Skip to content
ElderCareCosts
Updated August 2026

Nursing Home in Osceola, Indiana

We're still building out our nursing homes directory for Osceola, IN. The median estimated cost is $8,897/mo. That's roughly in line with the Indiana state median. Browse nearby cities or the Indiana page while we finish adding local providers.

Not sure which type of care fits? Take our 3-question care quiz →

Median monthly price, Osceola

$8,897/mo

Estimated range $7,856 – $10,273

● Osceola $8,897 ○ National median $10,205

Source: CareScout 2025 survey, adjusted for local wages

What senior care costs in Osceola

2025 figures

Nursing Homes cost comparison (2025)
Nursing HomesOsceolaIndianaNational
25th percentile$7,856/mo$8,537/mo$8,951/mo
Median$8,897/mo$8,943/mo$10,205/mo
75th percentile$10,273/mo$10,326/mo$12,642/mo

Scroll for more →

Staying home instead

Home care in Osceola runs about $35 an hour. Here is what common schedules cost a month:

Hours of careWhat it looks likeEst. monthly cost
20 hrs/weekMornings or afternoons, weekdays~$3,018
44 hrs/weekMost of every weekday$6,639
24/7 (168 hrs/week)Round-the-clock coverage~$25,349

Scroll for more →

Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.

Nearby: Mishawaka 8,897 · Elkhart 9,140 · South Bend 8,897 · Goshen 9,140

What can you afford?

Here is what different monthly budgets cover in Osceola.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day care in Osceola runs about $2,738 a month. Income-restricted affordable senior housing is the other common choice. Ask each property about its income limits. The county aging agency at (574) 284-2644 can help you sort through options for free. If money is very tight, ask about Medicaid waivers.
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Part-time home care usually falls here. Full-time care at 44 hours a week runs about $6,639 a month. The local assisted living median is $5,610 a month, and smaller homes often charge less. If Medicaid may apply, ask about waiver programs.
$7,000 – $11,000/mo

Assisted living with room to spare

Covers the Osceola assisted living median of $5,610 a month with room to spare. It also covers close to full-time home care, about $6,639 a month.
Over $11,000/mo

Nursing care or heavy home-care schedules

Nursing homes in Osceola run about $8,897 a month at the median. Around-the-clock home care usually costs more.
Find options that fit your budget
Tell us how you plan to pay and we'll send licensed options that fit.
Find care options →

Nursing Homes in Osceola

We do not list a licensed nursing home in Osceola yet. An advisor can tell you what is near Osceola at no cost. Sponsored

We don't have licensed nursing homes listed for Osceola, IN yet.

Nearby cities are linked below.

In the last 365 days: 1 newly licensed. Counts come from our ingestion diffs, not a complete state registry dump.

Free local help worth saving

Osceola, in St. Joseph County, has about 2,593 residents. About 434 of them (17%) are 65 or older. The median household income is $66,503.

Source: US Census Bureau
  • REAL Services, Inc.(574) 284-2644realservices.org

    Area Agency on Aging serving this city.

  • Indiana Long-Term Care Ombudsman Programltcombudsman.org

    State Long-Term Care Ombudsman program.

  • Indiana State Health Insurance Assistance Program (SHIP)shiphelp.org

    State Health Insurance Assistance Program (SHIP).

  • INconnect Alliance1-800-713-9023inconnectalliance.org

    Statewide help for older adults, people with disabilities and caregivers.

  • Jackie Walorski VA Clinicva.gov

    Multi-Specialty Community-Based Outpatient Clinic in Mishawaka.

  • PathWays for Aging WaiverOfficial program page

    Can help pay for care if your parent qualifies.

National helplines, including the Eldercare Locator and 211, are listed on paying for care.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →

Questions families ask

Are nursing homes in Osceola more expensive than the rest of Indiana?

Osceola's median nursing home cost is about 1% lower than the Indiana state median.

Find Osceola care options

Tell us what you need and your budget, and we will email you licensed options right away.

Find care options →

Reading up first? Nursing Homes across Indiana → · Nursing Homes cost across Indiana → · Assisted Living vs Nursing Homes →

Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.

Nursing Homes in Osceola: 2026 Costs & Licensed Providers