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ElderCareCosts

Nursing Home in Troy, New York

Troy, NY has 5 licensed nursing homes listed on ElderCareCosts. The median estimated cost is $14,817/mo. That's below the New York state median by about 5%. Troy nursing homes runs large: 60% of licensed providers have 100 beds or more, and the typical one has 120.

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Median monthly price, Troy

$14,817/mo

Estimated range $14,017 – $19,519

● Troy $14,817 ○ National median $10,205

Source: CareScout 2025 survey, adjusted for local wages

What senior care costs in Troy

2025 figures

Nursing Homes cost comparison (2025)
Nursing HomesTroyNew YorkNational
25th percentile$14,017/mo$14,823/mo$8,951/mo
Median$14,817/mo$15,528/mo$10,205/mo
75th percentile$19,519/mo$16,877/mo$12,642/mo

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Staying home instead

Home care in Troy runs about $33 an hour. Here is what common schedules cost a month:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$2,894
44 hrs/weekMost of every weekday$6,367
24/7 (168 hrs/week)Round-the-clock coverage~$24,310

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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.

Nearby cities: Albany

What can you afford?

Here is what different monthly budgets cover in Troy.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Troy runs about $2,977 a month. Income-restricted affordable senior housing is the other common choice, and Troy has 8 such properties. The county aging agency at (518) 270-2730 can help you sort through options for free. If money is very tight, ask about Medicaid waivers.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care usually falls here. Full-time care at 44 hours a week runs about $6,367 a month. The local assisted living median is $6,784 a month, and smaller homes often charge less. If Medicaid may apply, ask about waiver programs.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Troy assisted living median of $6,784 a month with room to spare. It also covers close to full-time home care, about $6,367 a month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Troy run about $14,817 a month at the median. Around-the-clock home care usually costs more.
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5 nursing homes in Troy

What nursing homes looks like in Troy

Troy is a market of larger communities. 60% have 100 beds or more, and the typical one has 120 beds, against 160 across New York.

On the most recent inspection on file, federal inspectors recorded an average of 30.4 findings per provider here, above the New York average of 15.7.

1 of the 5 nursing homes here with a current CMS rating hold four or five stars, 20% against 42% across New York.

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Free local help worth saving

Troy, in Rensselaer County, has about 51,033 residents. About 6,791 of them (13%) are 65 or older. The median household income is $58,477.

Source: US Census Bureau

National helplines, including the Eldercare Locator and 211, are listed on paying for care.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →

Questions families ask

Are nursing homes in Troy more expensive than the rest of New York?

Troy's median nursing home cost is about 5% lower than the New York state median.

Find Troy care options

Tell us what you need and your budget, and we will email you licensed options right away.

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Reading up first? Nursing Homes across New York → · Nursing Homes cost across New York → · Assisted Living vs Nursing Homes →

Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.

Nursing Homes in Troy: 2026 Costs & Licensed Providers