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ElderCareCosts

ElderCareCosts Research

https://www.eldercarecosts.com/press/2026-cost-index/maryland/

For immediate release · October 10, 2026

Senior care in Maryland: assisted living $7,173 a month, a nursing home $12,927 a month, home care about $35 an hour

ElderCareCosts Research

OCTOBER 10, 2026 Families in Maryland pay a median $7,173 a month for assisted living, 15% above the national median, and $12,927 a month for a nursing home, according to The ElderCareCosts 2026 Cost of Senior Care Index, published October 10, 2026 by ElderCareCosts.

Agency home care in Maryland works out to about $35 an hour at the survey's 44-hour week, against a median wage of $17.96 an hour for the home health and personal care aides who deliver it (Bureau of Labor Statistics, May 2025). The difference carries payroll taxes, insurance, scheduling and backup coverage, not only margin.

Maryland ranks 12th of 50 states for assisted living cost and 12th of 51 states for nursing home cost (first is most expensive). The index lists 1,685 assisted living communities, 223 nursing homes, 2,920 home care agencies, 108 memory care communities, 130 adult day programs and 26 hospice agencies in Maryland, drawn from state licensing registries and federal files.

Maryland medians at a glance

Monthly medians for Maryland, 2025, against the national median
Care typeMaryland monthlyAnnualNational monthlyAgainst national
Assisted Living$7,173$86,076$6,23015% above
Nursing Homes$12,927$155,124$10,20527% above
In-Home Care$6,673$80,076$6,769in line with
Home Health Care$6,673$80,076$6,769in line with
Adult Day Care$2,526$30,312$2,05823% above

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In-home and home health figures assume 44 hours of care a week. Every figure is a modeled statewide median anchored to the latest published national cost survey and adjusted with federal wage data; it is an estimate to plan against, not a quote from any provider.

Paying for it in Maryland

How Maryland Medicaid covers nursing home care and care at home, who in a family may be paid to provide it, and the waiver programs that apply are on the Maryland Medicaid guide. Licensed providers, with inspection records where the state or CMS publishes them, are on the Maryland assisted living directory and the nursing home directory.

Where the numbers live

Reuse any figure with attribution to ElderCareCosts Research and a link to the page it came from. No permission is needed.

About ElderCareCosts

ElderCareCosts is a cost-first senior care resource. We publish care costs by care type, state, and city with the source and date on every number. We list licensed providers from government records, not just the ones that pay. We explain how families actually pay: Medicaid, veterans benefits, insurance, and what happens when the money runs out.

We do not hide prices behind forms. We do not have commissioned advisors. We do not remove providers for bad inspection results, and we do not let anyone pay to bury them.

Authorship: ElderCareCosts Research (Organization). Not medical, legal, or financial advice.

Media contact

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eldercarecosts.com/press/
The research desk is available for comment, state and metro data cuts, and a CSV of any table on the site.

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Senior care costs in Maryland 2026: assisted living $7,173/mo, nursing home $12,927/mo: press release