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ElderCareCosts
Updated August 2026

Nursing Home in Charles Town, West Virginia

Charles Town, WV has 2 licensed nursing homes listed on ElderCareCosts. The median estimated cost is $17,482/mo. That's above the West Virginia state median by about 36%.

Not sure which type of care fits? Take our 3-question care quiz →

Median monthly price, Charles Town

$17,482/mo

Estimated range $15,549 – $19,537

● Charles Town $17,482 ○ National median $10,205

Source: CareScout 2025 survey, adjusted for local wages

See all 2 providers →Compare costs →

What senior care costs in Charles Town

2025 figures

Nursing Homes cost comparison (2025)
Nursing HomesCharles TownWest VirginiaNational
25th percentile$15,549/mo$12,254/mo$8,951/mo
Median$17,482/mo$12,836/mo$10,205/mo
75th percentile$19,537/mo$13,951/mo$12,642/mo

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Source: CareScout 2025 survey, adjusted for local wages (opens in a new tab)

Staying home instead

Home care in Charles Town runs about $41 an hour. Here is what common schedules cost a month:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$3,541
44 hrs/weekMost of every weekday$7,790
24/7 (168 hrs/week)Round-the-clock coverage~$29,744

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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.

Nearby: Martinsburg 14,801

What can you afford?

Here is what different monthly budgets cover in Charles Town.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care and help from family are the usual options at this budget. Income-restricted affordable senior housing is the other common choice, and Charles Town has 4 such properties. The county aging agency at (304) 257-1221 can help you sort through options for free. If money is very tight, ask about Medicaid waivers.
Affordable senior apartments →
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care usually falls here. Full-time care at 44 hours a week runs about $7,790 a month. The local assisted living median is $8,635 a month, and smaller homes often charge less. If Medicaid may apply, ask about waiver programs.
Medicaid & waiver paths →
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Charles Town assisted living median of $8,635 a month with room to spare. It also covers close to full-time home care, about $7,790 a month.
How families pay →
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Charles Town run about $17,482 a month at the median. Around-the-clock home care usually costs more.
How families pay →
Find options that fit your budget
Tell us how you plan to pay and we'll send licensed options that fit.
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2 nursing homes in Charles Town

Compare facilities side by side
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In the last 365 days: 6 newly licensed. Counts come from our ingestion diffs, not a complete state registry dump.

Free local help worth saving

Charles Town, in Jefferson County, has about 7,337 residents. About 966 of them (13%) are 65 or older. The median household income is $89,263.

Source: US Census Bureau
  • Upper Potomac AAA(304) 257-1221regioneight.org

    Area Agency on Aging serving this city.

  • West Virginia Long-Term Care Ombudsman Programltcombudsman.org

    State Long-Term Care Ombudsman program.

  • West Virginia State Health Insurance Assistance Program (SHIP)shiphelp.org

    State Health Insurance Assistance Program (SHIP).

  • Bridging Resources West Virginia1-866-981-2372br-wv.org

    Statewide help for older adults, people with disabilities and caregivers.

  • Martinsburg VA Medical Centerva.gov

    VA Medical Center in Martinsburg.

  • Aged and Disabled WaiverOfficial program page

    Can help pay for care if your parent qualifies.

National helplines, including the Eldercare Locator and 211, are listed on paying for care.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →

Questions families ask

Are nursing homes in Charles Town more expensive than the rest of West Virginia?

Charles Town's median nursing home cost is about 36% higher than the West Virginia state median.

Find Charles Town care options

Tell us what you need and your budget, and we will email you licensed options right away.

Find care options →

Reading up first? Nursing Homes across West Virginia → · Nursing Homes cost across West Virginia → · Assisted Living vs Nursing Homes →

Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.

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Nursing Homes in Charles Town: 2026 Costs & Licensed Providers