Nursing Home in St. Charles, Missouri
St. Charles, MO has 6 licensed nursing homes listed on ElderCareCosts. The median estimated cost is $6,872/mo. That's roughly in line with the Missouri state median. Compare providers below, or request a personalized shortlist to start your search.
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● St. Charles $6,872 ○ National median $10,205
Three steps
1. Call the county aging agency
Free: (636) 207-0847 (Aging Ahead)
2. Shortlist 3 options
3. Tour with the checklist
What senior care costs in St. Charles
St. Charles figures as of 2025. Method and sources below.
Median costs for nursing homes in St. Charles versus Missouri and the middle state nationally. The 25th and 75th percentile rows are the modeled range explained on the methodology page; in the national column they are percentiles across state medians. Figures are estimates, not quotes.
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What home care really costs by the hour
The $6,415 monthly figure assumes 44 hours of care a week. The survey standard. At St. Charles's implied rate of about $34 an hour:
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Ways families typically pay
- Private pay (savings, income, home equity)
- Long-term care insurance
- VA Aid & Attendance for eligible veterans and surviving spouses
- Medicaid home- and community-based services (HCBS) waivers, where eligible. Rules vary by state
Medicare generally does not cover long-term custodial care. State-specific Medicaid waiver guides are coming soon.
Nearby: Champ $6,872 · St. Peters $6,872 · Bridgeton $6,872 · Maryland Heights $6,872 · Hazelwood $6,872
What can you afford?
Every family starts with a number. Here's what different monthly budgets realistically cover in St. Charles, grounded in local medians on this page.
Part-time home care or entry assisted living
Assisted living with room to spare
Nursing care or heavy home-care schedules
Every licensed nursing home: 6
A note on counting: we show 6 licensed nursing homes listed for St. Charles proper. Other sites show bigger numbers when they count a wide radius. Nearby options are linked below, labeled by city.
How we rank these: we don't. Listed by verification date, newest first.
Providers appear with their government data: license status, capacity, inspection history, and a CMS star rating where the service has one. The order is the date we last verified each record, newest first. Nobody pays to appear, and nobody pays to move up. If a listing says "Sponsored," a provider paid for that placement and the label says so.
Looking for a transparent sort by CMS stars, inspection records, and staffing? That is a separate data ranking, not an editorial pick.
Most listings publish no price. The St. Charles nursing homes median is $6,872/mo, an estimate; ask each facility for its own number in writing.
Lutheran Senior Services at Breeze Park
Windsor Estates of St Charles
Aspen Point Health and Rehabilitation
Lewis & Clark Gardens
NHC Healthcare, St Charles
Laurel Meadows Wellness & Rehabilitation
Sponsored placements, when they appear, are always labeled. How we make money →
Free local help worth saving
St. Charles has an estimated population of 71,508. About 13,051 residents (18%) are age 65 or older. St. Charles is located in St. Charles County, Missouri. The median household income is $85,937. Our directory currently lists 6 licensed nursing homes in St. Charles. Estimated median cost in St. Charles is $6,872 per month, compared with $6,741 per month statewide in Missouri.
Source: US Census Bureau (ACS) · Updated Jul 2026.GOVThese services are public and free. We list them before anything we could earn from.
- Aging Ahead(636) 207-0847agingahead.org
Area Agency on Aging serving this city.
State aging agency - Missouri Long-Term Care Ombudsman Programltcombudsman.org
State Long-Term Care Ombudsman program.
State LTC Ombudsman - Missouri State Health Insurance Assistance Program (SHIP)shiphelp.org
State Health Insurance Assistance Program (SHIP).
Medicare counseling (SHIP) - Missouri Community Options & Resources1-855-834-8555mocor.mo.gov
Aging & Disability Resource Center hub for this state.
State aging agency - St. Charles County VA Clinicva.gov
Primary Care Community-Based Outpatient Clinic in St. Charles,.
VA open data - Aged and Disabled WaiverOfficial program page
Can help pay for care if your parent qualifies. Rules change. Confirm on the official page.
State Medicaid program
Free national starting points. Official sites only; we do not scrape these directories.
- Eldercare Locator · 800-677-1116
Free nationwide connection to local aging services.
- 211
Local health and human services referrals.
- NCOA BenefitsCheckUp
Screen for benefits you may qualify for.
- DIAL
ACL Disability Information and Access Line.
- VA health benefits
Veterans health care and long-term care programs.
Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. Official info only. How Aid & Attendance works →
Questions families ask
How many nursing homes are listed in St. Charles, MO?
We currently list 6 licensed nursing homes in St. Charles, MO.
Are nursing homes in St. Charles more expensive than the rest of Missouri?
St. Charles's median nursing home cost is about 2% higher than the Missouri state median.
Want a St. Charles shortlist?
Tell us needs and budget once. We email you licensed options with the cost data we publish, the same day. Data stays free either way.
Reading up first? Nursing Homes across Missouri → · Nursing Homes cost breakdown → · Assisted Living vs Nursing Homes →
Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Free, no email required. Optional send-to-email when you want it on your phone.
Trust & methodology
How to cite this page
Cite this: According to ElderCareCosts' 2026 index, nursing homes in St. Charles, MO cost $6,872/month (median).
APA: ElderCareCosts Research. (2026). Nursing Homes in St. Charles, MO. ElderCareCosts. Retrieved September 17, 2026, from https://www.eldercarecosts.com/nursing-homes/missouri/st-charles/
Chicago: ElderCareCosts Research. "Nursing Homes in St. Charles, MO." ElderCareCosts. Last modified August 10, 2026. Accessed September 17, 2026. https://www.eldercarecosts.com/nursing-homes/missouri/st-charles/.
These figures may be quoted and reproduced with attribution and a link back to this page. No permission needed. Methodology · Data sources · Who produces this · Corrections