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ElderCareCosts
UPDATED JUL 2026 · DATA AS OF 2025

In-Home Care in Severn, Maryland

Severn, MD has 15 licensed in-home care providers listed on ElderCareCosts. The median estimated cost is $6,723/mo. That's roughly in line with the Maryland state median. Compare providers below, or request a personalized shortlist to start your search.

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Starting tier, Severn

$3,056/mo

About 20 hours a week: a common starting point for a new home-care client

Full-time care (44 hrs/week, survey standard)

$6,723/mo

Typical range $6,301 – $7,491

● Severn $6,723 at 44 hrs/wk ○ National median $6,848 at 44 hrs/wk

Modeled estimate · 2025 dataEstimate; not a quoteDownload CSV
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What senior care costs in Severn

Severn figures as of 2025. Method and sources below.

Modeled median costs for in-home care in Severn versus Maryland and a multi-state national aggregate. Figures are estimates, not quotes.

In-Home Care cost comparison (2025)
In-Home CareSevernMarylandNational
25th percentile$6,301/mo$6,370/mo$6,537/mo
Median$6,723/mo$6,673/mo$6,848/mo
75th percentile$7,491/mo$7,253/mo$7,443/mo

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Source: Modeled estimate (opens in a new tab) · Updated 2025
Download CSVMethodology
Why is this number different on other websites? Most sites average "starting at" prices. Base rent, before care fees. We estimate the full monthly cost families actually pay. Budget from the all-in number. Our methodology →

What home care really costs by the hour

The $6,723 monthly figure assumes 44 hours of care a week. The survey standard. At Severn's implied rate of about $35 an hour:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$3,056
44 hrs/weekMost of every weekday$6,723
24/7 (168 hrs/week)Round-the-clock coverage~$25,670

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Ways families typically pay

  • Private pay (savings, income, home equity)
  • Long-term care insurance
  • VA Aid & Attendance for eligible veterans and surviving spouses
  • Medicaid home- and community-based services (HCBS) waivers, where eligible. Rules vary by state

Medicare generally does not cover long-term custodial care. State-specific Medicaid waiver guides are coming soon.

Nearby: Fort Meade $6,474 · Gambrills $6,474 · Jessup $6,474 · Odenton $6,723 · Elkridge $6,723

What can you afford?

Every family starts with a number. Here's what different monthly budgets realistically cover in Severn, grounded in local medians on this page.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Severn runs about $2,545/mo at the median. Income-restricted affordable senior housing (HUD 202, USDA 515, LIHTC, state HFA) is often the real under-$2,500 path when eligibility fits. Check local listings and income caps with the property. Call the county aging agency at (410) 222-4464 for free navigation help. Medicaid/waiver paths can stretch a tight budget when eligibility fits.
Affordable senior apartments →
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care often lands in this band (full survey month for in-home care is $6,723). Local assisted living median is $7,227/mo. Small homes can sit below that midpoint. Ask about waiver programs if Medicaid may apply.
Medicaid & waiver paths →
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Severn assisted living median ($7,227/mo) comfortably. Or near-full-time home care around the $6,723/mo survey month.
How families pay →
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Severn run about $13,024/mo at the median. Round-the-clock home care usually costs more. Compare before deciding.
How families pay →
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Every licensed in-home care provider: 15

A note on counting: we show 15 licensed in-home care providers listed for Severn proper. Other sites show bigger numbers when they count a wide radius. Nearby options are linked below, labeled by city.

How we rank these: we don't. Sort them yourself.

Providers appear with their government data: CMS star ratings where they exist, license status, capacity, and inspection history. You can sort them yourself. Nobody pays to appear, and nobody pays to move up. If a listing says "Sponsored," a provider paid for that placement and the label says so.

Looking for a transparent sort by CMS stars, inspection records, and staffing? That is a separate data ranking, not an editorial pick.

Sponsored placements, when they appear, are always labeled. How we make money →

Compare agencies you choose
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Also serving Severn

In-home care comes to the home, so agencies based one town over often serve Severn; their licensed office is simply in a different city. These 12 are based nearby, listed by office location, nearest first. They are separate from the licensed-in-Severn count above. Always confirm they cover your address.

Ordered by distance from Severn, never by who pays. Office location is shown on every card. How we make money →

Include a nearby agency in your Severn shortlist
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Free local help worth saving

Severn has an estimated population of 58,402. About 7,436 residents (13%) are age 65 or older. Severn is located in Anne Arundel County, Maryland. The median household income is $134,423. Our directory currently lists 15 licensed in-home care providers in Severn. Estimated median cost in Severn is $6,723 per month, compared with $6,673 per month statewide in Maryland.

Source: US Census Bureau (ACS) · Updated Jul 2026.GOV

These services are public and free. We list them before anything we could earn from.

  • Department of Aging and Disabilities(410) 222-4464aacounty.org

    Area Agency on Aging serving this city.

    State aging agency
  • Maryland Long-Term Care Ombudsman Programltcombudsman.org

    State Long-Term Care Ombudsman program.

    State LTC Ombudsman
  • Maryland State Health Insurance Assistance Program (SHIP)shiphelp.org

    State Health Insurance Assistance Program (SHIP).

    Medicare counseling (SHIP)
  • Maryland Access Point1-844-627-5465marylandaccesspoint.211md.org

    Aging & Disability Resource Center hub for this state.

    State aging agency
  • Baltimore VA Medical Centerva.gov

    VA Medical Center in Baltimore.

    VA open data
  • Home and Community Based Options WaiverOfficial program page

    Can help pay for care if your parent qualifies. Rules change. Confirm on the official page.

    State Medicaid program

Free national starting points. Official sites only; we do not scrape these directories.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. Official info only. How Aid & Attendance works →

Questions families ask

How many in-home care providers are listed in Severn, MD?

We currently list 15 licensed in-home care providers in Severn, MD.

What does in-home care cost per hour in Severn?

Based on the modeled median, in-home care in Severn runs about $35 an hour. A 20-hour week runs about $3,056/month.

Is in-home care in Severn more expensive than the rest of Maryland?

Severn's median in-home care cost is about 1% higher than the Maryland state median.

Want a Severn shortlist?

Tell us needs and budget once. We send licensed matches with real prices. Data stays free either way.

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Reading up first? In-Home Care across Maryland → · In-Home Care cost breakdown → · Adult Day Care vs In-Home Care →

Assessment scheduled this week? Print our checklist: what to ask during your in-home assessment, what to notice, and the license paperwork to request. Free, no email required. Optional send-to-email when you want it on your phone.

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Trust & methodology

Cite this: According to ElderCareCosts' 2026 index, in-home care in Severn, MD costs $6,723/month (median), at the 44-hour-a-week survey standard.

In-Home Care in Severn: 2026 Costs & Licensed Providers · ElderCareCosts