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ElderCareCosts

Affordable Senior Apartments in New Jersey

New Jersey has 261 licensed senior apartment communities listed on ElderCareCosts across 700 cities. Pick a city below for local pricing and provider listings.

Affordable senior apartment rent context in New Jersey

New Jersey licensing & regulation

State-by-state licensing agency details and how to check a facility's complaint history for New Jersey are coming soon.

Medicaid & local resources in New Jersey

Long-Term Care Ombudsman

New Jersey Long-Term Care Ombudsman Program helps residents of nursing homes, assisted living, and similar settings in New Jersey resolve concerns about care and rights.

Find your local ombudsman

Medicaid programs for care at home

  • Managed Long Term Services and Supports (MLTSS). New Jersey has no active 1915(c) elderly HCBS waiver on the Medicaid.gov factsheet; elderly / disabled LTSS is delivered through NJ FamilyCare MLTSS under the Comprehensive Demonstration (1115).

National helplines

Cities in New Jersey

Don't see your city? Search for it, or start from the nearest larger one.

Counties in New Jersey

Affordable Senior Apartments by county in New Jersey

Affordable Senior Apartments providers in New Jersey

Some of the licensed senior apartment communities in New Jersey. Open a city page for the full local list.

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Affordable senior apartments in New Jersey: limits, rents and where to apply

New Jersey has 261 income-restricted senior properties in our directory, concentrated in Essex, Camden, Monmouth and Bergen counties. Here is what the figures mean and how the state's lists work.

What the rent range means

The $1,759 to $2,132 range above is HUD Fair Market Rent context, the ceiling program rents are tied to, not a quote. Section 202 residents pay about 30 percent of adjusted income. Tax-credit units carry a fixed rent by bracket. The very-low-income limit shown, about $46,767 a year for one person in published HUD tables, is a statewide reference; northern counties near New York have higher limits than the south.

Where to apply in New Jersey

You apply to each property, not to a program. Most keep their own waiting list, and the wait at a Section 202 building in a large city can run a year or more. Apply to several at once, keep copies, and ask each property how it notifies you when your name comes up; a missed letter can cost your place.

The New Jersey Housing and Mortgage Finance Agency (NJHMFA) allocates tax credits and publishes property lists. The state Department of Community Affairs runs the statewide Section 8 voucher list, which opens rarely and briefly; many county and city housing authorities run their own lists as well. Section 202 buildings keep their own lists through the management company.

Help beyond rent

New Jersey's Medicaid long-term care benefits run through NJ FamilyCare Managed Long Term Services and Supports (MLTSS), which pays for in-home help and adult day care for people who qualify. Residents who are over the Medicaid limit can use the county Office on Aging for homemaker and respite programs. Both work alongside subsidized housing.

Sources: New Jersey Housing and Mortgage Finance Agency · NJ Department of Community Affairs · HUD income limits. Checked 2026-09-07.

Frequently asked questions

Which cities in New Jersey have affordable senior apartments listings?

New Jersey has affordable senior apartments listings in 700 cities and towns. Find yours in the city list on this page, or search for it by name.

How much are senior apartments in New Jersey?

Under program limits, the HUD Fair Market Rent context is about $1,759 to $2,132 a month. Section 202 residents pay about 30 percent of income; tax-credit units have a fixed rent by bracket. Each property publishes its own rents.

How do I get on a senior housing waiting list in New Jersey?

Apply directly to each property; most keep their own list. For a voucher, watch the Department of Community Affairs and your county housing authority for list openings, which are short. Apply to several properties and keep copies.

Past 60 days in New Jersey: 37 updated. Most recent change Nov 2. Counts come from our ingestion diffs, not confirmed licensing actions.

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