Nursing Home in St. Cloud, Minnesota
St. Cloud, MN has 3 licensed nursing homes listed on ElderCareCosts. The median estimated cost is $10,216/mo. That's below the Minnesota state median by about 4%. Compare providers below, or request a personalized shortlist to start your search.
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● St. Cloud $10,216 ○ National median $10,205
Three steps
1. Call the county aging agency
Free: (320) 253-9349 (Central Minnesota Council on Aging (CMCOA))
2. Shortlist 3 options
3. Tour with the checklist
What senior care costs in St. Cloud
St. Cloud figures as of 2025. Method and sources below.
Median costs for nursing homes in St. Cloud versus Minnesota and the middle state nationally. The 25th and 75th percentile rows are the modeled range explained on the methodology page; in the national column they are percentiles across state medians. Figures are estimates, not quotes.
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What home care really costs by the hour
The $8,050 monthly figure assumes 44 hours of care a week. The survey standard. At St. Cloud's implied rate of about $42 an hour:
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Ways families typically pay
- Private pay (savings, income, home equity)
- Long-term care insurance
- VA Aid & Attendance for eligible veterans and surviving spouses
- Medicaid home- and community-based services (HCBS) waivers, where eligible. Rules vary by state
Medicare generally does not cover long-term custodial care. State-specific Medicaid waiver guides are coming soon.
Nearby: Waite Park $10,216 · Sauk Rapids $10,216 · St. Augusta $10,216 · Sartell $10,216 · St. Joseph $10,216
What can you afford?
Every family starts with a number. Here's what different monthly budgets realistically cover in St. Cloud, grounded in local medians on this page.
Part-time home care or entry assisted living
Assisted living with room to spare
Nursing care or heavy home-care schedules
Every licensed nursing home: 3
A note on counting: we show 3 licensed nursing homes listed for St. Cloud proper. Other sites show bigger numbers when they count a wide radius. Nearby options are linked below, labeled by city.
How we rank these: we don't. Listed by verification date, newest first.
Providers appear with their government data: license status, capacity, inspection history, and a CMS star rating where the service has one. The order is the date we last verified each record, newest first. Nobody pays to appear, and nobody pays to move up. If a listing says "Sponsored," a provider paid for that placement and the label says so.
Looking for a transparent sort by CMS stars, inspection records, and staffing? That is a separate data ranking, not an editorial pick.
Most listings publish no price. The St. Cloud nursing homes median is $10,216/mo, an estimate; ask each facility for its own number in writing.
St. Cloud MN CLC
- Veterans option
St Benedicts Care Center
Edenbrook of St Cloud
Sponsored placements, when they appear, are always labeled. How we make money →
Free local help worth saving
St. Cloud has an estimated population of 70,629. About 9,413 residents (13%) are age 65 or older. St. Cloud is located in Benton County, Minnesota. The median household income is $61,374. Our directory currently lists 3 licensed nursing homes in St. Cloud. Estimated median cost in St. Cloud is $10,216 per month, compared with $10,646 per month statewide in Minnesota.
Source: US Census Bureau (ACS) · Updated Jul 2026.GOVThese services are public and free. We list them before anything we could earn from.
- Central Minnesota Council on Aging (CMCOA)(320) 253-9349cmcoa.org
Area Agency on Aging serving this city.
State aging agency - Minnesota Long-Term Care Ombudsman Programltcombudsman.org
State Long-Term Care Ombudsman program.
State LTC Ombudsman - Minnesota State Health Insurance Assistance Program (SHIP)shiphelp.org
State Health Insurance Assistance Program (SHIP).
Medicare counseling (SHIP) - Minnesota Aging and Disability Resources1-800-333-2433mn.gov
Aging & Disability Resource Center hub for this state.
State aging agency - St. Cloud VA Medical Centerva.gov
VA Medical Center in St. Cloud.
VA open data - Elderly WaiverOfficial program page
Can help pay for care if your parent qualifies. Rules change. Confirm on the official page.
State Medicaid program - Veterans options in St. Cloud
1 licensed VA Community Living Center / State Veterans Home, sourced from VA Access to Care.
VA Aid & Attendance overview →VA open data
Free national starting points. Official sites only; we do not scrape these directories.
- Eldercare Locator · 800-677-1116
Free nationwide connection to local aging services.
- 211
Local health and human services referrals.
- NCOA BenefitsCheckUp
Screen for benefits you may qualify for.
- DIAL
ACL Disability Information and Access Line.
- VA health benefits
Veterans health care and long-term care programs.
Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. Official info only. How Aid & Attendance works →
Questions families ask
How many nursing homes are listed in St. Cloud, MN?
We currently list 3 licensed nursing homes in St. Cloud, MN.
Are nursing homes in St. Cloud more expensive than the rest of Minnesota?
St. Cloud's median nursing home cost is about 4% lower than the Minnesota state median.
Want a St. Cloud shortlist?
Tell us needs and budget once. We email you licensed options with the cost data we publish, the same day. Data stays free either way.
Reading up first? Nursing Homes across Minnesota → · Nursing Homes cost breakdown → · Assisted Living vs Nursing Homes →
Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Free, no email required. Optional send-to-email when you want it on your phone.
Trust & methodology
How to cite this page
Cite this: According to ElderCareCosts' 2026 index, nursing homes in St. Cloud, MN cost $10,216/month (median).
APA: ElderCareCosts Research. (2026). Nursing Homes in St. Cloud, MN. ElderCareCosts. Retrieved September 18, 2026, from https://www.eldercarecosts.com/nursing-homes/minnesota/st-cloud/
Chicago: ElderCareCosts Research. "Nursing Homes in St. Cloud, MN." ElderCareCosts. Last modified August 10, 2026. Accessed September 18, 2026. https://www.eldercarecosts.com/nursing-homes/minnesota/st-cloud/.
These figures may be quoted and reproduced with attribution and a link back to this page. No permission needed. Methodology · Data sources · Who produces this · Corrections