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ElderCareCosts
UPDATED JUL 2026 · DATA AS OF 2025

Home Health Care in Clearwater, Florida

Clearwater, FL has 24 licensed home health care providers listed on ElderCareCosts. The median estimated cost is $6,192/mo. That's roughly in line with the Florida state median. Compare providers below, or request a personalized shortlist to start your search.

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Starting tier, Clearwater

$2,815/mo

About 20 hours a week: a common starting point for a new home-care client

Full-time care (44 hrs/week, survey standard)

$6,192/mo

Typical range $5,647 – $6,558

Clearwater $6,192 at 44 hrs/wk National median $6,848 at 44 hrs/wk

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Three steps

1. Call the county aging agency

Free: (727) 570-9696 (Area Agency on Aging of Pasco-Pinellas, Inc.)

2. Shortlist 3 options

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3. Prepare for the assessment

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What senior care costs in Clearwater

Clearwater figures as of 2025. Method and sources below.

Modeled median costs for home health care in Clearwater versus Florida and a multi-state national aggregate. Figures are estimates, not quotes.

Home Health Care cost comparison (2025)
Home Health CareClearwaterFloridaNational
25th percentile$5,647/mo$5,824/mo$6,537/mo
Median$6,192/mo$6,101/mo$6,848/mo
75th percentile$6,558/mo$6,631/mo$7,443/mo

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Why is this number different on other websites? Most sites average "starting at" prices. Base rent, before care fees. We estimate the full monthly cost families actually pay. Budget from the all-in number. Our methodology →

What home care really costs by the hour

The $6,192 monthly figure assumes 44 hours of care a week. The survey standard. At Clearwater's implied rate of about $32 an hour:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$2,815
44 hrs/weekMost of every weekday$6,192
24/7 (168 hrs/week)Round-the-clock coverage~$23,642

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Ways families typically pay

  • Private pay (savings, income, home equity)
  • Long-term care insurance
  • VA Aid & Attendance for eligible veterans and surviving spouses
  • Medicaid home- and community-based services (HCBS) waivers, where eligible. Rules vary by state

Medicare generally does not cover long-term custodial care. State-specific Medicaid waiver guides are coming soon.

Nearby: Greenbriar $6,169 · Belleair $6,169 · Dunedin $6,192 · Safety Harbor $6,169 · Largo $6,192

What can you afford?

Every family starts with a number. Here's what different monthly budgets realistically cover in Clearwater, grounded in local medians on this page.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Clearwater runs about $1,649/mo at the median. Income-restricted affordable senior housing is often the real under-$2,500 path when eligibility fits. Clearwater lists 6 such properties in our directory. Call the county aging agency at (727) 570-9696 for free navigation help. Medicaid/waiver paths can stretch a tight budget when eligibility fits.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care often lands in this band (full survey month for in-home care is $6,192). Local assisted living median is $5,694/mo. Small homes can sit below that midpoint. Ask about waiver programs if Medicaid may apply.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Clearwater assisted living median ($5,694/mo) comfortably. Or near-full-time home care around the $6,192/mo survey month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Clearwater run about $10,496/mo at the median. Round-the-clock home care usually costs more. Compare before deciding.
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Every licensed home health care provider: 24

A note on counting: we show 24 licensed home health care providers listed for Clearwater proper. Other sites show bigger numbers when they count a wide radius. Nearby options are linked below, labeled by city.

How we rank these: we don't. Sort them yourself.

Providers appear with their government data: CMS star ratings where they exist, license status, capacity, and inspection history. You can sort them yourself. Nobody pays to appear, and nobody pays to move up. If a listing says "Sponsored," a provider paid for that placement and the label says so.

Looking for a transparent sort by CMS stars, inspection records, and staffing? That is a separate data ranking, not an editorial pick.

Sponsored placements, when they appear, are always labeled. How we make money →

Compare agencies you choose
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Also serving Clearwater

Home health care comes to the home, so agencies based one town over often serve Clearwater; their licensed office is simply in a different city. These 12 are based nearby, listed by office location, nearest first. They are separate from the licensed-in-Clearwater count above. Always confirm they cover your address.

Ordered by distance from Clearwater, never by who pays. Office location is shown on every card. How we make money →

Include a nearby agency in your Clearwater shortlist
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Free local help worth saving

Clearwater has an estimated population of 117,247. About 28,231 residents (24%) are age 65 or older. Clearwater is located in Pinellas County, Florida. The median household income is $66,381. Our directory currently lists 24 licensed home health care providers in Clearwater. Estimated median cost in Clearwater is $6,192 per month, compared with $6,101 per month statewide in Florida.

Source: US Census Bureau (ACS) · Updated Jul 2026.GOV

These services are public and free. We list them before anything we could earn from.

  • Area Agency on Aging of Pasco-Pinellas, Inc.(727) 570-9696agingcarefl.org

    Area Agency on Aging serving this city.

    State aging agency
  • Florida Long-Term Care Ombudsman Program1-888-831-0404ombudsman.elderaffairs.org

    State Long-Term Care Ombudsman program.

    State LTC Ombudsman
  • Serving Health Insurance Needs of Elders (SHINE)1-800-963-5337floridashine.org

    State Health Insurance Assistance Program (SHIP).

    Medicare counseling (SHIP)
  • Florida Aging and Disability Resource Centers1-800-963-5337elderaffairs.org

    Aging & Disability Resource Center hub for this state.

    State aging agency
  • North Pinellas VA Clinicva.gov

    Primary Care Community-Based Outpatient Clinic in Clearwater.

    VA open data
  • Statewide Medicaid Managed Care Long-Term CareOfficial program page

    Can help pay for care if your parent qualifies. Rules change. Confirm on the official page.

    State Medicaid program

Free national starting points. Official sites only; we do not scrape these directories.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. Official info only. How Aid & Attendance works →

Questions families ask

How many home health care providers are listed in Clearwater, FL?

We currently list 24 licensed home health care providers in Clearwater, FL.

What does home health care cost per hour in Clearwater?

Based on the modeled median, home health care in Clearwater runs about $32 an hour. A 20-hour week runs about $2,815/month.

Is home health care in Clearwater more expensive than the rest of Florida?

Clearwater's median home health care cost is about 1% higher than the Florida state median.

Want a Clearwater shortlist?

Tell us needs and budget once. We send licensed matches with real prices. Data stays free either way.

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Reading up first? Home Health Care across Florida → · Home Health Care cost breakdown → · Assisted Living vs Home Health Care →

Assessment scheduled this week? Print our checklist: what to ask during your in-home assessment, what to notice, and the license paperwork to request. Free, no email required. Optional send-to-email when you want it on your phone.

Trust & methodology

Cite this: According to ElderCareCosts' 2026 index, home health care in Clearwater, FL costs $6,192/month (median), at the 44-hour-a-week survey standard.

Home Health Care in Clearwater: 2026 Costs & Licensed Providers · ElderCareCosts