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ElderCareCosts
Updated August 2026

Assisted Living in Mishawaka, Indiana

Mishawaka, IN has 8 licensed assisted living communities listed on ElderCareCosts. The median estimated cost is $5,610/mo. That's roughly in line with the Indiana state median.

Not sure which type of care fits? Take our 3-question care quiz →

Median monthly price, Mishawaka

$5,610/mo

Estimated range $4,954 – $5,871

● Mishawaka $5,610 ○ National median $6,230

Source: CareScout 2025 survey, adjusted for local wages

What senior care costs in Mishawaka

2025 figures

Assisted Living cost comparison (2025)
Assisted LivingMishawakaIndianaNational
25th percentile$4,954/mo$5,383/mo$5,488/mo
Median$5,610/mo$5,639/mo$6,230/mo
75th percentile$5,871/mo$6,129/mo$7,083/mo

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Staying home instead

Home care in Mishawaka runs about $35 an hour. Here is what common schedules cost a month:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$3,018
44 hrs/weekMost of every weekday$6,639
24/7 (168 hrs/week)Round-the-clock coverage~$25,349

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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.

Nearby: South Bend 5,610 · Elkhart 5,763

What can you afford?

Here is what different monthly budgets cover in Mishawaka.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Mishawaka runs about $2,738 a month. Income-restricted affordable senior housing is the other common choice, and Mishawaka has 2 such properties. The county aging agency at (574) 284-2644 can help you sort through options for free. If money is very tight, ask about Medicaid waivers.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care usually falls here. Full-time care at 44 hours a week runs about $6,639 a month. The local assisted living median is $5,610 a month, and smaller homes often charge less. If Medicaid may apply, ask about waiver programs.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Mishawaka assisted living median of $5,610 a month with room to spare. It also covers close to full-time home care, about $6,639 a month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Mishawaka run about $8,897 a month at the median. Around-the-clock home care usually costs more.
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8 assisted living communities in Mishawaka

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Free local help worth saving

Mishawaka, in St. Joseph County, has about 51,021 residents. About 8,485 of them (17%) are 65 or older. The median household income is $54,291.

Source: US Census Bureau
  • REAL Services, Inc.(574) 284-2644realservices.org

    Area Agency on Aging serving this city.

  • Indiana Long-Term Care Ombudsman Programltcombudsman.org

    State Long-Term Care Ombudsman program.

  • Indiana State Health Insurance Assistance Program (SHIP)shiphelp.org

    State Health Insurance Assistance Program (SHIP).

  • INconnect Alliance1-800-713-9023inconnectalliance.org

    Statewide help for older adults, people with disabilities and caregivers.

  • Jackie Walorski VA Clinicva.gov

    Multi-Specialty Community-Based Outpatient Clinic in Mishawaka.

  • PathWays for Aging WaiverOfficial program page

    Can help pay for care if your parent qualifies.

National helplines, including the Eldercare Locator and 211, are listed on paying for care.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →

Questions families ask

Is assisted living in Mishawaka more expensive than the rest of Indiana?

Mishawaka's median assisted living cost is about 1% lower than the Indiana state median.

Find Mishawaka care options

Tell us what you need and your budget, and we will email you licensed options right away.

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Reading up first? Assisted Living across Indiana → · Assisted Living cost across Indiana → · Adult Day Care vs Assisted Living →

Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.

Assisted Living in Mishawaka: 2026 Costs & Licensed Providers