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UPDATED JUL 2026 · DATA AS OF 2024

Nursing Home in Tower, Minnesota

We're still building out our nursing homes directory for Tower, MN. The median estimated cost is $12,413/mo. That's above the Minnesota state median by about 17%. Browse nearby cities or the Minnesota page while we finish adding local providers.

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Median monthly price, Tower

$12,413/mo

Typical range $11,642 – $13,660

Tower $12,413 National median $11,029

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Starting today?
Three steps

1. Call the county aging agency

Free: (218) 722-5545 (Arrowhead Area Agency on Aging (AAAA))

3. Tour with the checklist

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What senior care costs in Tower

Tower figures as of 2024. Method and sources below.

Modeled median costs for nursing homes in Tower versus Minnesota and a multi-state national aggregate. Figures are estimates, not quotes.

Nursing Homes cost comparison (2024)
Nursing HomesTowerMinnesotaNational
25th percentile$11,642/mo$10,163/mo$10,528/mo
Median$12,413/mo$10,646/mo$11,029/mo
75th percentile$13,660/mo$13,870/mo$12,447/mo

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Why is this number different on other websites? Most sites average "starting at" prices. Base rent, before care fees. We estimate the full monthly cost families actually pay. Budget from the all-in number. Our methodology →

What home care really costs by the hour

The $7,749 monthly figure assumes 44 hours of care a week. The survey standard. At Tower's implied rate of about $41 an hour:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$3,522
44 hrs/weekMost of every weekday$7,749
24/7 (168 hrs/week)Round-the-clock coverage~$29,587

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Ways families typically pay

  • Private pay (savings, income, home equity)
  • Long-term care insurance
  • VA Aid & Attendance for eligible veterans and surviving spouses
  • Medicaid home- and community-based services (HCBS) waivers, where eligible. Rules vary by state

Medicare generally does not cover long-term custodial care. State-specific Medicaid waiver guides are coming soon.

Nearby: Soudan $12,413 · Hoyt Lakes $12,413 · Cook $12,413 · Biwabik $12,413 · Aurora $12,413

What can you afford?

Every family starts with a number. Here's what different monthly budgets realistically cover in Tower, grounded in local medians on this page.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Tower runs about $2,518/mo at the median. Income-restricted affordable senior housing (HUD 202, USDA 515, LIHTC, state HFA) is often the real under-$2,500 path when eligibility fits. Check local listings and income caps with the property. Call the county aging agency at (218) 722-5545 for free navigation help. Medicaid/waiver paths can stretch a tight budget when eligibility fits.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care often lands in this band (full survey month for in-home care is $7,749). Local assisted living median is $5,532/mo. Small homes can sit below that midpoint. Ask about waiver programs if Medicaid may apply.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Tower assisted living median ($5,532/mo) comfortably. Or near-full-time home care around the $7,749/mo survey month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Tower run about $12,413/mo at the median. Round-the-clock home care usually costs more. Compare before deciding.
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Every licensed nursing homes provider

A note on counting: we show 0 licensed nursing homes providers listed for Tower proper. Other sites show bigger numbers when they count a wide radius. Nearby options are linked below, labeled by city.

How we rank these: we don't. Sort them yourself.

Providers appear with their government data: CMS star ratings where they exist, license status, capacity, and inspection history. You can sort them yourself. Nobody pays to appear, and nobody pays to move up. If a listing says "Sponsored," a provider paid for that placement and the label says so.

Looking for a transparent sort by CMS stars, inspection records, and staffing? That is a separate data ranking, not an editorial pick.

We don't have licensed nursing homes providers listed for Tower, MN yet.

We're adding providers on a rolling basis from CMS and state licensing data. Check back soon, or browse nearby cities below.

In the last 365 days: 1 newly licensed. Counts come from our ingestion diffs, not a complete state registry dump.

Free local help worth saving

Tower has an estimated population of 367. About 105 residents (29%) are age 65 or older. Tower is located in St. Louis County, Minnesota. The median household income is $65,893. Estimated median cost in Tower is $12,413 per month, compared with $10,646 per month statewide in Minnesota.

Source: US Census Bureau (ACS) · Updated Jul 2026.GOV

These services are public and free. We list them before anything we could earn from.

  • Arrowhead Area Agency on Aging (AAAA)(218) 722-5545arrowheadaging.org

    Area Agency on Aging serving this city.

    State aging agency
  • Minnesota Long-Term Care Ombudsman Programltcombudsman.org

    State Long-Term Care Ombudsman program.

    State LTC Ombudsman
  • Minnesota State Health Insurance Assistance Program (SHIP)shiphelp.org

    State Health Insurance Assistance Program (SHIP).

    Medicare counseling (SHIP)
  • Minnesota Aging and Disability Resources1-800-333-2433mn.gov

    Aging & Disability Resource Center hub for this state.

    State aging agency
  • Ely VA Clinicva.gov

    Other Outpatient Services in Ely.

    VA open data
  • Elderly WaiverOfficial program page

    Can help pay for care if your parent qualifies. Rules change. Confirm on the official page.

    State Medicaid program

Free national starting points. Official sites only; we do not scrape these directories.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. Official info only. How Aid & Attendance works →

Questions families ask

Is nursing homes in Tower more expensive than the rest of Minnesota?

Tower's median nursing homes cost is about 17% higher than the Minnesota state median.

Want a Tower shortlist?

Tell us needs and budget once. We send licensed matches with real prices. Data stays free either way.

Your number goes only to facilities you choose. No call blitz. Ever.

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Reading up first? Nursing Homes across Minnesota → · Nursing Homes cost breakdown → · Assisted Living vs Nursing Homes →

Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Free, no email required. Optional send-to-email when you want it on your phone.

Trust & methodology

Cite this: According to ElderCareCosts' 2026 index, nursing homes in Tower, MN costs $12,413/month (median).

Nursing Homes in Tower: 2026 Costs & Licensed Providers · ElderCareCosts