In-Home Care in Live Oak, Florida
Live Oak, FL has 5 licensed in-home care agencies listed on ElderCareCosts. We don't have a city-specific cost estimate for Live Oak yet. Statewide, the median is $6,101/mo. Compare providers below, or request a personalized shortlist to start your search.
Not sure which type of care fits? Answer 3 questions. We'll point you →
Three steps
1. Call the county aging agency
Free: (352) 378-6649 (Elder Options)
2. Shortlist 3 options
3. Prepare for the assessment
What senior care costs in Live Oak
Florida figures as of 2025. City-level data not yet published.
Median costs for in-home care in Live Oak versus Florida and the middle state nationally. The 25th and 75th percentile rows are the modeled range explained on the methodology page; in the national column they are percentiles across state medians. Figures are estimates, not quotes.
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A dash means the underlying source can't support that figure for this area. We leave the cell empty rather than estimate around it.
What home care really costs by the hour
Hourly math uses the survey standard of 44 hrs/week when a sourced in-home monthly median is published for Live Oak. We do not invent an hourly rate before that figure exists.
Ways families typically pay
- Private pay (savings, income, home equity)
- Long-term care insurance
- VA Aid & Attendance for eligible veterans and surviving spouses
- Medicaid home- and community-based services (HCBS) waivers, where eligible. Rules vary by state
Medicare generally does not cover long-term custodial care. State-specific Medicaid waiver guides are coming soon.
Nearby: Jasper not published · White Springs not published · Day not published · Mayo not published · Lee not published
What can you afford?
Every family starts with a number. Here's what different monthly budgets realistically cover in Live Oak, grounded in local medians on this page.
Part-time home care or entry assisted living
Assisted living with room to spare
Nursing care or heavy home-care schedules
Every licensed in-home care agency: 5
A note on counting: we show 5 licensed in-home care agencies listed for Live Oak proper. Other sites show bigger numbers when they count a wide radius. Nearby options are linked below, labeled by city.
How we rank these: we don't. Listed by verification date, newest first.
Providers appear with their government data: license status, capacity, inspection history, and a CMS star rating where the service has one. The order is the date we last verified each record, newest first. Nobody pays to appear, and nobody pays to move up. If a listing says "Sponsored," a provider paid for that placement and the label says so.
Looking for a transparent sort by CMS stars, inspection records, and staffing? That is a separate data ranking, not an editorial pick.
Southern Loving Care INC
Family Life Care, INC
Suwannee River Economic Council, INC.
Sincere Journey Care LLC
Angels Touch Companion Care, LLC
Sponsored placements, when they appear, are always labeled. How we make money →
Free local help worth saving
Live Oak has an estimated population of 6,985. About 1,092 residents (16%) are age 65 or older. Live Oak is located in Suwannee County, Florida. The median household income is $59,375. Our directory currently lists 5 licensed in-home care agencies in Live Oak.
Source: US Census Bureau (ACS) · Updated Jul 2026.GOVThese services are public and free. We list them before anything we could earn from.
- Elder Options(352) 378-6649agingresources.org
Area Agency on Aging serving this city.
State aging agency - Florida Long-Term Care Ombudsman Program1-888-831-0404ombudsman.elderaffairs.org
State Long-Term Care Ombudsman program.
State LTC Ombudsman - Serving Health Insurance Needs of Elders (SHINE)1-800-963-5337floridashine.org
State Health Insurance Assistance Program (SHIP).
Medicare counseling (SHIP) - Florida Aging and Disability Resource Centers1-800-963-5337elderaffairs.org
Aging & Disability Resource Center hub for this state.
State aging agency - Lake City VA Medical Centerva.gov
VA Medical Center in Lake City.
VA open data - Statewide Medicaid Managed Care Long-Term CareOfficial program page
Can help pay for care if your parent qualifies. Rules change. Confirm on the official page.
State Medicaid program
Free national starting points. Official sites only; we do not scrape these directories.
- Eldercare Locator · 800-677-1116
Free nationwide connection to local aging services.
- 211
Local health and human services referrals.
- NCOA BenefitsCheckUp
Screen for benefits you may qualify for.
- DIAL
ACL Disability Information and Access Line.
- VA health benefits
Veterans health care and long-term care programs.
Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. Official info only. How Aid & Attendance works →
Questions families ask
How many in-home care agencies are listed in Live Oak, FL?
We currently list 5 licensed in-home care agencies in Live Oak, FL.
Want a Live Oak shortlist?
Tell us needs and budget once. We email you licensed options with the cost data we publish, the same day. Data stays free either way.
Reading up first? In-Home Care across Florida → · In-Home Care cost breakdown → · Adult Day Care vs In-Home Care →
Assessment scheduled this week? Print our checklist: what to ask during your in-home assessment, what to notice, and the license paperwork to request. Free, no email required. Optional send-to-email when you want it on your phone.
Trust & methodology
How to cite this page
Cite this: According to ElderCareCosts' 2026 index, licensed in-home care agencies in Live Oak, FL are listed with government-sourced data. City median cost not yet published.
APA: ElderCareCosts Research. (n.d.). In-Home Care in Live Oak, FL. ElderCareCosts. Retrieved September 18, 2026, from https://www.eldercarecosts.com/in-home-care/florida/live-oak/
Chicago: ElderCareCosts Research. "In-Home Care in Live Oak, FL." ElderCareCosts. Accessed September 18, 2026. https://www.eldercarecosts.com/in-home-care/florida/live-oak/.
These figures may be quoted and reproduced with attribution and a link back to this page. No permission needed. Methodology · Data sources · Who produces this · Corrections