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ElderCareCosts

In-Home Care in Stearns County, MN

Licensed in-home care providers across Stearns County, the cities they are in, and where to get free local help.

Licensed in-home care providers: 18

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Cities in Stearns County

No city-level in-home care listings are attached to this county yet.

Local housing costs

HUD’s fair market rent for Stearns County sets what a housing voucher covers here. It is a useful floor for what local housing costs, not a price for care.

One-bedroom fair market rent (FY2026)
$919per month
Two-bedroom fair market rent (FY2026)
$1,206per month
Income limit, one person (FY2026)
$37,500per year
Income limit, four people (FY2026)
$53,550per year

The income limits are HUD’s very low income threshold, about 50 percent of area median income. They are the line most Section 8 and income-restricted senior housing programs use. HUD publishes a one-person and a four-person figure, so households of two or three fall between the two numbers above.

Source: HUD Fair Market Rents (opens in a new tab), updated FY2026Source: HUD Income Limits (opens in a new tab), updated FY2026

Local aging & Medicaid contacts

Long-term care ombudsman

Free help with complaints about care and residents' rights in nursing homes and assisted living.

Minnesota Long-Term Care Ombudsman Program

Official ombudsman website

Source: State LTC Ombudsman

Area Agency on Aging

Central Minnesota Council on Aging (CMCOA) · (320) 253-9349

Official AAA website

Source: State aging agency

Aging & Disability Resource Center

Minnesota Aging and Disability Resources · 1-800-333-2433

Official ADRC page

Source: Aging & disability resource center

Medicare counseling (SHIP)

Minnesota State Health Insurance Assistance Program (SHIP)

Official SHIP website

Source: Medicare counseling (SHIP)

Minnesota Medicaid HCBS / LTSS programs

State-level Medicaid waiver contacts (not invented county Medicaid offices). Official agency pages only.

  • Elderly Waiver. Minnesota Medical Assistance Elderly Waiver (EW) for adults 65+ who meet nursing home level of care (CMS: MN Elderly Waiver).
Source: State Medicaid program

Questions families ask

Who is the Area Agency on Aging for Stearns County?

Central Minnesota Council on Aging (CMCOA) is the Area Agency on Aging covering Stearns County. Contact details on this page come from official aging-network sources.

How do families in Stearns County learn about Medicaid long-term care options?

Minnesota runs named Medicaid programs that pay for care at home and in assisted living. This page links to the official state pages for each.

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