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ElderCareCosts
Updated August 2026

Cost of Memory Care in West Virginia

Memory care in West Virginia costs a median of $7,925 a month (estimated range $7,608 to $8,242), above the national median. The figure is estimated from local assisted living costs plus a 20 to 30% memory care premium.

Based on 2025 CareScout assisted-living medians.

Median monthly price, West Virginia

$7,925/mo

Estimated range $7,608 – $8,242

● West Virginia $7,925 ○ National median $7,788

Source: Based on 2025 assisted living costs plus a memory care premium

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City, state, and national

Each area's median compared with the national figure.

Memory Care cost by area (2025)
AreaScaleMedianvs national
West Virginia (state median)$7,925/mo+1.8%
United States$7,788/moreference

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City figures adjust the West Virginia median for local wages and housing costs.

Memory Care cost trend in West Virginia
2024: $6,860/mo; 2025: $7,925/mo$7k$8k$10k$6,8602024$7,9252025

The hourly math: staying home vs. moving

West Virginia in-home care runs about $30 an hour.

Home care hourly math vs. memory care
Care at homeThe mathMonthlyvs memory care $7,925
20 hours a week$30/hr × 20 hrs × 52 ÷ 12$2,600/mo−$5,325
32 hours a week$30/hr × 32 hrs × 52 ÷ 12$4,160/mo−$3,765
44 hours a week$30/hr × 44 hrs × 52 ÷ 12$5,720/mo−$2,205
Around-the-clock (24/7)$30/hr × 168 hrs × 52 ÷ 12$21,840/mo+$13,915

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Around 61 hours a week, home care crosses the memory care median. Full-time and overnight care cost several times more.

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Compare memory care costs

Switch units, compare two places, and see a simple five-year projection.

West Virginia

$7,925/mo/mo

Based on 2025 survey data.

National median

$7,788/mo/mo

Need a different pair of places? Open the full cost calculator. Not sure which care type? Take the care quiz.

What can you afford?

Here is what different monthly budgets cover in West Virginia.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care and help from family are the usual options at this budget. Income-restricted affordable senior housing is the other common choice. Ask each property about its income limits. If money is very tight, ask about Medicaid waivers.
Affordable senior apartments →
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care usually falls here. Full-time care at 44 hours a week runs about $5,720 a month. The local assisted living median is $6,340 a month, and smaller homes often charge less. If Medicaid may apply, ask about waiver programs.
Medicaid & waiver paths →
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the West Virginia assisted living median of $6,340 a month with room to spare. It also covers close to full-time home care, about $5,720 a month.
How families pay →
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in West Virginia run about $12,836 a month at the median. Around-the-clock home care usually costs more.
How families pay →

How to pay for memory care in West Virginia

Private pay (savings, income, home equity)Most common
The default payer for most families at the start, especially for assisted living and in-home care. Often combined with a second source once savings run low.
Long-term care insuranceCommon
Pays toward care costs if a policy was purchased in advance, usually years before care is needed. Policy terms (daily/monthly benefit caps, elimination periods) vary widely. Check the policy documents directly.
Medicaid (state-run, income- and asset-limited)Common
Covers nursing home care in every state, and many states offer Home & Community-Based Services (HCBS) waivers that extend Medicaid to assisted living or in-home care. Eligibility rules and waiver availability are state-specific.
VA Aid & Attendance (veterans and surviving spouses)Situational
An added benefit on top of a VA pension for eligible wartime veterans (or surviving spouses) who need help with daily activities. Requires meeting service, income, and care-need criteria.
MedicareNarrow eligibility
Does not cover long-term custodial care (help with daily living). It can cover short-term skilled nursing or home health following a qualifying hospital stay, under specific conditions.

If private pay is the plan, an advisor can match communities within that number at no cost. Sponsored

Medicaid and every admission will ask who can sign for your parent. Get the power of attorney done online. Sponsored

Long-Term Care Ombudsman

West Virginia Long-Term Care Ombudsman Program helps residents of nursing homes, assisted living, and similar settings in West Virginia resolve concerns about care and rights.

Find your local ombudsman

Medicaid programs for care at home

  • Aged and Disabled Waiver. West Virginia 1915(c) Aged and Disabled Waiver for adults 65+ and adults 18–64 with physical disabilities (CMS factsheet).

National helplines

Frequently asked questions

How much does memory care cost in West Virginia?

Memory care in West Virginia costs a median of $7,925 a month (estimated range $7,608 to $8,242). Based on 2025 CareScout assisted-living medians.

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Other care types in West Virginia

In-Home CareHome Health CareAssisted LivingIndependent LivingNursing HomesAdult Day CareContinuing Care Retirement Communities (CCRC)

Family tools