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ElderCareCosts
Updated August 2026

In-Home Care in Valparaiso, Indiana

Valparaiso, IN has 2 licensed in-home care agencies listed on ElderCareCosts. The median estimated cost is $7,286/mo. That's above the Indiana state median by about 9%.

Not sure which type of care fits? Take our 3-question care quiz →

Starting tier, Valparaiso

$3,312/mo

About 20 hours a week: a common starting point for a new home-care client

Full-time care (44 hrs/week, survey standard)

$7,286/mo

Estimated range $7,091 – $7,395

● Valparaiso $7,286 at 44 hrs/wk ○ National median $6,769 at 44 hrs/wk

Source: CareScout 2025 survey, adjusted for local wages

What senior care costs in Valparaiso

2025 figures

In-Home Care cost comparison (2025)
In-Home CareValparaisoIndianaNational
25th percentile$7,091/mo$6,370/mo$6,221/mo
Median$7,286/mo$6,673/mo$6,769/mo
75th percentile$7,395/mo$7,253/mo$7,627/mo

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What home care costs by the hour

Home care in Valparaiso runs about $38 an hour. Here is what common schedules cost a month:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$3,312
44 hrs/weekMost of every weekday$7,286
24/7 (168 hrs/week)Round-the-clock coverage~$27,819

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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.

Nearby: Portage 7,286 · Merrillville 7,286 · Crown Point 7,286 · Gary 7,286 · Michigan City 6,711

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What can you afford?

Here is what different monthly budgets cover in Valparaiso.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Valparaiso runs about $3,005 a month. Income-restricted affordable senior housing is the other common choice, and Valparaiso has 1 such property. The county aging agency at (219) 794-1829 can help you sort through options for free. If money is very tight, ask about Medicaid waivers.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care usually falls here. Full-time care at 44 hours a week runs about $7,286 a month. The local assisted living median is $6,157 a month, and smaller homes often charge less. If Medicaid may apply, ask about waiver programs.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Valparaiso assisted living median of $6,157 a month with room to spare. It also covers close to full-time home care, about $7,286 a month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Valparaiso run about $9,764 a month at the median. Around-the-clock home care usually costs more.
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2 in-home care agencies in Valparaiso

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Also serving Valparaiso

In-home care comes to the home, so agencies based one town over often serve Valparaiso; their licensed office is simply in a different city. These 12 are based nearby, listed by office location, nearest first. They are separate from the licensed-in-Valparaiso count above. Always confirm they cover your address.

Ordered by distance from Valparaiso, never by who pays. Office location is shown on every card. How we make money →

Include a nearby agency in your Valparaiso shortlist
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Free local help worth saving

Valparaiso, in Porter County, has about 34,733 residents. About 5,873 of them (17%) are 65 or older. The median household income is $69,872.

Source: US Census Bureau
  • CoAction(219) 794-1829coaction.care

    Area Agency on Aging serving this city.

  • Indiana Long-Term Care Ombudsman Programltcombudsman.org

    State Long-Term Care Ombudsman program.

  • Indiana State Health Insurance Assistance Program (SHIP)shiphelp.org

    State Health Insurance Assistance Program (SHIP).

  • INconnect Alliance1-800-713-9023inconnectalliance.org

    Statewide help for older adults, people with disabilities and caregivers.

  • Adam Benjamin Jr., Veterans' Administration Outpatient Clinicva.gov

    Multi-Specialty Community-Based Outpatient Clinic in Crown Point.

  • PathWays for Aging WaiverOfficial program page

    Can help pay for care if your parent qualifies.

National helplines, including the Eldercare Locator and 211, are listed on paying for care.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →

Questions families ask

What does in-home care cost per hour in Valparaiso?

Based on the modeled median, in-home care in Valparaiso runs about $38 an hour. A 20-hour week runs about $3,312/month.

Is in-home care in Valparaiso more expensive than the rest of Indiana?

Valparaiso's median in home care cost is about 9% higher than the Indiana state median.

Find Valparaiso care options

Tell us what you need and your budget, and we will email you licensed options right away.

Find care options →

Reading up first? In-Home Care across Indiana → · In-Home Care cost across Indiana → · Adult Day Care vs In-Home Care →

Assessment scheduled this week? Print our checklist: what to ask during your in-home assessment, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.

In-Home Care in Valparaiso: 2026 Costs & Licensed Providers