In-Home Care in Topsail Beach, North Carolina
We're still building out our in-home care directory for Topsail Beach, NC. The median estimated cost is $5,612/mo. That's roughly in line with the North Carolina state median. Browse nearby cities or the North Carolina page while we finish adding local providers.
Not sure which type of care fits? Answer 3 questions. We'll point you →
Starting tier, Topsail Beach
$2,551/mo
About 20 hours a week: a common starting point for a new home-care client
Full-time care (44 hrs/week, survey standard)
$5,612/mo
Modeled range $5,087 – $6,244
● Topsail Beach $5,612 at 44 hrs/wk ○ National median $6,769 at 44 hrs/wk
Three steps
1. Call the county aging agency
Free: (910) 395-4553 (Cape Fear Council of Governments Area Agency on Aging)
2. Shortlist 3 options
3. Prepare for the assessment
What senior care costs in Topsail Beach
Topsail Beach figures as of 2025. Method and sources below.
Median costs for in-home care in Topsail Beach versus North Carolina and the middle state nationally. The 25th and 75th percentile rows are the modeled range explained on the methodology page; in the national column they are percentiles across state medians. Figures are estimates, not quotes.
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What home care really costs by the hour
The $5,612 monthly figure assumes 44 hours of care a week. The survey standard. At Topsail Beach's implied rate of about $29 an hour:
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Ways families typically pay
- Private pay (savings, income, home equity)
- Long-term care insurance
- VA Aid & Attendance for eligible veterans and surviving spouses
- Medicaid home- and community-based services (HCBS) waivers, where eligible. Rules vary by state
Medicare generally does not cover long-term custodial care. State-specific Medicaid waiver guides are coming soon.
Nearby: Hampstead $5,612 · Surf City $5,612 · Porters Neck $5,612 · Holly Ridge $5,587 · Bayshore $5,612
What can you afford?
Every family starts with a number. Here's what different monthly budgets realistically cover in Topsail Beach, grounded in local medians on this page.
Part-time home care or entry assisted living
Assisted living with room to spare
Nursing care or heavy home-care schedules
Every licensed in-home care agency
A note on counting: we show 0 licensed in-home care agencies listed for Topsail Beach proper. Other sites show bigger numbers when they count a wide radius. Nearby options are linked below, labeled by city.
How we rank these: we don't. Listed by verification date, newest first.
Providers appear with their government data: license status, capacity, inspection history, and a CMS star rating where the service has one. The order is the date we last verified each record, newest first. Nobody pays to appear, and nobody pays to move up. If a listing says "Sponsored," a provider paid for that placement and the label says so.
Looking for a transparent sort by CMS stars, inspection records, and staffing? That is a separate data ranking, not an editorial pick.
We don't have licensed in-home care agencies listed for Topsail Beach, NC yet.
We're adding providers on a rolling basis from CMS and state licensing data. Check back soon, or browse nearby cities below.
Also serving Topsail Beach
In-home care comes to the home, so agencies based one town over often serve Topsail Beach; their licensed office is simply in a different city. These 12 are based nearby, listed by office location, nearest first. They are separate from the licensed-in-Topsail Beach count above. Always confirm they cover your address.
Right At Home Wilmington
Lower Cape Fear Lifecare
New Estuary Home Care, LLC
Bountiful Life, LLC
Bright Path Home Care
Home Matters Caregiving 040
Liberty Home Care
Davis Home Care Services
Airlie Home Care , LLC
Age In Place Home Care
Let Us Help You LLC
Care Alternatives
Ordered by distance from Topsail Beach, never by who pays. Office location is shown on every card. How we make money →
Free local help worth saving
Topsail Beach has an estimated population of 406. About 235 residents (58%) are age 65 or older. Topsail Beach is located in Pender County, North Carolina. The median household income is $93,250. Estimated median cost in Topsail Beach is $5,612 per month, compared with $5,720 per month statewide in North Carolina.
Source: US Census Bureau (ACS) · Updated Jul 2026.GOVThese services are public and free. We list them before anything we could earn from.
- Cape Fear Council of Governments Area Agency on Aging(910) 395-4553capefearcog.org
Area Agency on Aging serving this city.
State aging agency - North Carolina Long-Term Care Ombudsman Programltcombudsman.org
State Long-Term Care Ombudsman program.
State LTC Ombudsman - Seniors' Health Insurance Information Program (SHIIP)855-408-1212ncdoi.gov
State Health Insurance Assistance Program (SHIP).
Medicare counseling (SHIP) - North Carolina 2-1-11-888-892-1162nc211.org
Aging & Disability Resource Center hub for this state.
State aging agency - Wilmington VA Clinicva.gov
Multi-Specialty Community-Based Outpatient Clinic in Wilmington.
VA open data - Community Alternatives Program for Disabled Adults (CAP/DA)Official program page
Can help pay for care if your parent qualifies. Rules change. Confirm on the official page.
State Medicaid program
Free national starting points. Official sites only; we do not scrape these directories.
- Eldercare Locator · 800-677-1116
Free nationwide connection to local aging services.
- 211
Local health and human services referrals.
- NCOA BenefitsCheckUp
Screen for benefits you may qualify for.
- DIAL
ACL Disability Information and Access Line.
- VA health benefits
Veterans health care and long-term care programs.
Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. Official info only. How Aid & Attendance works →
Questions families ask
What does in-home care cost per hour in Topsail Beach?
Based on the modeled median, in-home care in Topsail Beach runs about $29 an hour. A 20-hour week runs about $2,551/month.
Is in-home care in Topsail Beach more expensive than the rest of North Carolina?
Topsail Beach's median in home care cost is about 2% lower than the North Carolina state median.
Want a Topsail Beach shortlist?
Tell us needs and budget once. We email you licensed options with the cost data we publish, the same day. Data stays free either way.
Reading up first? In-Home Care across North Carolina → · In-Home Care cost breakdown → · Adult Day Care vs In-Home Care →
Assessment scheduled this week? Print our checklist: what to ask during your in-home assessment, what to notice, and the license paperwork to request. Free, no email required. Optional send-to-email when you want it on your phone.
Trust & methodology
How to cite this page
Cite this: According to ElderCareCosts' 2026 index, in-home care in Topsail Beach, NC costs $5,612/month (median), at the 44-hour-a-week survey standard.
APA: ElderCareCosts Research. (2026). In-Home Care in Topsail Beach, NC. ElderCareCosts. Retrieved September 18, 2026, from https://www.eldercarecosts.com/in-home-care/north-carolina/topsail-beach/
Chicago: ElderCareCosts Research. "In-Home Care in Topsail Beach, NC." ElderCareCosts. Last modified August 10, 2026. Accessed September 18, 2026. https://www.eldercarecosts.com/in-home-care/north-carolina/topsail-beach/.
These figures may be quoted and reproduced with attribution and a link back to this page. No permission needed. Methodology · Data sources · Who produces this · Corrections