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ElderCareCosts
Updated August 2026

Assisted Living in Cedar Falls, Iowa

Cedar Falls, IA has 8 licensed assisted living communities listed on ElderCareCosts. The median estimated cost is $5,460/mo. That's roughly in line with the Iowa state median. The typical licensed assisted living provider in Cedar Falls has 66 beds, against 53 statewide.

Not sure which type of care fits? Take our 3-question care quiz →

Median monthly price, Cedar Falls

$5,460/mo

Estimated range $4,853 – $5,883

● Cedar Falls $5,460 ○ National median $6,230

Source: CareScout 2025 survey, adjusted for local wages

What senior care costs in Cedar Falls

2025 figures

Assisted Living cost comparison (2025)
Assisted LivingCedar FallsIowaNational
25th percentile$4,853/mo$5,137/mo$5,488/mo
Median$5,460/mo$5,381/mo$6,230/mo
75th percentile$5,883/mo$5,848/mo$7,083/mo

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Staying home instead

Home care in Cedar Falls runs about $42 an hour. Here is what common schedules cost a month:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$3,615
44 hrs/weekMost of every weekday$7,952
24/7 (168 hrs/week)Round-the-clock coverage~$30,362

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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.

Nearby cities: Waterloo

What can you afford?

Here is what different monthly budgets cover in Cedar Falls.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Cedar Falls runs about $1,638 a month. Income-restricted affordable senior housing is the other common choice, and Cedar Falls has 2 such properties. The county aging agency at (800) 779-8707 can help you sort through options for free. If money is very tight, ask about Medicaid waivers.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care usually falls here. Full-time care at 44 hours a week runs about $7,952 a month. The local assisted living median is $5,460 a month, and smaller homes often charge less. If Medicaid may apply, ask about waiver programs.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Cedar Falls assisted living median of $5,460 a month with room to spare. It also covers close to full-time home care, about $7,952 a month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Cedar Falls run about $9,414 a month at the median. Around-the-clock home care usually costs more.
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8 assisted living communities in Cedar Falls

What assisted living looks like in Cedar Falls

The typical licensed assisted living provider in Cedar Falls has 66 beds, against 53 across Iowa. They range from 34 to 176.

Compare communities side by side
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Free local help worth saving

Cedar Falls, in Black Hawk County, has about 40,888 residents. About 6,557 of them (16%) are 65 or older. The median household income is $76,987.

Source: US Census Bureau
  • Northeast Iowa Area Agency on Aging (NEI3A)(800) 779-8707nei3a.org

    Area Agency on Aging serving this city.

  • Iowa Long-Term Care Ombudsman Programltcombudsman.org

    State Long-Term Care Ombudsman program.

  • Iowa State Health Insurance Assistance Program (SHIP)shiphelp.org

    State Health Insurance Assistance Program (SHIP).

  • LifeLong Links1-866-468-7887lifelonglinks.org

    Statewide help for older adults, people with disabilities and caregivers.

  • Waterloo VA Clinicva.gov

    Multi-Specialty Community-Based Outpatient Clinic in Waterloo.

  • Home and Community Based Services – Elderly WaiverOfficial program page

    Can help pay for care if your parent qualifies.

National helplines, including the Eldercare Locator and 211, are listed on paying for care.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →

Questions families ask

Is assisted living in Cedar Falls more expensive than the rest of Iowa?

Cedar Falls's median assisted living cost is about 1% higher than the Iowa state median.

Find Cedar Falls care options

Tell us what you need and your budget, and we will email you licensed options right away.

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Reading up first? Assisted Living across Iowa → · Assisted Living cost across Iowa → · Adult Day Care vs Assisted Living →

Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.

Assisted Living in Cedar Falls: 2026 Costs & Licensed Providers