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ElderCareCosts
Updated August 2026

Assisted Living in Chattanooga, Tennessee

We're still building out our assisted living directory for Chattanooga, TN. The median estimated cost is $5,912/mo. That's roughly in line with the Tennessee state median. Browse nearby cities or the Tennessee page while we finish adding local providers.

Not sure which type of care fits? Take our 3-question care quiz →

Median monthly price, Chattanooga

$5,912/mo

Estimated range $5,405 – $6,359

● Chattanooga $5,912 ○ National median $6,230

Source: CareScout 2025 survey, adjusted for local wages

What senior care costs in Chattanooga

2025 figures

Assisted Living cost comparison (2025)
Assisted LivingChattanoogaTennesseeNational
25th percentile$5,405/mo$5,580/mo$5,488/mo
Median$5,912/mo$5,845/mo$6,230/mo
75th percentile$6,359/mo$6,353/mo$7,083/mo

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Staying home instead

Home care in Chattanooga runs about $31 an hour. Here is what common schedules cost a month:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$2,718
44 hrs/weekMost of every weekday$5,979
24/7 (168 hrs/week)Round-the-clock coverage~$22,829

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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.

What can you afford?

Here is what different monthly budgets cover in Chattanooga.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Chattanooga runs about $1,753 a month. Income-restricted affordable senior housing is the other common choice, and Chattanooga has 8 such properties. If money is very tight, ask about Medicaid waivers.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care usually falls here. Full-time care at 44 hours a week runs about $5,979 a month. The local assisted living median is $5,912 a month, and smaller homes often charge less. If Medicaid may apply, ask about waiver programs.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Chattanooga assisted living median of $5,912 a month with room to spare. It also covers close to full-time home care, about $5,979 a month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Chattanooga run about $9,538 a month at the median. Around-the-clock home care usually costs more.
Find options that fit your budget
Tell us how you plan to pay and we'll send licensed options that fit.
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Assisted Living in Chattanooga

We do not list a licensed assisted living community in Chattanooga yet. An advisor can tell you what is near Chattanooga at no cost. Sponsored

We don't have licensed assisted living communities listed for Chattanooga, TN yet.

Nearby cities are linked below.

Free local help worth saving

Chattanooga, in Hamilton County, has about 185,783 residents. About 32,190 of them (17%) are 65 or older. The median household income is $64,523.

Source: US Census Bureau
  • Tennessee Long-Term Care Ombudsman Programltcombudsman.org

    State Long-Term Care Ombudsman program.

  • Tennessee State Health Insurance Assistance Program (SHIP)shiphelp.org

    State Health Insurance Assistance Program (SHIP).

  • Tennessee Commission on Aging and Disability1-866-836-6678tn.gov

    Statewide help for older adults, people with disabilities and caregivers.

  • Chattanooga VA Clinicva.gov

    Multi-Specialty Community-Based Outpatient Clinic in Chattanooga.

  • CHOICESOfficial program page

    Can help pay for care if your parent qualifies.

National helplines, including the Eldercare Locator and 211, are listed on paying for care.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →

Questions families ask

Is assisted living in Chattanooga more expensive than the rest of Tennessee?

Chattanooga's median assisted living cost is about 1% higher than the Tennessee state median.

Find Chattanooga care options

Tell us what you need and your budget, and we will email you licensed options right away.

Find care options →

Reading up first? Assisted Living across Tennessee → · Assisted Living cost across Tennessee → · Adult Day Care vs Assisted Living →

Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.

Assisted Living in Chattanooga: 2026 Costs & Licensed Providers