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Affordable Senior Apartments in Carteret County, NC

Licensed affordable senior apartments providers across Carteret County, the cities they are in, and where to get free local help.

Licensed affordable senior apartments providers: 12

Affordable Senior Apartments · 80 beds · mid-size community · Morehead City, NC

Ekklesia

Income-restricted (affordable)HUD Section 202

Rent is limited to households under income caps that vary by area. Check with the property.

HUD Section 202 property ID S202-800012822 · About this housing program ↗
Affordable Senior Apartments · 20 beds · small community · Morehead City, NC

Ekklesia II

Income-restricted (affordable)HUD Section 202

Rent is limited to households under income caps that vary by area. Check with the property.

HUD Section 202 property ID S202-800012815 · About this housing program ↗
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Cities in Carteret County

No city-level affordable senior apartments listings are attached to this county yet.

Local housing costs

HUD’s fair market rent for Carteret County sets what a housing voucher covers here. It is a useful floor for what local housing costs, not a price for care.

One-bedroom fair market rent (FY2026)
$913per month
Two-bedroom fair market rent (FY2026)
$1,198per month
Income limit, one person (FY2026)
$36,250per year
Income limit, four people (FY2026)
$51,750per year

The income limits are HUD’s very low income threshold, about 50 percent of area median income. They are the line most Section 8 and income-restricted senior housing programs use. HUD publishes a one-person and a four-person figure, so households of two or three fall between the two numbers above.

Local aging & Medicaid contacts

Long-term care ombudsman

Free help with complaints about care and residents' rights in nursing homes and assisted living.

North Carolina Long-Term Care Ombudsman Program

Official ombudsman website

Source: State LTC Ombudsman

Area Agency on Aging

Eastern Carolina Council of Governments Area Agency on Aging · (252) 638-3185

Official AAA website

Source: State aging agency

Aging & Disability Resource Center

North Carolina 2-1-1 · 1-888-892-1162

Official ADRC page

Source: Aging & disability resource center

Medicare counseling (SHIP)

Seniors' Health Insurance Information Program (SHIIP) · 855-408-1212

Official SHIP website

Source: Medicare counseling (SHIP)

North Carolina Medicaid HCBS / LTSS programs

State-level Medicaid waiver contacts (not invented county Medicaid offices). Official agency pages only.

Source: State Medicaid program

Questions families ask

Who is the Area Agency on Aging for Carteret County?

Eastern Carolina Council of Governments Area Agency on Aging is the Area Agency on Aging covering Carteret County. Contact details on this page come from official aging-network sources.

How do families in Carteret County learn about Medicaid long-term care options?

North Carolina runs named Medicaid programs that pay for care at home and in assisted living. This page links to the official state pages for each.

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