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ElderCareCosts
UPDATED JUL 2026 · DATA AS OF 2025

Cost of Assisted Living in St. Petersburg, FL

Assisted living in St. Petersburg, FL has a median $5,694/month (range $5,193–$6,030), above the Florida state median. The answer first, then the math below.

Based on 2025 survey data.

Median monthly price, St. Petersburg

$5,694/mo

Typical range $5,193 – $6,030

● St. Petersburg $5,694 ○ National median $6,528

2025 cost of care survey · 2025Estimate; not a quote
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St. Petersburg, state, and national

Medians with each area's position against the national figure. Bars are drawn to scale.

Assisted Living cost by area (2025)
AreaScaleMedianvs national
St. Petersburg$5,694/mo−12.8%
Gulfport$5,153/mo−21.1%
Lealman$5,694/mo−12.8%
Bear Creek$5,153/mo−21.1%
Kenneth City$5,153/mo−21.1%
South Pasadena$5,153/mo−21.1%
Florida (state median)$5,610/mo−14.1%
United States$6,528/mo—

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Open the assisted living directory for St. Petersburg for the full provider table.

Why is this number different on other sites? Other sites may use a different survey year, an average instead of a median, or a narrower sample of providers. Every figure on this page states its source and period so you can compare like with like. We don't yet publish a room-type/care-level breakdown for St. Petersburg; our cost model currently reports a single blended range.

What drives assisted living cost in St. Petersburg?

  • Local wages. Direct-care staff pay tracks the metro labor market and is usually the single biggest cost driver.
  • Real estate and cost of living. Facility rent/mortgage and general cost of living in St. Petersburg scale with the local market.
  • Level of care and staffing ratios. Higher acuity levels cost more due to required staffing ratios.
  • Room type. Private rooms/apartments cost more than shared rooms.
Assisted Living cost trend in St. Petersburg
2024: $5,153/mo; 2025: $5,694/mo$5k$8k$10k$5,1532024$5,6942025

The hourly math: staying home vs. moving

St. Petersburg in-home care runs about $32/hour. The crossover point is where families decide.

Home care hourly math vs. assisted living
Care at homeThe mathMonthlyvs assisted living $5,694
20 hours a week$32/hr × 20 hrs × 52 ÷ 12$2,815/mo−$2,879
32 hours a week$32/hr × 32 hrs × 52 ÷ 12$4,503/mo−$1,191
44 hours a week$32/hr × 44 hrs × 52 ÷ 12$6,192/mo+$498
Around-the-clock (24/7)$32/hr × 168 hrs × 52 ÷ 12$23,642/mo+$17,948

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Around 40 hours a week, home care crosses the assisted living median. Full-time and overnight care cost several times more.

Estimate your own number

Compare assisted living costs

Uses the published medians on this page; never a guessed number. Toggle units, compare two locations, and see an illustrative future projection.

St. Petersburg, FL

$5,694/mo/mo

Based on 2025 survey data.

Florida median

$5,610/mo/mo

Need a different pair of places? Open the full cost calculator. Not sure which care type? Take the care quiz.

What can you afford?

Every family starts with a number. Here's what different monthly budgets realistically cover in St. Petersburg, grounded in local medians on this page.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day and family caregiving are often part of the path under $2,500/mo in St. Petersburg. Income-restricted affordable senior housing (HUD 202, USDA 515, LIHTC, state HFA) is often the real under-$2,500 path when eligibility fits. Check local listings and income caps with the property. Call the county aging agency at (727) 570-9696 for free navigation help. Medicaid/waiver paths can stretch a tight budget when eligibility fits.
Affordable senior apartments →
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care often lands in this band (full survey month for in-home care is $6,192). Local assisted living median is $5,694/mo. Small homes can sit below that midpoint. Ask about waiver programs if Medicaid may apply.
Medicaid & waiver paths →
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the St. Petersburg assisted living median ($5,694/mo) comfortably. Or near-full-time home care around the $6,192/mo survey month.
How families pay →
Over $11,000/mo

Nursing care or heavy home-care schedules

Higher budgets cover skilled nursing or heavy home-care schedules in St. Petersburg.
How families pay →

How to pay for assisted living in St. Petersburg

  1. 1. Private pay (savings, income, home equity)Most common

    The default payer for most families at the start, especially for assisted living and in-home care. Often combined with a second source once savings run low.

  2. 2. Long-term care insuranceCommon

    Pays toward care costs if a policy was purchased in advance, usually years before care is needed. Policy terms (daily/monthly benefit caps, elimination periods) vary widely. Check the policy documents directly.

  3. 3. Medicaid (state-run, income- and asset-limited)Common

    Covers nursing home care in every state, and many states offer Home & Community-Based Services (HCBS) waivers that extend Medicaid to assisted living or in-home care. Eligibility rules and waiver availability are state-specific.

  4. 4. VA Aid & Attendance (veterans and surviving spouses)Situational

    An added benefit on top of a VA pension for eligible wartime veterans (or surviving spouses) who need help with daily activities. Requires meeting service, income, and care-need criteria.

  5. 5. MedicareNarrow eligibility

    Does not cover long-term custodial care (help with daily living). It can cover short-term skilled nursing or home health following a qualifying hospital stay, under specific conditions.

  6. This is general information, not financial or legal advice. Program rules vary by state and change over time. Confirm current eligibility with Medicaid.gov, the VA, or a licensed elder-law advisor.

Free local help in St. Petersburg

State aging agency / VA open data

Free national starting points. Official sites only; we do not scrape these directories.

Cite this page

Cite this: According to ElderCareCosts' 2026 index, assisted living in St. Petersburg, FL costs $5,694/month (median, 2025 data).

Journalists and researchers: reuse with attribution, no permission needed. Methodology · Data sources · Corrections

Frequently asked questions

How much does assisted living cost in St. Petersburg?

The median $5,694/month (range $5,193–$6,030). Based on 2025 survey data.

How is this estimate calculated?

We start from a published state or metro median, cited on this page, and adjust using local cost-of-living and wage data. We publish the methodology version alongside every figure.

Can I get the raw data?

Yes. Use the CSV download link on this page for a machine-readable file of the exact figures shown above.

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Reading up first? Assisted Living across Florida → · Assisted Living directory for St. Petersburg → · Adult Day Care vs Assisted Living →

Nearby cities

GulfportLealmanBear CreekKenneth CitySouth Pasadena

Other care types in St. Petersburg

In-Home CareHome Health CareMemory CareIndependent LivingNursing HomesAdult Day CareContinuing Care Retirement Communities (CCRC)

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