In-Home Care in Kentucky. Cost & Providers

Cost of in-home care in Kentucky

Median monthly price, Kentucky

$6,197/mo

Estimated range $5,916 – $6,735

● Kentucky $6,197 ○ National median $6,769

Source: CareScout Cost of Care Survey 2025

In-Home Care cost comparison (2025)
In-Home Care	Kentucky	National
25th percentile	$5,916/mo	$6,221/mo
Median	$6,197/mo	$6,769/mo
75th percentile	$6,735/mo	$7,627/mo

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Source: CareScout Cost of Care Survey 2025

Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.

Kentucky licensing & regulation

State-by-state licensing agency details and how to check a facility's complaint history for Kentucky are coming soon.

Medicaid & local resources in Kentucky

Long-Term Care Ombudsman

Kentucky Long-Term Care Ombudsman Program helps residents of nursing homes, assisted living, and similar settings in Kentucky resolve concerns about care and rights.

Find your local ombudsman

Medicaid programs for care at home

Home and Community Based Waiver. Kentucky 1915(c) Home and Community Based Waiver for adults 65+ and younger adults with physical/other disabilities (CMS factsheet).

National helplines

Eldercare Locator · 800-677-1116
Free nationwide connection to local aging services.
211
Local health and human services referrals.
NCOA BenefitsCheckUp
Screen for benefits you may qualify for.
DIAL
ACL Disability Information and Access Line.
VA health benefits
Veterans health care and long-term care programs.