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ElderCareCosts
Updated August 2026

In-Home Care in Memphis, Tennessee

Memphis, TN has 1 licensed in-home care agency listed on ElderCareCosts. The median estimated cost is $5,655/mo. That's below the Tennessee state median by about 4%.

Not sure which type of care fits? Take our 3-question care quiz →

Starting tier, Memphis

$2,570/mo

About 20 hours a week: a common starting point for a new home-care client

Full-time care (44 hrs/week, survey standard)

$5,655/mo

Estimated range $5,382 – $6,285

● Memphis $5,655 at 44 hrs/wk ○ National median $6,769 at 44 hrs/wk

Source: CareScout 2025 survey, adjusted for local wages

See all 1 providers →Compare costs →

What senior care costs in Memphis

2025 figures

In-Home Care cost comparison (2025)
In-Home CareMemphisTennesseeNational
25th percentile$5,382/mo$5,643/mo$6,221/mo
Median$5,655/mo$5,911/mo$6,769/mo
75th percentile$6,285/mo$6,425/mo$7,627/mo

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Source: CareScout 2025 survey, adjusted for local wages (opens in a new tab)

What home care costs by the hour

Home care in Memphis runs about $30 an hour. Here is what common schedules cost a month:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$2,570
44 hrs/weekMost of every weekday$5,655
24/7 (168 hrs/week)Round-the-clock coverage~$21,592

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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.

If getting up from the toilet is the hard part, an electric toilet lift does the lifting, day or night. Sponsored

What can you afford?

Here is what different monthly budgets cover in Memphis.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Memphis runs about $1,658 a month. Income-restricted affordable senior housing is the other common choice, and Memphis has 37 such properties. If money is very tight, ask about Medicaid waivers.
Affordable senior apartments →
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care usually falls here. Full-time care at 44 hours a week runs about $5,655 a month. The local assisted living median is $5,592 a month, and smaller homes often charge less. If Medicaid may apply, ask about waiver programs.
Medicaid & waiver paths →
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Memphis assisted living median of $5,592 a month with room to spare. It also covers close to full-time home care, about $5,655 a month.
How families pay →
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Memphis run about $9,021 a month at the median. Around-the-clock home care usually costs more.
How families pay →
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1 in-home care agency in Memphis

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Free local help worth saving

Memphis, in Shelby County, has about 618,980 residents. About 89,268 of them (14%) are 65 or older. The median household income is $51,736.

Source: US Census Bureau
  • Tennessee Long-Term Care Ombudsman Programltcombudsman.org

    State Long-Term Care Ombudsman program.

  • Tennessee State Health Insurance Assistance Program (SHIP)shiphelp.org

    State Health Insurance Assistance Program (SHIP).

  • Tennessee Commission on Aging and Disability1-866-836-6678tn.gov

    Statewide help for older adults, people with disabilities and caregivers.

  • Lt. Col. Luke Weathers, Jr. VA Medical Centerva.gov

    VA Medical Center in Memphis.

  • CHOICESOfficial program page

    Can help pay for care if your parent qualifies.

National helplines, including the Eldercare Locator and 211, are listed on paying for care.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →

Questions families ask

What does in-home care cost per hour in Memphis?

Based on the modeled median, in-home care in Memphis runs about $30 an hour. A 20-hour week runs about $2,570/month.

Is in-home care in Memphis more expensive than the rest of Tennessee?

Memphis's median in home care cost is about 4% lower than the Tennessee state median.

Find Memphis care options

Tell us what you need and your budget, and we will email you licensed options right away.

Find care options →

Reading up first? In-Home Care across Tennessee → · In-Home Care cost across Tennessee → · Adult Day Care vs In-Home Care →

Assessment scheduled this week? Print our checklist: what to ask during your in-home assessment, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.

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In-Home Care in Memphis: 2026 Costs & Licensed Providers