Covington, KY has 2 licensed memory care communities listed on ElderCareCosts. The median estimated cost is $6,833/mo. That's roughly in line with the Kentucky state median.
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Median monthly price, Covington
$6,833/mo
Estimated range $6,559 – $7,106
● Covington $6,833 ○ National median $7,788
Source: Based on 2025 assisted living costs plus a memory care premium
2025 figures
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Home care in Covington runs about $32 an hour. Here is what common schedules cost a month:
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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.
Nearby cities: Florence
Here is what different monthly budgets cover in Covington.
Covington, in Kenton County, has about 41,110 residents. About 6,003 of them (15%) are 65 or older. The median household income is $61,166.
Source: US Census BureauArea Agency on Aging serving this city.
State Long-Term Care Ombudsman program.
State Health Insurance Assistance Program (SHIP).
Statewide help for older adults, people with disabilities and caregivers.
Primary Care Community-Based Outpatient Clinic in Bellevue.
Can help pay for care if your parent qualifies.
National helplines, including the Eldercare Locator and 211, are listed on paying for care.
Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →
Covington's median memory care cost is about 1% lower than the Kentucky state median.
Tell us what you need and your budget, and we will email you licensed options right away.
Reading up first? Memory Care across Kentucky → · Memory Care cost across Kentucky → · Memory Care vs Assisted Living →
Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.