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ElderCareCosts

Affordable Senior Apartments in Otsego County, NY

Licensed affordable senior apartments providers across Otsego County, the cities they are in, and where to get free local help.

Licensed affordable senior apartments providers: 6

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Cities in Otsego County

No city-level affordable senior apartments listings are attached to this county yet.

Local housing costs

HUD’s fair market rent for Otsego County sets what a housing voucher covers here. It is a useful floor for what local housing costs, not a price for care.

One-bedroom fair market rent (FY2026)
$965per month
Two-bedroom fair market rent (FY2026)
$1,228per month
Income limit, one person (FY2026)
$31,850per year
Income limit, four people (FY2026)
$45,450per year

The income limits are HUD’s very low income threshold, about 50 percent of area median income. They are the line most Section 8 and income-restricted senior housing programs use. HUD publishes a one-person and a four-person figure, so households of two or three fall between the two numbers above.

Local aging & Medicaid contacts

Long-term care ombudsman

Free help with complaints about care and residents' rights in nursing homes and assisted living.

New York State Long-Term Care Ombudsman Program · 1-855-582-6769

Official ombudsman website

Source: State LTC Ombudsman

Area Agency on Aging

Otsego County Office for the Aging · (607) 547-4232

Source: State aging agency

Aging & Disability Resource Center

NY Connects · 1-800-342-9871

Official ADRC page

Source: Aging & disability resource center

Medicare counseling (SHIP)

Health Insurance Information Counseling and Assistance Program (HIICAP) · 1-800-701-0501

Official SHIP website

Source: Medicare counseling (SHIP)

New York Medicaid HCBS / LTSS programs

State-level Medicaid waiver contacts (not invented county Medicaid offices). Official agency pages only.

Source: State Medicaid program

Questions families ask

Who is the Area Agency on Aging for Otsego County?

Otsego County Office for the Aging is the Area Agency on Aging covering Otsego County. Contact details on this page come from official aging-network sources.

How do families in Otsego County learn about Medicaid long-term care options?

New York runs named Medicaid programs that pay for care at home and in assisted living. This page links to the official state pages for each.

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