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ElderCareCosts
Updated August 2026

In-Home Care in Pembroke, Kentucky

We're still building out our in-home care directory for Pembroke, KY. The median estimated cost is $5,322/mo. That's below the Kentucky state median by about 14%. Browse nearby cities or the Kentucky page while we finish adding local providers.

Not sure which type of care fits? Take our 3-question care quiz →

Starting tier, Pembroke

$2,419/mo

About 20 hours a week: a common starting point for a new home-care client

Full-time care (44 hrs/week, survey standard)

$5,322/mo

Estimated range $5,141 – $5,992

● Pembroke $5,322 at 44 hrs/wk ○ National median $6,769 at 44 hrs/wk

Source: CareScout 2025 survey, adjusted for local wages

What senior care costs in Pembroke

2025 figures

In-Home Care cost comparison (2025)
In-Home CarePembrokeKentuckyNational
25th percentile$5,141/mo$5,916/mo$6,221/mo
Median$5,322/mo$6,197/mo$6,769/mo
75th percentile$5,992/mo$6,735/mo$7,627/mo

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What home care costs by the hour

Home care in Pembroke runs about $28 an hour. Here is what common schedules cost a month:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$2,419
44 hrs/weekMost of every weekday$5,322
24/7 (168 hrs/week)Round-the-clock coverage~$20,320

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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.

If getting up from the toilet is the hard part, an electric toilet lift does the lifting, day or night. Sponsored

What can you afford?

Here is what different monthly budgets cover in Pembroke.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Pembroke runs about $1,638 a month. Income-restricted affordable senior housing is the other common choice, and Pembroke has 1 such property. The county aging agency at (800) 928-7233 can help you sort through options for free. If money is very tight, ask about Medicaid waivers.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care usually falls here. Full-time care at 44 hours a week runs about $5,322 a month. The local assisted living median is $4,747 a month, and smaller homes often charge less. If Medicaid may apply, ask about waiver programs.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Pembroke assisted living median of $4,747 a month with room to spare. It also covers close to full-time home care, about $5,322 a month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Pembroke run about $8,345 a month at the median. Around-the-clock home care usually costs more.
Find options that fit your budget
Tell us how you plan to pay and we'll send licensed options that fit.
Find care options →

In-Home Care in Pembroke

We do not list a licensed in-home care agency in Pembroke yet. An advisor can tell you what is near Pembroke at no cost. Sponsored

We don't have licensed in-home care agencies listed for Pembroke, KY yet.

Nearby cities are linked below.

In the last 365 days: 2 newly licensed. Counts come from our ingestion diffs, not a complete state registry dump.

Between visits, a medical alert button covers the hours no one is in the house. See plans and the current offer. Sponsored

Free local help worth saving

Pembroke, in Christian County, has about 732 residents. About 140 of them (19%) are 65 or older. The median household income is $70,804.

Source: US Census Bureau
  • Pennyrile AAA(800) 928-7233peadd.org

    Area Agency on Aging serving this city.

  • Kentucky Long-Term Care Ombudsman Programltcombudsman.org

    State Long-Term Care Ombudsman program.

  • Kentucky State Health Insurance Assistance Program (SHIP)shiphelp.org

    State Health Insurance Assistance Program (SHIP).

  • Kentucky 2-1-11-877-925-0037kentucky211.org

    Statewide help for older adults, people with disabilities and caregivers.

  • Hopkinsville VA Clinicva.gov

    Primary Care Community-Based Outpatient Clinic in Hopkinsville.

  • Home and Community Based WaiverOfficial program page

    Can help pay for care if your parent qualifies.

National helplines, including the Eldercare Locator and 211, are listed on paying for care.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →

Questions families ask

What does in-home care cost per hour in Pembroke?

Based on the modeled median, in-home care in Pembroke runs about $28 an hour. A 20-hour week runs about $2,419/month.

Is in-home care in Pembroke more expensive than the rest of Kentucky?

Pembroke's median in home care cost is about 14% lower than the Kentucky state median.

Find Pembroke care options

Tell us what you need and your budget, and we will email you licensed options right away.

Find care options →

Reading up first? In-Home Care across Kentucky → · In-Home Care cost across Kentucky → · Adult Day Care vs In-Home Care →

Assessment scheduled this week? Print our checklist: what to ask during your in-home assessment, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.

In-Home Care in Pembroke: 2026 Costs & Licensed Providers