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ElderCareCosts
Updated August 2026

Nursing Home in Chelsea, Massachusetts

Chelsea, MA has 4 licensed nursing homes listed on ElderCareCosts. The median estimated cost is $14,441/mo. That's roughly in line with the Massachusetts state median.

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Median monthly price, Chelsea

$14,441/mo

Estimated range $13,968 – $15,809

● Chelsea $14,441 ○ National median $10,205

Source: CareScout 2025 survey, adjusted for local wages

What senior care costs in Chelsea

2025 figures

Nursing Homes cost comparison (2025)
Nursing HomesChelseaMassachusettsNational
25th percentile$13,968/mo$13,792/mo$8,951/mo
Median$14,441/mo$14,448/mo$10,205/mo
75th percentile$15,809/mo$15,817/mo$12,642/mo

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Staying home instead

Home care in Chelsea runs about $40 an hour. Here is what common schedules cost a month:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$3,465
44 hrs/weekMost of every weekday$7,623
24/7 (168 hrs/week)Round-the-clock coverage~$29,106

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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.

Nearby cities: Boston · Medford · Cambridge · Quincy · Peabody

What can you afford?

Here is what different monthly budgets cover in Chelsea.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Chelsea runs about $2,426 a month. Income-restricted affordable senior housing is the other common choice, and Chelsea has 4 such properties. If money is very tight, ask about Medicaid waivers.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care usually falls here. Full-time care at 44 hours a week runs about $7,623 a month. The local assisted living median is $9,595 a month, and smaller homes often charge less. If Medicaid may apply, ask about waiver programs.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Chelsea assisted living median of $9,595 a month with room to spare. It also covers close to full-time home care, about $7,623 a month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Chelsea run about $14,441 a month at the median. Around-the-clock home care usually costs more.
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4 nursing homes in Chelsea

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Free local help worth saving

Chelsea, in Suffolk County, has about 39,908 residents. About 4,188 of them (10%) are 65 or older. The median household income is $72,179.

Source: US Census Bureau

National helplines, including the Eldercare Locator and 211, are listed on paying for care.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →

Questions families ask

Are nursing homes in Chelsea more expensive than the rest of Massachusetts?

Chelsea's median nursing home cost is about 0% lower than the Massachusetts state median.

Find Chelsea care options

Tell us what you need and your budget, and we will email you licensed options right away.

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Reading up first? Nursing Homes across Massachusetts → · Nursing Homes cost across Massachusetts → · Assisted Living vs Nursing Homes →

Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.

Nursing Homes in Chelsea: 2026 Costs & Licensed Providers