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ElderCareCosts
Updated August 2026

Assisted Living in Palm Bay, Florida

Palm Bay, FL has 57 licensed assisted living communities listed on ElderCareCosts. The median estimated cost is $5,732/mo. That's roughly in line with the Florida state median. Most assisted living in Palm Bay is small: 93% of licensed providers have 16 beds or fewer, against 65% nationally.

Not sure which type of care fits? Take our 3-question care quiz →

Median monthly price, Palm Bay

$5,732/mo

Estimated range $5,249 – $6,042

● Palm Bay $5,732 ○ National median $6,230

Source: CareScout 2025 survey, adjusted for local wages

What senior care costs in Palm Bay

2025 figures

Assisted Living cost comparison (2025)
Assisted LivingPalm BayFloridaNational
25th percentile$5,249/mo$5,355/mo$5,488/mo
Median$5,732/mo$5,610/mo$6,230/mo
75th percentile$6,042/mo$6,097/mo$7,083/mo

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Staying home instead

Home care in Palm Bay runs about $33 an hour. Here is what common schedules cost a month:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$2,834
44 hrs/weekMost of every weekday$6,234
24/7 (168 hrs/week)Round-the-clock coverage~$23,803

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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.

Nearby: West Melbourne 5,732 · Melbourne 5,732 · Sebastian 5,670 · Merritt Island 5,732 · Rockledge 5,732

What can you afford?

Here is what different monthly budgets cover in Palm Bay.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Palm Bay runs about $1,660 a month. Income-restricted affordable senior housing is the other common choice, and Palm Bay has 1 such property. The county aging agency at (407) 514-0019 can help you sort through options for free. If money is very tight, ask about Medicaid waivers.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care usually falls here. Full-time care at 44 hours a week runs about $6,234 a month. The local assisted living median is $5,732 a month, and smaller homes often charge less. If Medicaid may apply, ask about waiver programs.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Palm Bay assisted living median of $5,732 a month with room to spare. It also covers close to full-time home care, about $6,234 a month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Palm Bay run about $10,567 a month at the median. Around-the-clock home care usually costs more.
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57 assisted living communities in Palm Bay

What assisted living looks like in Palm Bay

Palm Bay is a market of small licensed homes. 93% have 16 beds or fewer, against 65% nationally. The typical one has 6 beds.

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Free local help worth saving

Palm Bay, in Brevard County, has about 130,132 residents. About 24,719 of them (19%) are 65 or older. The median household income is $72,614.

Source: US Census Bureau

National helplines, including the Eldercare Locator and 211, are listed on paying for care.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →

Questions families ask

Is assisted living in Palm Bay more expensive than the rest of Florida?

Palm Bay's median assisted living cost is about 2% higher than the Florida state median.

Find Palm Bay care options

Tell us what you need and your budget, and we will email you licensed options right away.

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Reading up first? Assisted Living across Florida → · Assisted Living cost across Florida → · Adult Day Care vs Assisted Living →

Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.

Assisted Living in Palm Bay: 2026 Costs & Licensed Providers