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ElderCareCosts
UPDATED JUL 2026 · DATA AS OF 2024

Assisted Living in Merrill, Michigan

Merrill, MI has 2 licensed assisted living providers listed on ElderCareCosts. The median estimated cost is $5,594/mo. That's below the Michigan state median by about 4%. Compare providers below, or request a personalized shortlist to start your search.

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Median monthly price, Merrill

$5,594/mo

Typical range $4,871 – $5,798

Merrill $5,594 National median $6,528

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Three steps

1. Call the county aging agency

Free: (989) 893-4506 (Region VII Area Agency on Aging)

2. Shortlist 3 options

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3. Tour with the checklist

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What senior care costs in Merrill

Merrill figures as of 2024. Method and sources below.

Modeled median costs for assisted living in Merrill versus Michigan and a multi-state national aggregate. Figures are estimates, not quotes.

Assisted Living cost comparison (2024)
Assisted LivingMerrillMichiganNational
25th percentile$4,871/mo$5,554/mo$6,231/mo
Median$5,594/mo$5,818/mo$6,528/mo
75th percentile$5,798/mo$6,323/mo$7,095/mo

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Why is this number different on other websites? Most sites average "starting at" prices. Base rent, before care fees. We estimate the full monthly cost families actually pay. Budget from the all-in number. Our methodology →

What home care really costs by the hour

The $6,238 monthly figure assumes 44 hours of care a week. The survey standard. At Merrill's implied rate of about $33 an hour:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$2,835
44 hrs/weekMost of every weekday$6,238
24/7 (168 hrs/week)Round-the-clock coverage~$23,818

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Ways families typically pay

  • Private pay (savings, income, home equity)
  • Long-term care insurance
  • VA Aid & Attendance for eligible veterans and surviving spouses
  • Medicaid home- and community-based services (HCBS) waivers, where eligible. Rules vary by state

Medicare generally does not cover long-term custodial care. State-specific Medicaid waiver guides are coming soon.

Nearby: Hemlock $5,594 · Breckenridge not published · St. Charles $5,594 · Shields $5,594 · Freeland $5,594

What can you afford?

Every family starts with a number. Here's what different monthly budgets realistically cover in Merrill, grounded in local medians on this page.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Merrill runs about $2,729/mo at the median. Income-restricted affordable senior housing (HUD 202, USDA 515, LIHTC, state HFA) is often the real under-$2,500 path when eligibility fits. Check local listings and income caps with the property. Call the county aging agency at (989) 893-4506 for free navigation help. Medicaid/waiver paths can stretch a tight budget when eligibility fits.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care often lands in this band (full survey month for in-home care is $6,238). Local assisted living median is $5,594/mo. Small homes can sit below that midpoint. Ask about waiver programs if Medicaid may apply.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Merrill assisted living median ($5,594/mo) comfortably. Or near-full-time home care around the $6,238/mo survey month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Merrill run about $10,418/mo at the median. Round-the-clock home care usually costs more. Compare before deciding.
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Every licensed assisted living provider: 2

A note on counting: we show 2 licensed assisted living providers listed for Merrill proper. Other sites show bigger numbers when they count a wide radius. Nearby options are linked below, labeled by city.

How we rank these: we don't. Sort them yourself.

Providers appear with their government data: CMS star ratings where they exist, license status, capacity, and inspection history. You can sort them yourself. Nobody pays to appear, and nobody pays to move up. If a listing says "Sponsored," a provider paid for that placement and the label says so.

Looking for a transparent sort by CMS stars, inspection records, and staffing? That is a separate data ranking, not an editorial pick.

Sponsored placements, when they appear, are always labeled. How we make money →

Compare communities you choose
Check Compare on cards above, then continue. Selection before consent.

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In the last 365 days: 2 newly licensed. Counts come from our ingestion diffs, not a complete state registry dump.

Free local help worth saving

Merrill has an estimated population of 798. About 143 residents (18%) are age 65 or older. Merrill is located in Saginaw County, Michigan. The median household income is $47,500. Our directory currently lists 2 licensed assisted living providers in Merrill. Estimated median cost in Merrill is $5,594 per month, compared with $5,818 per month statewide in Michigan.

Source: US Census Bureau (ACS) · Updated Jul 2026.GOV

These services are public and free. We list them before anything we could earn from.

  • Region VII Area Agency on Aging(989) 893-4506region7aaa.org

    Area Agency on Aging serving this city.

    State aging agency
  • Michigan Long-Term Care Ombudsman Programltcombudsman.org

    State Long-Term Care Ombudsman program.

    State LTC Ombudsman
  • Michigan State Health Insurance Assistance Program (SHIP)shiphelp.org

    State Health Insurance Assistance Program (SHIP).

    Medicare counseling (SHIP)
  • Michigan Aging, Community Living, and Supports Bureaumichigan.gov

    Aging & Disability Resource Center hub for this state.

    State aging agency
  • Aleda E. Lutz Department of Veterans Affairs Medical Centerva.gov

    VA Medical Center in Saginaw.

    VA open data
  • MI Choice Waiver ProgramOfficial program page

    Can help pay for care if your parent qualifies. Rules change. Confirm on the official page.

    State Medicaid program

Free national starting points. Official sites only; we do not scrape these directories.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. Official info only. How Aid & Attendance works →

Questions families ask

How many assisted living providers are listed in Merrill, MI?

We currently list 2 licensed assisted living providers in Merrill, MI.

Is assisted living in Merrill more expensive than the rest of Michigan?

Merrill's median assisted living cost is about 4% lower than the Michigan state median.

Want a Merrill shortlist?

Tell us needs and budget once. We send licensed matches with real prices. Data stays free either way.

Your number goes only to communities you choose. No call blitz. Ever.

Get a shortlist →

Reading up first? Assisted Living across Michigan → · Assisted Living cost breakdown → · Adult Day Care vs Assisted Living →

Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Free, no email required. Optional send-to-email when you want it on your phone.

Trust & methodology

Cite this: According to ElderCareCosts' 2026 index, assisted living in Merrill, MI costs $5,594/month (median).

Assisted Living in Merrill: 2026 Costs & Licensed Providers · ElderCareCosts