Cold Spring, MN has 1 licensed memory care community listed on ElderCareCosts. The median estimated cost is $7,885/mo. That's below the Minnesota state median by about 4%.
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Median monthly price, Cold Spring
$7,885/mo
Estimated range $7,570 – $8,200
● Cold Spring $7,885 ○ National median $7,788
Source: Based on 2025 assisted living costs plus a memory care premium
2025 figures
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Home care in Cold Spring runs about $42 an hour. Here is what common schedules cost a month:
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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.
Nearby cities: St. Cloud · Sartell · Sauk Rapids
Here is what different monthly budgets cover in Cold Spring.
In the last 365 days: 6 newly licensed. Counts come from our ingestion diffs, not a complete state registry dump.
Cold Spring, in Stearns County, has about 4,249 residents. About 847 of them (20%) are 65 or older. The median household income is $72,228.
Source: US Census BureauArea Agency on Aging serving this city.
State Long-Term Care Ombudsman program.
State Health Insurance Assistance Program (SHIP).
Statewide help for older adults, people with disabilities and caregivers.
VA Medical Center in St. Cloud.
Can help pay for care if your parent qualifies.
National helplines, including the Eldercare Locator and 211, are listed on paying for care.
Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →
Cold Spring's median memory care cost is about 4% lower than the Minnesota state median.
Tell us what you need and your budget, and we will email you licensed options right away.
Reading up first? Memory Care across Minnesota → · Memory Care cost across Minnesota → · Memory Care vs Assisted Living →
Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.