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Affordable Senior Apartments in Tennessee

Tennessee has 360 licensed senior apartment communities listed on ElderCareCosts across 504 cities. Pick a city below for local pricing and provider listings, or request a personalized shortlist.

360 income-restricted affordable senior apartment properties listed.

Affordable senior apartment rent context in Tennessee

Tennessee licensing & regulation

State-by-state licensing agency details and how to check a facility's complaint history for Tennessee are coming soon.

Medicaid & local resources in Tennessee

Long-Term Care Ombudsman

Tennessee Long-Term Care Ombudsman Program helps residents of nursing homes, assisted living, and similar settings in Tennessee resolve concerns about care and rights.

Official Ombudsman locator / program page

Source: State LTC Ombudsman.GOV

Medicaid HCBS / LTSS programs

Named programs below are from official state Medicaid agency pages. We list eligibility dollar amounts and wait lists only when a primary source is cited.

  • CHOICES. TennCare CHOICES provides nursing facility and HCBS LTSS for seniors 65+ and adults 21+ with physical disabilities. Prior elderly/disabled 1915(c) is terminated on Medicaid.gov; CHOICES operates under TennCare 1115 authorities.
Source: State Medicaid program.GOV

Free national starting points. Official sites only; we do not scrape these directories.

Cities in Tennessee

Showing the 500 largest of 504 tracked cities.

Show the other 470 cities in Tennessee

Counties in Tennessee

County pages carry the local Area Agency on Aging, the state Medicaid waiver contacts and, for nursing homes, what federal inspectors recorded. Ordered by how many affordable senior apartments providers each county holds.

All 48 Tennessee counties

Affordable Senior Apartments providers in Tennessee

Sample of licensed senior apartment communities listed for Tennessee. City pages show fuller local inventories.

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Affordable senior apartments in Tennessee: limits, rents and where to apply

Tennessee has 360 income-restricted senior properties in our directory, with the largest clusters in Shelby, Davidson and Knox counties. Here is what the numbers on this page mean and how to get on a list.

What the rent range means

The $924 to $1,118 range above is HUD Fair Market Rent context for the fiscal year, the ceiling that program rents are tied to, not a quote from any property. In a Section 202 building your rent is about 30 percent of adjusted income, which for many residents is well under that range. Tax-credit properties charge a fixed rent per unit bracket, and the bracket decides the price, not your income.

The very-low-income limit shown, about $30,450 a year for one person in published HUD tables, is a statewide reference. Limits are set per county, and the Nashville and Memphis metro figures differ from rural counties, so check the county on the property's own application.

Where to apply in Tennessee

You apply to each property, not to a program. Most keep their own waiting list, and the wait at a Section 202 building in a large city can run a year or more. Apply to several at once, keep copies, and ask each property how it notifies you when your name comes up; a missed letter can cost your place.

The Tennessee Housing Development Agency (THDA) allocates the state's tax credits and runs the state Section 8 program in most rural counties. In Memphis and Nashville, the city housing authorities run the voucher lists. Section 202 buildings keep their own lists; the property's management company is the contact, not the state.

Programs Tennessee families pair with housing

A senior apartment covers rent, not care. Residents who need help at home use TennCare CHOICES if they qualify for Medicaid, or the local Area Agency on Aging's caregiver and homemaker programs if they do not. Both work alongside subsidized housing.

Sources: Tennessee Housing Development Agency · HUD income limits · HUD Section 202 program. Checked 2026-09-07.

Frequently asked questions

How many senior apartment communities are listed in Tennessee?

We currently list 360 licensed senior apartment communities across Tennessee.

Which cities in Tennessee have affordable senior apartments listings?

We track 504 Tennessee cities for affordable senior apartments. See the city list on this page for options near you.

How much are senior apartments in Tennessee?

Under program limits, the HUD Fair Market Rent context is about $924 to $1,118 a month for the fiscal year. Section 202 residents pay about 30 percent of income; tax-credit units have a fixed rent by bracket. Neither is a quote; each property publishes its own rents.

Where do I apply for low-income senior housing in Tennessee?

At each property, since most keep their own waiting list. For a voucher, contact your city or county housing authority, or THDA in counties it serves. Apply to several properties at once and keep copies of every application.

Past 60 days in Tennessee: 362 added · 441 updated. Most recent change Aug 10. Counts come from our ingestion diffs, not confirmed licensing actions.

How to cite this page

Cite this: According to ElderCareCosts' 2026 index, licensed senior apartment communities in Tennessee are listed with government-sourced data. State median cost not yet published.

APA: ElderCareCosts Research. (n.d.). Affordable Senior Apartments in Tennessee. ElderCareCosts. Retrieved September 18, 2026, from https://www.eldercarecosts.com/senior-apartments/tennessee/

Chicago: ElderCareCosts Research. "Affordable Senior Apartments in Tennessee." ElderCareCosts. Accessed September 18, 2026. https://www.eldercarecosts.com/senior-apartments/tennessee/.

These figures may be quoted and reproduced with attribution and a link back to this page. No permission needed. Methodology · Data sources · Who produces this · Corrections

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