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CENSUS PLACE DATA 2024 · COST DATA 2025

Memory Care in Palm Bay, Florida

We're still building out our memory care directory for Palm Bay, FL. The median estimated cost is $7,165/mo. That's roughly in line with the Florida state median. Browse nearby cities or the Florida page while we finish adding local providers.

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Median monthly price, Palm Bay

$7,165/mo

Modeled range $6,878 – $7,452 how this range is derived

● Palm Bay $7,165 ○ National median $7,788

Modeled from assisted living · 2025Estimate, not a quoteDownload CSV
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Three steps

1. Call the county aging agency

Free: (407) 514-0019 (Senior Resource Alliance)

2. Shortlist 3 options

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3. Tour with the checklist

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What senior care costs in Palm Bay

Palm Bay figures as of 2025. Method and sources below.

Modeled memory-care ranges for Palm Bay versus Florida and a multi-state national aggregate. Method: local assisted-living estimate plus a documented 20–30% premium band (not a Genworth memory-care survey median).

Memory Care cost comparison (2025)
Memory CarePalm BayFloridaNational
25th percentile$6,878/mo$6,732/mo$6,861/mo
Median$7,165/mo$7,013/mo$7,788/mo
75th percentile$7,452/mo$7,293/mo$8,854/mo

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Source: Modeled from assisted living · 2025 (opens in a new tab)
Download CSVMethodology
Why is this number different on other websites? Many directories quote a community's "starting at" rent, before care fees. This figure is the state survey median adjusted by wages in the surrounding metro area, so nearby cities in the same metro share it. It is an estimate to plan against, not a quote; ask each provider for its own number in writing. Our methodology →

What home care really costs by the hour

The $6,234 monthly figure assumes 44 hours of care a week. The survey standard. At Palm Bay's implied rate of about $33 an hour:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$2,834
44 hrs/weekMost of every weekday$6,234
24/7 (168 hrs/week)Round-the-clock coverage~$23,803

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Ways families typically pay

  • Private pay (savings, income, home equity)
  • Long-term care insurance
  • VA Aid & Attendance for eligible veterans and surviving spouses
  • Medicaid home- and community-based services (HCBS) waivers, where eligible. Rules vary by state

Medicare generally does not cover long-term custodial care. State-specific Medicaid waiver guides are coming soon.

Nearby: Malabar $7,165 · Grant-Valkaria $7,165 · West Melbourne $7,165 · June Park $7,165 · Melbourne Village $7,165

What can you afford?

Every family starts with a number. Here's what different monthly budgets realistically cover in Palm Bay, grounded in local medians on this page.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Palm Bay runs about $1,660/mo at the median. Income-restricted affordable senior housing is often the real under-$2,500 path when eligibility fits. Palm Bay lists 1 such property in our directory. Call the county aging agency at (407) 514-0019 for free navigation help. Medicaid/waiver paths can stretch a tight budget when eligibility fits.
Affordable senior apartments →
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care often lands in this band (full survey month for in-home care is $6,234). Local assisted living median is $5,732/mo. Small homes can sit below that midpoint. Ask about waiver programs if Medicaid may apply.
Medicaid & waiver paths →
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Palm Bay assisted living median ($5,732/mo) comfortably. Or near-full-time home care around the $6,234/mo survey month.
How families pay →
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Palm Bay run about $10,567/mo at the median. Round-the-clock home care usually costs more. Compare before deciding.
How families pay →
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Licensed assisted living communities: 25

Florida's public data download doesn't say which communities offer dementia care. These licensed assisted living communities in Palm Bay are worth calling to ask.

How we rank these: we don't. Listed by verification date, newest first.

Providers appear with their government data: license status, capacity, inspection history, and a CMS star rating where the service has one. The order is the date we last verified each record, newest first. Nobody pays to appear, and nobody pays to move up. If a listing says "Sponsored," a provider paid for that placement and the label says so.

Looking for a transparent sort by CMS stars, inspection records, and staffing? That is a separate data ranking, not an editorial pick.

Sponsored placements, when they appear, are always labeled. How we make money →

Compare communities you choose
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Free local help worth saving

Palm Bay has an estimated population of 130,132. About 24,719 residents (19%) are age 65 or older. Palm Bay is located in Brevard County, Florida. The median household income is $72,614. Estimated median cost in Palm Bay is $7,165 per month, compared with $7,013 per month statewide in Florida.

Source: US Census Bureau (ACS) · Updated Jul 2026.GOV

These services are public and free. We list them before anything we could earn from.

Free national starting points. Official sites only; we do not scrape these directories.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. Official info only. How Aid & Attendance works →

Questions families ask

Is memory care in Palm Bay more expensive than the rest of Florida?

Palm Bay's median memory care cost is about 2% higher than the Florida state median.

Want a Palm Bay shortlist?

Tell us needs and budget once. We email you licensed options with the cost data we publish, the same day. Data stays free either way.

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Reading up first? Memory Care across Florida → · Memory Care cost breakdown → · Memory Care vs Assisted Living →

Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Free, no email required. Optional send-to-email when you want it on your phone.

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Trust & methodology

How to cite this page

Cite this: According to ElderCareCosts' 2026 index, memory care in Palm Bay, FL costs $7,165/month (median).

APA: ElderCareCosts Research. (2026). Memory Care in Palm Bay, FL. ElderCareCosts. Retrieved September 18, 2026, from https://www.eldercarecosts.com/memory-care/florida/palm-bay/

Chicago: ElderCareCosts Research. "Memory Care in Palm Bay, FL." ElderCareCosts. Last modified August 10, 2026. Accessed September 18, 2026. https://www.eldercarecosts.com/memory-care/florida/palm-bay/.

These figures may be quoted and reproduced with attribution and a link back to this page. No permission needed. Methodology · Data sources · Who produces this · Corrections

Memory Care in Palm Bay: 2026 Costs & Licensed Providers