Nursing Home in St. Joseph, Michigan
St. Joseph, MI has 2 licensed nursing homes listed on ElderCareCosts. The median estimated cost is $9,796/mo. That's below the Michigan state median by about 13%. Compare providers below, or request a personalized shortlist to start your search.
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Median monthly price, St. Joseph
$9,796/mo
● St. Joseph $9,796 ○ National median $10,205
Three steps
1. Call the county aging agency
Free: (269) 983-0177 (Region IV Area Agency on Aging)
2. Shortlist 3 options
3. Tour with the checklist
What senior care costs in St. Joseph
St. Joseph figures as of 2025. Method and sources below.
Median costs for nursing homes in St. Joseph versus Michigan and the middle state nationally. The 25th and 75th percentile rows are the modeled range explained on the methodology page; in the national column they are percentiles across state medians. Figures are estimates, not quotes.
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A dash means the underlying source can't support that figure for this area. We leave the cell empty rather than estimate around it.
What home care really costs by the hour
The $5,767 monthly figure assumes 44 hours of care a week. The survey standard. At St. Joseph's implied rate of about $30 an hour:
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Ways families typically pay
- Private pay (savings, income, home equity)
- Long-term care insurance
- VA Aid & Attendance for eligible veterans and surviving spouses
- Medicaid home- and community-based services (HCBS) waivers, where eligible. Rules vary by state
Medicare generally does not cover long-term custodial care. State-specific Medicaid waiver guides are coming soon.
Nearby: Fair Plain $9,796 · Benton Harbor $9,796 · Shoreham $9,796 · Benton Heights $9,796 · Stevensville $9,796
What can you afford?
Every family starts with a number. Here's what different monthly budgets realistically cover in St. Joseph, grounded in local medians on this page.
Part-time home care or entry assisted living
Assisted living with room to spare
Nursing care or heavy home-care schedules
Every licensed nursing home: 2
A note on counting: we show 2 licensed nursing homes listed for St. Joseph proper. Other sites show bigger numbers when they count a wide radius. Nearby options are linked below, labeled by city.
How we rank these: we don't. Listed by verification date, newest first.
Providers appear with their government data: license status, capacity, inspection history, and a CMS star rating where the service has one. The order is the date we last verified each record, newest first. Nobody pays to appear, and nobody pays to move up. If a listing says "Sponsored," a provider paid for that placement and the label says so.
Looking for a transparent sort by CMS stars, inspection records, and staffing? That is a separate data ranking, not an editorial pick.
Most listings publish no price. The St. Joseph nursing homes median is $9,796/mo, an estimate; ask each facility for its own number in writing.
Royalton Manor, LLC
Coventry House Inn
Sponsored placements, when they appear, are always labeled. How we make money →
Free local help worth saving
St. Joseph has an estimated population of 7,986. About 1,881 residents (24%) are age 65 or older. St. Joseph is located in Berrien County, Michigan. The median household income is $84,057. Our directory currently lists 2 licensed nursing homes in St. Joseph. Estimated median cost in St. Joseph is $9,796 per month, compared with $11,254 per month statewide in Michigan.
Source: US Census Bureau (ACS) · Updated Jul 2026.GOVThese services are public and free. We list them before anything we could earn from.
- Region IV Area Agency on Aging(269) 983-0177areaagencyonaging.org
Area Agency on Aging serving this city.
State aging agency - Michigan Long-Term Care Ombudsman Programltcombudsman.org
State Long-Term Care Ombudsman program.
State LTC Ombudsman - Michigan State Health Insurance Assistance Program (SHIP)shiphelp.org
State Health Insurance Assistance Program (SHIP).
Medicare counseling (SHIP) - Michigan Aging, Community Living, and Supports Bureaumichigan.gov
Aging & Disability Resource Center hub for this state.
State aging agency - Benton Harbor VA Clinicva.gov
Primary Care Community-Based Outpatient Clinic in Benton Harbor.
VA open data - MI Choice Waiver ProgramOfficial program page
Can help pay for care if your parent qualifies. Rules change. Confirm on the official page.
State Medicaid program
Free national starting points. Official sites only; we do not scrape these directories.
- Eldercare Locator · 800-677-1116
Free nationwide connection to local aging services.
- 211
Local health and human services referrals.
- NCOA BenefitsCheckUp
Screen for benefits you may qualify for.
- DIAL
ACL Disability Information and Access Line.
- VA health benefits
Veterans health care and long-term care programs.
Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. Official info only. How Aid & Attendance works →
Questions families ask
How many nursing homes are listed in St. Joseph, MI?
We currently list 2 licensed nursing homes in St. Joseph, MI.
Are nursing homes in St. Joseph more expensive than the rest of Michigan?
St. Joseph's median nursing home cost is about 13% lower than the Michigan state median.
Want a St. Joseph shortlist?
Tell us needs and budget once. We email you licensed options with the cost data we publish, the same day. Data stays free either way.
Reading up first? Nursing Homes across Michigan → · Nursing Homes cost breakdown → · Assisted Living vs Nursing Homes →
Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Free, no email required. Optional send-to-email when you want it on your phone.
Trust & methodology
How to cite this page
Cite this: According to ElderCareCosts' 2026 index, nursing homes in St. Joseph, MI cost $9,796/month (median).
APA: ElderCareCosts Research. (2026). Nursing Homes in St. Joseph, MI. ElderCareCosts. Retrieved September 18, 2026, from https://www.eldercarecosts.com/nursing-homes/michigan/st-joseph/
Chicago: ElderCareCosts Research. "Nursing Homes in St. Joseph, MI." ElderCareCosts. Last modified August 10, 2026. Accessed September 18, 2026. https://www.eldercarecosts.com/nursing-homes/michigan/st-joseph/.
These figures may be quoted and reproduced with attribution and a link back to this page. No permission needed. Methodology · Data sources · Who produces this · Corrections