CENSUS PLACE DATA 2024 · COST DATA 2025

In-Home Care in Severna Park, Maryland

Name: In-Home Care cost estimates. Severna Park, MD
Creator: ElderCareCosts Research
License: https://www.eldercarecosts.com/editorial-standards/

Severna Park, MD has 10 licensed in-home care agencies listed on ElderCareCosts. The median estimated cost is $6,723/mo. That's roughly in line with the Maryland state median. Compare providers below, or request a personalized shortlist to start your search.

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Starting tier, Severna Park

$3,056/mo

About 20 hours a week: a common starting point for a new home-care client

Full-time care (44 hrs/week, survey standard)

$6,723/mo

Modeled range $6,301 – $7,491

● Severna Park $6,723 at 44 hrs/wk ○ National median $6,769 at 44 hrs/wk

Modeled estimate · 2025 survey adjusted by metro wagesEstimate, not a quoteDownload CSV

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Free: (410) 222-4464 (Department of Aging and Disabilities)

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What senior care costs in Severna Park

Severna Park figures as of 2025. Method and sources below.

Median costs for in-home care in Severna Park versus Maryland and the middle state nationally. The 25th and 75th percentile rows are the modeled range explained on the methodology page; in the national column they are percentiles across state medians. Figures are estimates, not quotes.

In-Home Care cost comparison (2025)
In-Home Care	Severna Park	Maryland	National
25th percentile	$6,301/mo	$6,370/mo	$6,221/mo
Median	$6,723/mo	$6,673/mo	$6,769/mo
75th percentile	$7,491/mo	$7,253/mo	$7,627/mo

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Source: Modeled estimate · 2025 survey adjusted by metro wages

Download CSV Methodology

Why is this number different on other websites? Many directories quote a community's "starting at" rent, before care fees. This figure is the state survey median adjusted by wages in the surrounding metro area, so nearby cities in the same metro share it. It is an estimate to plan against, not a quote; ask each provider for its own number in writing. Our methodology →

What home care really costs by the hour

The $6,723 monthly figure assumes 44 hours of care a week. The survey standard. At Severna Park's implied rate of about $35 an hour:

Hours of care	What it looks like	Est. monthly cost
20 hrs/week	Mornings or afternoons, weekdays	~$3,056
44 hrs/week	Most of every weekday	$6,723
24/7 (168 hrs/week)	Round-the-clock coverage	~$25,670

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Ways families typically pay

Private pay (savings, income, home equity)
Long-term care insurance
VA Aid & Attendance for eligible veterans and surviving spouses
Medicaid home- and community-based services (HCBS) waivers, where eligible. Rules vary by state

Medicare generally does not cover long-term custodial care. State-specific Medicaid waiver guides are coming soon.

Nearby: Arden on the Severn $6,723 · Herald Harbor $6,723 · Lake Shore $6,723 · Arnold $6,723 · Gambrills $6,723

What can you afford?

Every family starts with a number. Here's what different monthly budgets realistically cover in Severna Park, grounded in local medians on this page.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Severna Park runs about $2,545/mo at the median. Income-restricted affordable senior housing is often the real under-$2,500 path when eligibility fits. Severna Park lists 1 such property in our directory. Call the county aging agency at (410) 222-4464 for free navigation help. Medicaid/waiver paths can stretch a tight budget when eligibility fits.

Affordable senior apartments →

$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care often lands in this band (full survey month for in-home care is $6,723). Local assisted living median is $7,227/mo. Small homes can sit below that midpoint. Ask about waiver programs if Medicaid may apply.

Medicaid & waiver paths →

$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Severna Park assisted living median ($7,227/mo) comfortably. Or near-full-time home care around the $6,723/mo survey month.

How families pay →

Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Severna Park run about $13,024/mo at the median. Round-the-clock home care usually costs more. Compare before deciding.

How families pay →

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Every licensed in-home care agency: 10

A note on counting: we show 10 licensed in-home care agencies listed for Severna Park proper. Other sites show bigger numbers when they count a wide radius. Nearby options are linked below, labeled by city.

How we rank these: we don't. Listed by verification date, newest first.

Providers appear with their government data: license status, capacity, inspection history, and a CMS star rating where the service has one. The order is the date we last verified each record, newest first. Nobody pays to appear, and nobody pays to move up. If a listing says "Sponsored," a provider paid for that placement and the label says so.

Looking for a transparent sort by CMS stars, inspection records, and staffing? That is a separate data ranking, not an editorial pick.

Most listings publish no price. The Severna Park in-home care median is $6,723/mo, an estimate; ask each agency for its own number in writing.