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ElderCareCosts
Updated August 2026

In-Home Care in Hermantown, Minnesota

We're still building out our in-home care directory for Hermantown, MN. The median estimated cost is $7,896/mo. That's below the Minnesota state median by about 6%. Browse nearby cities or the Minnesota page while we finish adding local providers.

Not sure which type of care fits? Take our 3-question care quiz →

Starting tier, Hermantown

$3,589/mo

About 20 hours a week: a common starting point for a new home-care client

Full-time care (44 hrs/week, survey standard)

$7,896/mo

Estimated range $7,406 – $8,428

● Hermantown $7,896 at 44 hrs/wk ○ National median $6,769 at 44 hrs/wk

Source: CareScout 2025 survey, adjusted for local wages

What senior care costs in Hermantown

2025 figures

In-Home Care cost comparison (2025)
In-Home CareHermantownMinnesotaNational
25th percentile$7,406/mo$8,008/mo$6,221/mo
Median$7,896/mo$8,389/mo$6,769/mo
75th percentile$8,428/mo$9,118/mo$7,627/mo

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What home care costs by the hour

Home care in Hermantown runs about $41 an hour. Here is what common schedules cost a month:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$3,589
44 hrs/weekMost of every weekday$7,896
24/7 (168 hrs/week)Round-the-clock coverage~$30,148

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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.

Nearby cities: Duluth

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What can you afford?

Here is what different monthly budgets cover in Hermantown.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Hermantown runs about $2,447 a month. Income-restricted affordable senior housing is the other common choice. Ask each property about its income limits. The county aging agency at (218) 722-5545 can help you sort through options for free. If money is very tight, ask about Medicaid waivers.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care usually falls here. Full-time care at 44 hours a week runs about $7,896 a month. The local assisted living median is $6,187 a month, and smaller homes often charge less. If Medicaid may apply, ask about waiver programs.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Hermantown assisted living median of $6,187 a month with room to spare. It also covers close to full-time home care, about $7,896 a month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Hermantown run about $10,021 a month at the median. Around-the-clock home care usually costs more.
Find options that fit your budget
Tell us how you plan to pay and we'll send licensed options that fit.
Find care options →

In-Home Care in Hermantown

We do not list a licensed in-home care agency in Hermantown yet. An advisor can tell you what is near Hermantown at no cost. Sponsored

We don't have licensed in-home care agencies listed for Hermantown, MN yet.

Nearby cities are linked below.

Also serving Hermantown

In-home care comes to the home, so agencies based one town over often serve Hermantown; their licensed office is simply in a different city. These 5 are based nearby, listed by office location, nearest first. They are separate from the licensed-in-Hermantown count above. Always confirm they cover your address.

Ordered by distance from Hermantown, never by who pays. Office location is shown on every card. How we make money →

Include a nearby agency in your Hermantown shortlist
Check Compare on any nearby agency above, then continue. Selection before consent.
Choose nearby agencies →

In the last 365 days: 9 newly licensed. Counts come from our ingestion diffs, not a complete state registry dump.

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Free local help worth saving

Hermantown, in St. Louis County, has about 10,218 residents. About 1,737 of them (17%) are 65 or older. The median household income is $90,849.

Source: US Census Bureau
  • Arrowhead Area Agency on Aging (AAAA)(218) 722-5545arrowheadaging.org

    Area Agency on Aging serving this city.

  • Minnesota Long-Term Care Ombudsman Programltcombudsman.org

    State Long-Term Care Ombudsman program.

  • Minnesota State Health Insurance Assistance Program (SHIP)shiphelp.org

    State Health Insurance Assistance Program (SHIP).

  • Minnesota Aging and Disability Resources1-800-333-2433mn.gov

    Statewide help for older adults, people with disabilities and caregivers.

  • Duluth Vet Centerva.gov

    Vet Center in Duluth.

  • Elderly WaiverOfficial program page

    Can help pay for care if your parent qualifies.

National helplines, including the Eldercare Locator and 211, are listed on paying for care.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →

Questions families ask

What does in-home care cost per hour in Hermantown?

Based on the modeled median, in-home care in Hermantown runs about $41 an hour. A 20-hour week runs about $3,589/month.

Is in-home care in Hermantown more expensive than the rest of Minnesota?

Hermantown's median in home care cost is about 6% lower than the Minnesota state median.

Find Hermantown care options

Tell us what you need and your budget, and we will email you licensed options right away.

Find care options →

Reading up first? In-Home Care across Minnesota → · In-Home Care cost across Minnesota → · Adult Day Care vs In-Home Care →

Assessment scheduled this week? Print our checklist: what to ask during your in-home assessment, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.

In-Home Care in Hermantown: 2026 Costs & Licensed Providers