible veterans and surviving spouses
  • Medicaid home- and community-based services (HCBS) waivers, where eligible. Rules vary by state

Medicare generally does not cover long-term custodial care. State-specific Medicaid waiver guides are coming soon.

Nearby: Beverly Hills $5,522 · Woodway $5,522 · Willow Grove $5,522 · Bellmead $5,522 · Lacy-Lakeview $5,522

What can you afford?

Every family starts with a number. Here's what different monthly budgets realistically cover in Waco, grounded in local medians on this page.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Waco runs about $1,883/mo at the median. Income-restricted affordable senior housing is often the real under-$2,500 path when eligibility fits. Waco lists 14 such properties in our directory. Call the county aging agency at (254) 292-1800 for free navigation help. Medicaid/waiver paths can stretch a tight budget when eligibility fits.
Affordable senior apartments →
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care often lands in this band (full survey month for in-home care is $5,522). Local assisted living median is $5,470/mo. Small homes can sit below that midpoint. Ask about waiver programs if Medicaid may apply.
Medicaid & waiver paths →
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Waco assisted living median ($5,470/mo) comfortably. Or near-full-time home care around the $5,522/mo survey month.
How families pay →
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Waco run about $5,433/mo at the median. Round-the-clock home care usually costs more. Compare before deciding.
How families pay →
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Tell us how you plan to pay and we'll match you with local options. Free. Every figure on this page stays visible either way.
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Every licensed home health care agency: 10

A note on counting: we show 10 licensed home health care agencies listed for Waco proper. Other sites show bigger numbers when they count a wide radius. Nearby options are linked below, labeled by city.

How we rank these: we don't. Listed by verification date, newest first.

Providers appear with their government data: license status, capacity, inspection history, and a CMS star rating where the service has one. The order is the date we last verified each record, newest first. Nobody pays to appear, and nobody pays to move up. If a listing says "Sponsored," a provider paid for that placement and the label says so.

Looking for a transparent sort by CMS stars, inspection records, and staffing? That is a separate data ranking, not an editorial pick.

Most listings publish no price. The Waco home health care median is $5,522/mo, an estimate; ask each agency for its own number in writing.

Sponsored placements, when they appear, are always labeled. How we make money →

Compare agencies you choose
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Free local help worth saving

Waco has an estimated population of 143,570. About 19,292 residents (13%) are age 65 or older. Waco is located in McLennan County, Texas. The median household income is $54,365. Our directory currently lists 10 licensed home health care agencies in Waco. Estimated median cost in Waco is $5,522 per month, compared with $5,720 per month statewide in Texas.

Source: US Census Bureau (ACS) · Updated Jul 2026.GOV

These services are public and free. We list them before anything we could earn from.

  • Heart of Texas AAA(254) 292-1800hotcog.org

    Area Agency on Aging serving this city.

    State aging agency
  • Texas Long-Term Care Ombudsman Program1-800-252-2412hhs.texas.gov

    State Long-Term Care Ombudsman program.

    State LTC Ombudsman
  • Health Information Counseling and Advocacy Program (HICAP)1-800-252-9240hhs.texas.gov

    State Health Insurance Assistance Program (SHIP).

    Medicare counseling (SHIP)
  • Texas Aging & Disability Resource Centers1-855-937-2372hhs.texas.gov

    Aging & Disability Resource Center hub for this state.

    State aging agency
  • Doris Miller Department of Veterans Affairs Medical Centerva.gov

    VA Medical Center in Waco.

    VA open data
  • STAR+PLUSOfficial program page

    Can help pay for care if your parent qualifies. Rules change. Confirm on the official page.

    State Medicaid program
  • Veterans options in Waco

    1 licensed VA Community Living Center / State Veterans Home, sourced from VA Access to Care.

    Waco TX CLC

    VA Aid & Attendance overview →
    VA open data

Free national starting points. Official sites only; we do not scrape these directories.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. Official info only. How Aid & Attendance works →

Questions families ask

How many home health care agencies are listed in Waco, TX?

We currently list 10 licensed home health care agencies in Waco, TX.

What does home health care cost per hour in Waco?

Based on the modeled median, home health care in Waco runs about $29 an hour. A 20-hour week runs about $2,510/month.

Is home health care in Waco more expensive than the rest of Texas?

Waco's median home health care cost is about 3% lower than the Texas state median.

Want a Waco shortlist?

Tell us needs and budget once. We email you licensed options with the cost data we publish, the same day. Data stays free either way.

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Reading up first? Home Health Care across Texas → · Home Health Care cost breakdown → · Assisted Living vs Home Health Care →

Assessment scheduled this week? Print our checklist: what to ask during your in-home assessment, what to notice, and the license paperwork to request. Free, no email required. Optional send-to-email when you want it on your phone.

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Trust & methodology

How to cite this page

Cite this: According to ElderCareCosts' 2026 index, home health care in Waco, TX costs $5,522/month (median), at the 44-hour-a-week survey standard.

APA: ElderCareCosts Research. (2026). Home Health Care in Waco, TX. ElderCareCosts. Retrieved September 18, 2026, from https://www.eldercarecosts.com/home-health-care/texas/waco/

Chicago: ElderCareCosts Research. "Home Health Care in Waco, TX." ElderCareCosts. Last modified August 10, 2026. Accessed September 18, 2026. https://www.eldercarecosts.com/home-health-care/texas/waco/.

These figures may be quoted and reproduced with attribution and a link back to this page. No permission needed. Methodology · Data sources · Who produces this · Corrections

Home Health Care in Waco: 2026 Costs & Licensed Providers