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ElderCareCosts
UPDATED JUL 2026 · DATA AS OF 2025

Memory Care in Merritt Island, Florida

We're still building out our memory care directory for Merritt Island, FL. The median estimated cost is $7,165/mo. That's roughly in line with the Florida state median. Browse nearby cities or the Florida page while we finish adding local providers.

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Median monthly price, Merritt Island

$7,165/mo

Typical range $6,878 – $7,452

Merritt Island $7,165 National median $8,160

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Three steps

1. Call the county aging agency

Free: (407) 514-0019 (Senior Resource Alliance)

3. Tour with the checklist

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What senior care costs in Merritt Island

Merritt Island figures as of 2025. Method and sources below.

Modeled memory-care ranges for Merritt Island versus Florida and a multi-state national aggregate. Method: local assisted-living estimate plus a documented 20–30% premium band (not a Genworth memory-care survey median).

Memory Care cost comparison (2025)
Memory CareMerritt IslandFloridaNational
25th percentile$6,878/mo$6,732/mo$7,833/mo
Median$7,165/mo$7,013/mo$8,160/mo
75th percentile$7,452/mo$7,293/mo$8,486/mo

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Why is this number different on other websites? Most sites average "starting at" prices. Base rent, before care fees. We estimate the full monthly cost families actually pay. Budget from the all-in number. Our methodology →

What home care really costs by the hour

The $6,234 monthly figure assumes 44 hours of care a week. The survey standard. At Merritt Island's implied rate of about $33 an hour:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$2,834
44 hrs/weekMost of every weekday$6,234
24/7 (168 hrs/week)Round-the-clock coverage~$23,803

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Ways families typically pay

  • Private pay (savings, income, home equity)
  • Long-term care insurance
  • VA Aid & Attendance for eligible veterans and surviving spouses
  • Medicaid home- and community-based services (HCBS) waivers, where eligible. Rules vary by state

Medicare generally does not cover long-term custodial care. State-specific Medicaid waiver guides are coming soon.

Nearby: Cocoa Beach not published · Rockledge $7,165 · Viera East not published · Tropical Park not published · Viera West not published

What can you afford?

Every family starts with a number. Here's what different monthly budgets realistically cover in Merritt Island, grounded in local medians on this page.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Merritt Island runs about $1,660/mo at the median. Income-restricted affordable senior housing (HUD 202, USDA 515, LIHTC, state HFA) is often the real under-$2,500 path when eligibility fits. Check local listings and income caps with the property. Call the county aging agency at (407) 514-0019 for free navigation help. Medicaid/waiver paths can stretch a tight budget when eligibility fits.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care often lands in this band (full survey month for in-home care is $6,234). Local assisted living median is $5,732/mo. Small homes can sit below that midpoint. Ask about waiver programs if Medicaid may apply.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Merritt Island assisted living median ($5,732/mo) comfortably. Or near-full-time home care around the $6,234/mo survey month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Merritt Island run about $10,567/mo at the median. Round-the-clock home care usually costs more. Compare before deciding.
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Licensed assisted living communities: 10

Florida's public data download doesn't say which communities offer dementia care. These licensed assisted living communities in Merritt Island are worth calling to ask.

How we rank these: we don't. Sort them yourself.

Providers appear with their government data: CMS star ratings where they exist, license status, capacity, and inspection history. You can sort them yourself. Nobody pays to appear, and nobody pays to move up. If a listing says "Sponsored," a provider paid for that placement and the label says so.

Looking for a transparent sort by CMS stars, inspection records, and staffing? That is a separate data ranking, not an editorial pick.

Sponsored placements, when they appear, are always labeled. How we make money →

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Free local help worth saving

Merritt Island has an estimated population of 34,992. About 9,659 residents (28%) are age 65 or older. Merritt Island is located in Brevard County, Florida. The median household income is $94,012. Estimated median cost in Merritt Island is $7,165 per month, compared with $7,013 per month statewide in Florida.

Source: US Census Bureau (ACS) · Updated Jul 2026.GOV

These services are public and free. We list them before anything we could earn from.

Free national starting points. Official sites only; we do not scrape these directories.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. Official info only. How Aid & Attendance works →

Questions families ask

Is memory care in Merritt Island more expensive than the rest of Florida?

Merritt Island's median memory care cost is about 2% higher than the Florida state median.

Want a Merritt Island shortlist?

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Reading up first? Memory Care across Florida → · Memory Care cost breakdown → · Memory Care vs Assisted Living →

Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Free, no email required. Optional send-to-email when you want it on your phone.

Trust & methodology

Cite this: According to ElderCareCosts' 2026 index, memory care in Merritt Island, FL costs $7,165/month (median).

Memory Care in Merritt Island: 2026 Costs & Licensed Providers · ElderCareCosts