Waterloo, IA has 6 licensed nursing homes listed on ElderCareCosts. The median estimated cost is $9,414/mo. That's roughly in line with the Iowa state median. The typical licensed nursing homes provider in Waterloo has 91 beds, against 58 statewide.
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Median monthly price, Waterloo
$9,414/mo
Estimated range $8,367 – $10,186
● Waterloo $9,414 ○ National median $10,205
2025 figures
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Home care in Waterloo runs about $42 an hour. Here is what common schedules cost a month:
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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.
Nearby cities: Cedar Falls
Here is what different monthly budgets cover in Waterloo.
The typical licensed nursing homes provider in Waterloo has 91 beds, against 58 across Iowa. They range from 65 to 176.
On the most recent inspection on file, federal inspectors recorded an average of 23.2 findings per provider here, above the Black Hawk County average of 18.3.
0 of the 6 nursing homes here with a current CMS rating hold four or five stars, 0% against 44% across Iowa.
Waterloo, in Black Hawk County, has about 67,008 residents. About 11,387 of them (17%) are 65 or older. The median household income is $57,480.
Source: US Census BureauArea Agency on Aging serving this city.
State Long-Term Care Ombudsman program.
State Health Insurance Assistance Program (SHIP).
Statewide help for older adults, people with disabilities and caregivers.
Multi-Specialty Community-Based Outpatient Clinic in Waterloo.
Can help pay for care if your parent qualifies.
National helplines, including the Eldercare Locator and 211, are listed on paying for care.
Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →
Waterloo's median nursing home cost is about 1% higher than the Iowa state median.
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Reading up first? Nursing Homes across Iowa → · Nursing Homes cost across Iowa → · Assisted Living vs Nursing Homes →
Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.