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CENSUS PLACE DATA 2024 · COST DATA 2025

Memory Care in Bellingham, Washington

Bellingham, WA has 5 licensed memory care communities listed on ElderCareCosts. The median estimated cost is $8,818/mo. That's below the Washington state median by about 7%. Compare providers below, or request a personalized shortlist to start your search.

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Median monthly price, Bellingham

$8,818/mo

Modeled range $8,465 – $9,170 how this range is derived

Bellingham $8,818 National median $7,788

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Starting today?
Three steps

1. Call the county aging agency

Free: (360) 676-6749 (Northwest Regional Council)

2. Shortlist 3 options

We'll narrow the 5 for you ↓

3. Tour with the checklist

Print the questions ↓

What senior care costs in Bellingham

Bellingham figures as of 2025. Method and sources below.

Modeled memory-care ranges for Bellingham versus Washington and a multi-state national aggregate. Method: local assisted-living estimate plus a documented 20–30% premium band (not a Genworth memory-care survey median).

Memory Care cost comparison (2025)
Memory CareBellinghamWashingtonNational
25th percentile$8,465/mo$9,120/mo$6,861/mo
Median$8,818/mo$9,500/mo$7,788/mo
75th percentile$9,170/mo$9,880/mo$8,854/mo

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Why is this number different on other websites? Many directories quote a community's "starting at" rent, before care fees. This figure is the state survey median adjusted by wages in the surrounding metro area, so nearby cities in the same metro share it. It is an estimate to plan against, not a quote; ask each provider for its own number in writing. Our methodology →

What home care really costs by the hour

The $7,963 monthly figure assumes 44 hours of care a week. The survey standard. At Bellingham's implied rate of about $42 an hour:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$3,620
44 hrs/weekMost of every weekday$7,963
24/7 (168 hrs/week)Round-the-clock coverage~$30,404

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Ways families typically pay

  • Private pay (savings, income, home equity)
  • Long-term care insurance
  • VA Aid & Attendance for eligible veterans and surviving spouses
  • Medicaid home- and community-based services (HCBS) waivers, where eligible. Rules vary by state

Medicare generally does not cover long-term custodial care. State-specific Medicaid waiver guides are coming soon.

Nearby: Geneva $8,818 · Marietta-Alderwood $8,818 · Sudden Valley $8,818 · Ferndale $8,818 · Alger $8,539

What can you afford?

Every family starts with a number. Here's what different monthly budgets realistically cover in Bellingham, grounded in local medians on this page.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Bellingham runs about $5,007/mo at the median. Income-restricted affordable senior housing is often the real under-$2,500 path when eligibility fits. Bellingham lists 9 such properties in our directory. Call the county aging agency at (360) 676-6749 for free navigation help. Medicaid/waiver paths can stretch a tight budget when eligibility fits.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care often lands in this band (full survey month for in-home care is $7,963). Local assisted living median is $7,054/mo. Small homes can sit below that midpoint. Ask about waiver programs if Medicaid may apply.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Bellingham assisted living median ($7,054/mo) comfortably. Or near-full-time home care around the $7,963/mo survey month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Bellingham run about $12,209/mo at the median. Round-the-clock home care usually costs more. Compare before deciding.
Want us to match you?
Tell us how you plan to pay and we'll match you with local options. Free. Every figure on this page stays visible either way.
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Every licensed memory care community: 5

A note on counting: we show 5 licensed memory care communities listed for Bellingham proper. Other sites show bigger numbers when they count a wide radius. Nearby options are linked below, labeled by city.

How we rank these: we don't. Listed by verification date, newest first.

Providers appear with their government data: license status, capacity, inspection history, and a CMS star rating where the service has one. The order is the date we last verified each record, newest first. Nobody pays to appear, and nobody pays to move up. If a listing says "Sponsored," a provider paid for that placement and the label says so.

Looking for a transparent sort by CMS stars, inspection records, and staffing? That is a separate data ranking, not an editorial pick.

Most listings publish no price. The Bellingham memory care median is $8,818/mo, an estimate; ask each community for its own number in writing.

Sponsored placements, when they appear, are always labeled. How we make money →

Compare communities you choose
Check Compare on cards above, then continue. Selection before consent.
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Free local help worth saving

Bellingham has an estimated population of 93,438. About 15,407 residents (16%) are age 65 or older. Bellingham is located in Whatcom County, Washington. The median household income is $66,755. Our directory currently lists 5 licensed memory care communities in Bellingham. Estimated median cost in Bellingham is $8,818 per month, compared with $9,500 per month statewide in Washington.

Source: US Census Bureau (ACS) · Updated Jul 2026.GOV

These services are public and free. We list them before anything we could earn from.

  • Northwest Regional Council(360) 676-6749nwrcwa.org

    Area Agency on Aging serving this city.

    State aging agency
  • Washington State Long-Term Care Ombudsman Programltcombudsman.org

    State Long-Term Care Ombudsman program.

    State LTC Ombudsman
  • Statewide Health Insurance Benefits Advisors (SHIBA)1-800-562-6900insurance.wa.gov

    State Health Insurance Assistance Program (SHIP).

    Medicare counseling (SHIP)
  • Community Living Connections1-855-567-0252waclc.org

    Aging & Disability Resource Center hub for this state.

    State aging agency
  • Bellingham Vet Centerva.gov

    Vet Center in Bellingham.

    VA open data
  • Community Options Program Entry System (COPES)Official program page

    Can help pay for care if your parent qualifies. Rules change. Confirm on the official page.

    State Medicaid program

Free national starting points. Official sites only; we do not scrape these directories.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. Official info only. How Aid & Attendance works →

Questions families ask

How many memory care communities are listed in Bellingham, WA?

We currently list 5 licensed memory care communities in Bellingham, WA.

Is memory care in Bellingham more expensive than the rest of Washington?

Bellingham's median memory care cost is about 7% lower than the Washington state median.

Want a Bellingham shortlist?

Tell us needs and budget once. We email you licensed options with the cost data we publish, the same day. Data stays free either way.

Get a shortlist →

Reading up first? Memory Care across Washington → · Memory Care cost breakdown → · Memory Care vs Assisted Living →

Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Free, no email required. Optional send-to-email when you want it on your phone.

Trust & methodology

How to cite this page

Cite this: According to ElderCareCosts' 2026 index, memory care in Bellingham, WA costs $8,818/month (median).

APA: ElderCareCosts Research. (2026). Memory Care in Bellingham, WA. ElderCareCosts. Retrieved September 18, 2026, from https://www.eldercarecosts.com/memory-care/washington/bellingham/

Chicago: ElderCareCosts Research. "Memory Care in Bellingham, WA." ElderCareCosts. Last modified August 10, 2026. Accessed September 18, 2026. https://www.eldercarecosts.com/memory-care/washington/bellingham/.

These figures may be quoted and reproduced with attribution and a link back to this page. No permission needed. Methodology · Data sources · Who produces this · Corrections

Memory Care in Bellingham: 2026 Costs & Licensed Providers