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ElderCareCosts

Affordable Senior Apartments in New Jersey

New Jersey has 261 licensed senior apartment communities listed on ElderCareCosts across 700 cities. Pick a city below for local pricing and provider listings, or request a personalized shortlist.

261 income-restricted affordable senior apartment properties listed.

Affordable senior apartment rent context in New Jersey

New Jersey licensing & regulation

State-by-state licensing agency details and how to check a facility's complaint history for New Jersey are coming soon.

Medicaid & local resources in New Jersey

Long-Term Care Ombudsman

New Jersey Long-Term Care Ombudsman Program helps residents of nursing homes, assisted living, and similar settings in New Jersey resolve concerns about care and rights.

Official Ombudsman locator / program page

Source: State LTC Ombudsman.GOV

Medicaid HCBS / LTSS programs

Named programs below are from official state Medicaid agency pages. We list eligibility dollar amounts and wait lists only when a primary source is cited.

  • Managed Long Term Services and Supports (MLTSS). New Jersey has no active 1915(c) elderly HCBS waiver on the Medicaid.gov factsheet; elderly / disabled LTSS is delivered through NJ FamilyCare MLTSS under the Comprehensive Demonstration (1115).
Source: State Medicaid program.GOV

Free national starting points. Official sites only; we do not scrape these directories.

Cities in New Jersey

Showing the 500 largest of 700 tracked cities.

Show the other 470 cities in New Jersey

Counties in New Jersey

County pages carry the local Area Agency on Aging, the state Medicaid waiver contacts and, for nursing homes, what federal inspectors recorded. Ordered by how many affordable senior apartments providers each county holds.

Affordable Senior Apartments by county in New Jersey

Affordable Senior Apartments providers in New Jersey

Sample of licensed senior apartment communities listed for New Jersey. City pages show fuller local inventories.

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How we rank these

Affordable senior apartments in New Jersey: limits, rents and where to apply

New Jersey has 261 income-restricted senior properties in our directory, concentrated in Essex, Camden, Monmouth and Bergen counties. Here is what the figures mean and how the state's lists work.

What the rent range means

The $1,759 to $2,132 range above is HUD Fair Market Rent context, the ceiling program rents are tied to, not a quote. Section 202 residents pay about 30 percent of adjusted income. Tax-credit units carry a fixed rent by bracket. The very-low-income limit shown, about $46,767 a year for one person in published HUD tables, is a statewide reference; northern counties near New York have higher limits than the south.

Where to apply in New Jersey

You apply to each property, not to a program. Most keep their own waiting list, and the wait at a Section 202 building in a large city can run a year or more. Apply to several at once, keep copies, and ask each property how it notifies you when your name comes up; a missed letter can cost your place.

The New Jersey Housing and Mortgage Finance Agency (NJHMFA) allocates tax credits and publishes property lists. The state Department of Community Affairs runs the statewide Section 8 voucher list, which opens rarely and briefly; many county and city housing authorities run their own lists as well. Section 202 buildings keep their own lists through the management company.

Help beyond rent

New Jersey's Medicaid long-term care benefits run through NJ FamilyCare Managed Long Term Services and Supports (MLTSS), which pays for in-home help and adult day care for people who qualify. Residents who are over the Medicaid limit can use the county Office on Aging for homemaker and respite programs. Both work alongside subsidized housing.

Sources: New Jersey Housing and Mortgage Finance Agency · NJ Department of Community Affairs · HUD income limits. Checked 2026-09-07.

Frequently asked questions

How many senior apartment communities are listed in New Jersey?

We currently list 261 licensed senior apartment communities across New Jersey.

Which cities in New Jersey have affordable senior apartments listings?

We track 700 New Jersey cities for affordable senior apartments. See the city list on this page for options near you.

How much are senior apartments in New Jersey?

Under program limits, the HUD Fair Market Rent context is about $1,759 to $2,132 a month. Section 202 residents pay about 30 percent of income; tax-credit units have a fixed rent by bracket. Each property publishes its own rents.

How do I get on a senior housing waiting list in New Jersey?

Apply directly to each property; most keep their own list. For a voucher, watch the Department of Community Affairs and your county housing authority for list openings, which are short. Apply to several properties and keep copies.

Past 60 days in New Jersey: 262 added · 327 updated. Most recent change Aug 10. Counts come from our ingestion diffs, not confirmed licensing actions.

How to cite this page

Cite this: According to ElderCareCosts' 2026 index, licensed senior apartment communities in New Jersey are listed with government-sourced data. State median cost not yet published.

APA: ElderCareCosts Research. (n.d.). Affordable Senior Apartments in New Jersey. ElderCareCosts. Retrieved September 18, 2026, from https://www.eldercarecosts.com/senior-apartments/new-jersey/

Chicago: ElderCareCosts Research. "Affordable Senior Apartments in New Jersey." ElderCareCosts. Accessed September 18, 2026. https://www.eldercarecosts.com/senior-apartments/new-jersey/.

These figures may be quoted and reproduced with attribution and a link back to this page. No permission needed. Methodology · Data sources · Who produces this · Corrections

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