Memory Care in Kentucky. Cost & Providers

Cost of memory care in Kentucky

Median monthly price, Kentucky

$6,910/mo

Estimated range $6,634 – $7,186

● Kentucky $6,910 ○ National median $7,788

Source: Based on 2025 assisted living costs plus a memory care premium

Memory Care cost comparison (2025)
Memory Care	Kentucky	National
25th percentile	$6,634/mo	$6,861/mo
Median	$6,910/mo	$7,788/mo
75th percentile	$7,186/mo	$8,854/mo

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Source: Based on 2025 assisted living costs plus a memory care premium

Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.

Kentucky licensing & regulation

Kentucky Cabinet for Health and Family Services — Office of the Inspector General, Division of Health Care licenses and inspects assisted living communities, including communities that offer memory care, in Kentucky. Before you sign anything, look up the community's license status and past complaints on the state's own site.

Kentucky Cabinet for Health and Family Services — Office of the Inspector General, Division of Health Care (official state licensing agency)
Check a facility's license or complaint history
To report a concern or file a complaint, call 502-564-7963.

Medicaid & local resources in Kentucky

Long-Term Care Ombudsman

Kentucky Long-Term Care Ombudsman Program helps residents of nursing homes, assisted living, and similar settings in Kentucky resolve concerns about care and rights.

Find your local ombudsman

Medicaid programs for care at home

Home and Community Based Waiver. Kentucky 1915(c) Home and Community Based Waiver for adults 65+ and younger adults with physical/other disabilities (CMS factsheet).

National helplines

Eldercare Locator · 800-677-1116
Free nationwide connection to local aging services.
211
Local health and human services referrals.
NCOA BenefitsCheckUp
Screen for benefits you may qualify for.
DIAL
ACL Disability Information and Access Line.
VA health benefits
Veterans health care and long-term care programs.