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ElderCareCosts
Updated August 2026

Memory Care in Toms River, New Jersey

Toms River, NJ has 1 licensed memory care community listed on ElderCareCosts. The median estimated cost is $11,440/mo. That's above the New Jersey state median by about 5%.

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Median monthly price, Toms River

$11,440/mo

Estimated range $10,982 – $11,898

● Toms River $11,440 ○ National median $7,788

Source: Based on 2025 assisted living costs plus a memory care premium

What senior care costs in Toms River

2025 figures

Memory Care cost comparison (2025)
Memory CareToms RiverNew JerseyNational
25th percentile$10,982/mo$10,452/mo$6,861/mo
Median$11,440/mo$10,888/mo$7,788/mo
75th percentile$11,898/mo$11,323/mo$8,854/mo

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Staying home instead

Home care in Toms River runs about $40 an hour. Here is what common schedules cost a month:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$3,460
44 hrs/weekMost of every weekday$7,613
24/7 (168 hrs/week)Round-the-clock coverage~$29,068

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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.

What can you afford?

Here is what different monthly budgets cover in Toms River.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Toms River runs about $2,277 a month. Income-restricted affordable senior housing is the other common choice. Ask each property about its income limits. The county aging agency at (732) 929-2091 can help you sort through options for free. If money is very tight, ask about Medicaid waivers.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care usually falls here. Full-time care at 44 hours a week runs about $7,613 a month. The local assisted living median is $9,152 a month, and smaller homes often charge less. If Medicaid may apply, ask about waiver programs.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Toms River assisted living median of $9,152 a month with room to spare. It also covers close to full-time home care, about $7,613 a month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Toms River run about $13,424 a month at the median. Around-the-clock home care usually costs more.
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1 memory care community in Toms River

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Free local help worth saving

Toms River, in Ocean County, has about 94,956 residents. About 18,961 of them (20%) are 65 or older. The median household income is $100,137.

Source: US Census Bureau
  • Ocean County Office of Senior Services(732) 929-2091co.ocean.nj.us

    Area Agency on Aging serving this city.

  • New Jersey Long-Term Care Ombudsman Programltcombudsman.org

    State Long-Term Care Ombudsman program.

  • New Jersey State Health Insurance Assistance Program (SHIP)shiphelp.org

    State Health Insurance Assistance Program (SHIP).

  • New Jersey Aging and Disability Resource Connection1-877-222-3737adrcnj.org

    Statewide help for older adults, people with disabilities and caregivers.

  • Toms River VA Clinicva.gov

    Multi-Specialty Community-Based Outpatient Clinic in Toms River.

  • Managed Long Term Services and Supports (MLTSS)Official program page

    Can help pay for care if your parent qualifies.

National helplines, including the Eldercare Locator and 211, are listed on paying for care.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →

Questions families ask

Is memory care in Toms River more expensive than the rest of New Jersey?

Toms River's median memory care cost is about 5% higher than the New Jersey state median.

Find Toms River care options

Tell us what you need and your budget, and we will email you licensed options right away.

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Reading up first? Memory Care across New Jersey → · Memory Care cost across New Jersey → · Memory Care vs Assisted Living →

Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.

Memory Care in Toms River: 2026 Costs & Licensed Providers