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ElderCareCosts
UPDATED JUL 2026 · DATA AS OF 2024

In-Home Care in Cologne, Minnesota

We're still building out our in-home care directory for Cologne, MN. The median estimated cost is $8,275/mo. That's roughly in line with the Minnesota state median. Browse nearby cities or the Minnesota page while we finish adding local providers.

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Starting tier, Cologne

$3,761/mo

About 20 hours a week: a common starting point for a new home-care client

Full-time care (44 hrs/week, survey standard)

$8,275/mo

Typical range $7,896 – $9,459

Cologne $8,275 at 44 hrs/wk National median $6,848 at 44 hrs/wk

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Three steps

1. Call the county aging agency

Free: (651) 641-8612 (Metropolitan Area Agency on Aging (MAAA))

3. Prepare for the assessment

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What senior care costs in Cologne

Cologne figures as of 2024. Method and sources below.

Modeled median costs for in-home care in Cologne versus Minnesota and a multi-state national aggregate. Figures are estimates, not quotes.

In-Home Care cost comparison (2024)
In-Home CareCologneMinnesotaNational
25th percentile$7,896/mo$8,008/mo$6,537/mo
Median$8,275/mo$8,389/mo$6,848/mo
75th percentile$9,459/mo$9,118/mo$7,443/mo

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Why is this number different on other websites? Most sites average "starting at" prices. Base rent, before care fees. We estimate the full monthly cost families actually pay. Budget from the all-in number. Our methodology →

What home care really costs by the hour

The $8,275 monthly figure assumes 44 hours of care a week. The survey standard. At Cologne's implied rate of about $43 an hour:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$3,761
44 hrs/weekMost of every weekday$8,275
24/7 (168 hrs/week)Round-the-clock coverage~$31,595

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Ways families typically pay

  • Private pay (savings, income, home equity)
  • Long-term care insurance
  • VA Aid & Attendance for eligible veterans and surviving spouses
  • Medicaid home- and community-based services (HCBS) waivers, where eligible. Rules vary by state

Medicare generally does not cover long-term custodial care. State-specific Medicaid waiver guides are coming soon.

Nearby: Waconia $8,275 · Norwood Young America $8,275 · Carver $8,275 · Crown College $8,275 · Hamburg $8,275

What can you afford?

Every family starts with a number. Here's what different monthly budgets realistically cover in Cologne, grounded in local medians on this page.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Cologne runs about $2,689/mo at the median. Income-restricted affordable senior housing (HUD 202, USDA 515, LIHTC, state HFA) is often the real under-$2,500 path when eligibility fits. Check local listings and income caps with the property. Call the county aging agency at (651) 641-8612 for free navigation help. Medicaid/waiver paths can stretch a tight budget when eligibility fits.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care often lands in this band (full survey month for in-home care is $8,275). Local assisted living median is $5,907/mo. Small homes can sit below that midpoint. Ask about waiver programs if Medicaid may apply.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Cologne assisted living median ($5,907/mo) comfortably. Or near-full-time home care around the $8,275/mo survey month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Cologne run about $13,256/mo at the median. Round-the-clock home care usually costs more. Compare before deciding.
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Every licensed in-home care provider

A note on counting: we show 0 licensed in-home care providers listed for Cologne proper. Other sites show bigger numbers when they count a wide radius. Nearby options are linked below, labeled by city.

How we rank these: we don't. Sort them yourself.

Providers appear with their government data: CMS star ratings where they exist, license status, capacity, and inspection history. You can sort them yourself. Nobody pays to appear, and nobody pays to move up. If a listing says "Sponsored," a provider paid for that placement and the label says so.

Looking for a transparent sort by CMS stars, inspection records, and staffing? That is a separate data ranking, not an editorial pick.

We don't have licensed in-home care providers listed for Cologne, MN yet.

We're adding providers on a rolling basis from CMS and state licensing data. Check back soon, or browse nearby cities below.

Also serving Cologne

In-home care comes to the home, so agencies based one town over often serve Cologne; their licensed office is simply in a different city. These 9 are based nearby, listed by office location, nearest first. They are separate from the licensed-in-Cologne count above. Always confirm they cover your address.

Ordered by distance from Cologne, never by who pays. Office location is shown on every card. How we make money →

Include a nearby agency in your Cologne shortlist
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Free local help worth saving

Cologne has an estimated population of 2,282. About 181 residents (8%) are age 65 or older. Cologne is located in Carver County, Minnesota. The median household income is $129,398. Estimated median cost in Cologne is $8,275 per month, compared with $8,389 per month statewide in Minnesota.

Source: US Census Bureau (ACS) · Updated Jul 2026.GOV

These services are public and free. We list them before anything we could earn from.

  • Metropolitan Area Agency on Aging (MAAA)(651) 641-8612metroaging.org

    Area Agency on Aging serving this city.

    State aging agency
  • Minnesota Long-Term Care Ombudsman Programltcombudsman.org

    State Long-Term Care Ombudsman program.

    State LTC Ombudsman
  • Minnesota State Health Insurance Assistance Program (SHIP)shiphelp.org

    State Health Insurance Assistance Program (SHIP).

    Medicare counseling (SHIP)
  • Minnesota Aging and Disability Resources1-800-333-2433mn.gov

    Aging & Disability Resource Center hub for this state.

    State aging agency
  • Minneapolis VA Medical Centerva.gov

    VA Medical Center in Minneapolis.

    VA open data
  • Elderly WaiverOfficial program page

    Can help pay for care if your parent qualifies. Rules change. Confirm on the official page.

    State Medicaid program

Free national starting points. Official sites only; we do not scrape these directories.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. Official info only. How Aid & Attendance works →

Questions families ask

What does in-home care cost per hour in Cologne?

Based on the modeled median, in-home care in Cologne runs about $43 an hour. A 20-hour week runs about $3,761/month.

Is in-home care in Cologne more expensive than the rest of Minnesota?

Cologne's median in-home care cost is about 1% lower than the Minnesota state median.

Want a Cologne shortlist?

Tell us needs and budget once. We send licensed matches with real prices. Data stays free either way.

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Reading up first? In-Home Care across Minnesota → · In-Home Care cost breakdown → · Adult Day Care vs In-Home Care →

Assessment scheduled this week? Print our checklist: what to ask during your in-home assessment, what to notice, and the license paperwork to request. Free, no email required. Optional send-to-email when you want it on your phone.

Trust & methodology

Cite this: According to ElderCareCosts' 2026 index, in-home care in Cologne, MN costs $8,275/month (median), at the 44-hour-a-week survey standard.

In-Home Care in Cologne: 2026 Costs & Licensed Providers · ElderCareCosts