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ElderCareCosts

Nursing Home in Gray, Tennessee

Gray, TN has 1 licensed nursing home listed on ElderCareCosts. The median estimated cost is $8,571/mo. That's below the Tennessee state median by about 9%.

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Median monthly price, Gray

$8,571/mo

Estimated range $8,355 – $10,180

● Gray $8,571 ○ National median $10,205

Source: CareScout 2025 survey, adjusted for local wages

What senior care costs in Gray

2025 figures

Nursing Homes cost comparison (2025)
Nursing HomesGrayTennesseeNational
25th percentile$8,355/mo$9,001/mo$8,951/mo
Median$8,571/mo$9,429/mo$10,205/mo
75th percentile$10,180/mo$10,248/mo$12,642/mo

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Staying home instead

Home care in Gray runs about $28 an hour. Here is what common schedules cost a month:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$2,442
44 hrs/weekMost of every weekday$5,373
24/7 (168 hrs/week)Round-the-clock coverage~$20,515

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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.

Nearby: Johnson City 8,571 · Kingsport 8,688 · Elizabethton 8,571 · Erwin 8,571

What can you afford?

Here is what different monthly budgets cover in Gray.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Gray runs about $1,575 a month. Income-restricted affordable senior housing is the other common choice, and Gray has 1 such property. If money is very tight, ask about Medicaid waivers.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care usually falls here. Full-time care at 44 hours a week runs about $5,373 a month. The local assisted living median is $5,313 a month, and smaller homes often charge less. If Medicaid may apply, ask about waiver programs.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Gray assisted living median of $5,313 a month with room to spare. It also covers close to full-time home care, about $5,373 a month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Gray run about $8,571 a month at the median. Around-the-clock home care usually costs more.
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1 nursing home in Gray

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In the last 365 days: 2 newly licensed. Counts come from our ingestion diffs, not a complete state registry dump.

Free local help worth saving

Gray, in Washington County, has about 2,237 residents. About 536 of them (24%) are 65 or older. The median household income is $69,947.

Source: US Census Bureau
  • Tennessee Long-Term Care Ombudsman Programltcombudsman.org

    State Long-Term Care Ombudsman program.

  • Tennessee State Health Insurance Assistance Program (SHIP)shiphelp.org

    State Health Insurance Assistance Program (SHIP).

  • Tennessee Commission on Aging and Disability1-866-836-6678tn.gov

    Statewide help for older adults, people with disabilities and caregivers.

  • James H. Quillen Department of Veterans Affairs Medical Centerva.gov

    VA Medical Center in Mountain Home.

  • CHOICESOfficial program page

    Can help pay for care if your parent qualifies.

National helplines, including the Eldercare Locator and 211, are listed on paying for care.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →

Questions families ask

Are nursing homes in Gray more expensive than the rest of Tennessee?

Gray's median nursing home cost is about 9% lower than the Tennessee state median.

Find Gray care options

Tell us what you need and your budget, and we will email you licensed options right away.

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Reading up first? Nursing Homes across Tennessee → · Nursing Homes cost across Tennessee → · Assisted Living vs Nursing Homes →

Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.

Nursing Homes in Gray: 2026 Costs & Licensed Providers