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ElderCareCosts
Updated August 2026

Nursing Home in Spencerville, Ohio

Spencerville, OH has 1 licensed nursing home listed on ElderCareCosts. The median estimated cost is $8,525/mo. That's below the Ohio state median by about 7%.

Not sure which type of care fits? Take our 3-question care quiz →

Median monthly price, Spencerville

$8,525/mo

Estimated range $8,021 – $9,642

● Spencerville $8,525 ○ National median $10,205

Source: CareScout 2025 survey, adjusted for local wages

What senior care costs in Spencerville

2025 figures

Nursing Homes cost comparison (2025)
Nursing HomesSpencervilleOhioNational
25th percentile$8,021/mo$8,769/mo$8,951/mo
Median$8,525/mo$9,186/mo$10,205/mo
75th percentile$9,642/mo$10,389/mo$12,642/mo

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Staying home instead

Home care in Spencerville runs about $32 an hour. Here is what common schedules cost a month:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$2,735
44 hrs/weekMost of every weekday$6,017
24/7 (168 hrs/week)Round-the-clock coverage~$22,974

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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.

Nearby cities: Lima

What can you afford?

Here is what different monthly budgets cover in Spencerville.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Spencerville runs about $1,669 a month. Income-restricted affordable senior housing is the other common choice. Ask each property about its income limits. The county aging agency at (800) 653-7723 can help you sort through options for free. If money is very tight, ask about Medicaid waivers.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care usually falls here. Full-time care at 44 hours a week runs about $6,017 a month. The local assisted living median is $5,664 a month, and smaller homes often charge less. If Medicaid may apply, ask about waiver programs.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Spencerville assisted living median of $5,664 a month with room to spare. It also covers close to full-time home care, about $6,017 a month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Spencerville run about $8,525 a month at the median. Around-the-clock home care usually costs more.
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1 nursing home in Spencerville

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In the last 365 days: 2 newly licensed. Counts come from our ingestion diffs, not a complete state registry dump.

Free local help worth saving

Spencerville, in Allen County, has about 2,107 residents. About 338 of them (16%) are 65 or older. The median household income is $54,883.

Source: US Census Bureau
  • Area Agency on Aging, 3(800) 653-7723aaa3.org

    Area Agency on Aging serving this city.

  • Ohio Long-Term Care Ombudsman Programltcombudsman.org

    State Long-Term Care Ombudsman program.

  • Ohio State Health Insurance Assistance Program (SHIP)shiphelp.org

    State Health Insurance Assistance Program (SHIP).

  • Ohio Association of Area Agencies on Aging614-481-3511ohioaging.org

    Statewide help for older adults, people with disabilities and caregivers.

  • Lima VA Clinicva.gov

    Multi-Specialty Community-Based Outpatient Clinic in Lima.

  • PASSPORTOfficial program page

    Can help pay for care if your parent qualifies.

National helplines, including the Eldercare Locator and 211, are listed on paying for care.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →

Questions families ask

Are nursing homes in Spencerville more expensive than the rest of Ohio?

Spencerville's median nursing home cost is about 7% lower than the Ohio state median.

Find Spencerville care options

Tell us what you need and your budget, and we will email you licensed options right away.

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Reading up first? Nursing Homes across Ohio → · Nursing Homes cost across Ohio → · Assisted Living vs Nursing Homes →

Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.

Nursing Homes in Spencerville: 2026 Costs & Licensed Providers