White Bear Lake, MN has 6 licensed memory care communities listed on ElderCareCosts. The median estimated cost is $8,259/mo. That's roughly in line with the Minnesota state median. White Bear Lake memory care runs large: 50% of licensed providers have 100 beds or more, and the typical one has 88.
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Median monthly price, White Bear Lake
$8,259/mo
Estimated range $7,928 – $8,589
● White Bear Lake $8,259 ○ National median $7,788
Source: Based on 2025 assisted living costs plus a memory care premium
2025 figures
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Home care in White Bear Lake runs about $44 an hour. Here is what common schedules cost a month:
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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.
Nearby cities: Mahtomedi · Vadnais Heights · Maplewood · Little Canada · Oakdale
Here is what different monthly budgets cover in White Bear Lake.
White Bear Lake is a market of larger communities. 50% have 100 beds or more, and the typical one has 88 beds, against 61 across Minnesota.
White Bear Lake, in Ramsey County, has about 23,908 residents. About 5,086 of them (21%) are 65 or older. The median household income is $83,554.
Source: US Census BureauArea Agency on Aging serving this city.
State Long-Term Care Ombudsman program.
State Health Insurance Assistance Program (SHIP).
Statewide help for older adults, people with disabilities and caregivers.
VA Medical Center in Minneapolis.
Can help pay for care if your parent qualifies.
National helplines, including the Eldercare Locator and 211, are listed on paying for care.
Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →
White Bear Lake's median memory care cost is about 1% higher than the Minnesota state median.
Tell us what you need and your budget, and we will email you licensed options right away.
Reading up first? Memory Care across Minnesota → · Memory Care cost across Minnesota → · Memory Care vs Assisted Living →
Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.