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ElderCareCosts
Updated August 2026

Adult Day Care in Palm Harbor, Florida

Palm Harbor, FL has 1 licensed adult day care center listed on ElderCareCosts. The median estimated cost is $1,649/mo. That's roughly in line with the Florida state median.

Not sure which type of care fits? Take our 3-question care quiz →

Median monthly price, Palm Harbor

$1,649/mo

Estimated range $1,504 – $1,746

● Palm Harbor $1,649 ○ National median $2,058

Source: CareScout 2025 survey, adjusted for local wages

What senior care costs in Palm Harbor

2025 figures

Adult Day Care cost comparison (2025)
Adult Day CarePalm HarborFloridaNational
25th percentile$1,504/mo$1,551/mo$1,798/mo
Median$1,649/mo$1,625/mo$2,058/mo
75th percentile$1,746/mo$1,766/mo$3,033/mo

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Staying home instead

Home care in Palm Harbor runs about $32 an hour. Here is what common schedules cost a month:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$2,815
44 hrs/weekMost of every weekday$6,192
24/7 (168 hrs/week)Round-the-clock coverage~$23,642

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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.

Nearby cities: Clearwater · Largo

What can you afford?

Here is what different monthly budgets cover in Palm Harbor.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Palm Harbor runs about $1,649 a month. Income-restricted affordable senior housing is the other common choice, and Palm Harbor has 3 such properties. The county aging agency at (727) 570-9696 can help you sort through options for free. If money is very tight, ask about Medicaid waivers.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care usually falls here. Full-time care at 44 hours a week runs about $6,192 a month. The local assisted living median is $5,694 a month, and smaller homes often charge less. If Medicaid may apply, ask about waiver programs.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Palm Harbor assisted living median of $5,694 a month with room to spare. It also covers close to full-time home care, about $6,192 a month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Palm Harbor run about $10,496 a month at the median. Around-the-clock home care usually costs more.
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1 adult day care center in Palm Harbor

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Between visits, a medical alert button covers the hours no one is in the house. See plans and the current offer. Sponsored

Free local help worth saving

Palm Harbor, in Pinellas County, has about 61,512 residents. About 17,566 of them (29%) are 65 or older. The median household income is $78,935.

Source: US Census Bureau

National helplines, including the Eldercare Locator and 211, are listed on paying for care.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →

Questions families ask

Is adult day care in Palm Harbor more expensive than the rest of Florida?

Palm Harbor's median adult day care cost is about 1% higher than the Florida state median.

Find Palm Harbor care options

Tell us what you need and your budget, and we will email you licensed options right away.

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Reading up first? Adult Day Care across Florida → · Adult Day Care cost across Florida → · Adult Day Care vs Assisted Living →

Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.

Adult Day Care in Palm Harbor: 2026 Costs & Licensed Providers