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ElderCareCosts
CENSUS PLACE DATA 2024 · COST DATA 2025

Memory Care in Oak Harbor, Washington

Oak Harbor, WA has 3 licensed memory care communities listed on ElderCareCosts. We don't have a city-specific cost estimate for Oak Harbor yet. Statewide, the median is $9,500/mo. Compare providers below, or request a personalized shortlist to start your search.

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Memory Care · Oak Harbor modeled median
Not yet available
Modeled estimate; not a quote (opens in a new tab)
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Starting today?
Three steps

1. Call the county aging agency

Free: (360) 676-6749 (Northwest Regional Council)

2. Shortlist 3 options

We'll narrow the 3 for you ↓

3. Tour with the checklist

Print the questions ↓

What senior care costs in Oak Harbor

Washington figures as of 2025. City-level data not yet published.

Modeled memory-care ranges for Oak Harbor versus Washington and a multi-state national aggregate. Method: local assisted-living estimate plus a documented 20–30% premium band (not a Genworth memory-care survey median).

Memory Care cost comparison (2025)
Memory CareOak HarborWashingtonNational
25th percentile—$9,120/mo$6,861/mo
Median—$9,500/mo$7,788/mo
75th percentile—$9,880/mo$8,854/mo

Scroll for more →

A dash means the underlying source can't support that figure for this area. We leave the cell empty rather than estimate around it.

Source: Modeled from assisted living · 2025 (opens in a new tab)
Download CSVMethodology
Why is this number different on other websites? Many directories quote a community's "starting at" rent, before care fees. This figure is the state survey median. It is an estimate to plan against, not a quote; ask each provider for its own number in writing. Our methodology →

Ways families typically pay

  • Private pay (savings, income, home equity)
  • Long-term care insurance
  • VA Aid & Attendance for eligible veterans and surviving spouses
  • Medicaid home- and community-based services (HCBS) waivers, where eligible. Rules vary by state

Medicare generally does not cover long-term custodial care. State-specific Medicaid waiver guides are coming soon.

Nearby: Whidbey Island Station not published · Coupeville not published · La Conner $8,539 · Camano not published · Lake Ketchum $9,643

What can you afford?

Every family starts with a number. Here's what different monthly budgets realistically cover in Oak Harbor, grounded in local medians on this page.

Under $2,500/mo

Adult day, family care, or affordable senior housing

Adult day and family caregiving are often part of the path under $2,500/mo in Oak Harbor. Income-restricted affordable senior housing is often the real under-$2,500 path when eligibility fits. Oak Harbor lists 3 such properties in our directory. Call the county aging agency at (360) 676-6749 for free navigation help. Medicaid/waiver paths can stretch a tight budget when eligibility fits.
Affordable senior apartments →
$2,500 – $7,000/mo

Part-time home care or entry assisted living

Ask about waiver programs if Medicaid may apply.
Medicaid & waiver paths →
$7,000 – $11,000/mo

Assisted living with room to spare

This band typically covers full assisted living or substantial home care in Oak Harbor.
How families pay →
Over $11,000/mo

Nursing care or heavy home-care schedules

Higher budgets cover skilled nursing or heavy home-care schedules in Oak Harbor.
How families pay →
Want us to match you?
Tell us how you plan to pay and we'll match you with local options. Free. Every figure on this page stays visible either way.
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Every licensed memory care community: 3

A note on counting: we show 3 licensed memory care communities listed for Oak Harbor proper. Other sites show bigger numbers when they count a wide radius. Nearby options are linked below, labeled by city.

How we rank these: we don't. Listed by verification date, newest first.

Providers appear with their government data: license status, capacity, inspection history, and a CMS star rating where the service has one. The order is the date we last verified each record, newest first. Nobody pays to appear, and nobody pays to move up. If a listing says "Sponsored," a provider paid for that placement and the label says so.

Looking for a transparent sort by CMS stars, inspection records, and staffing? That is a separate data ranking, not an editorial pick.

Sponsored placements, when they appear, are always labeled. How we make money →

Compare communities you choose
Check Compare on cards above, then continue. Selection before consent.
Choose communities →

In the last 365 days: 9 newly licensed. Counts come from our ingestion diffs, not a complete state registry dump.

Free local help worth saving

Oak Harbor has an estimated population of 24,362. About 3,118 residents (13%) are age 65 or older. Oak Harbor is located in Island County, Washington. The median household income is $76,084. Our directory currently lists 3 licensed memory care communities in Oak Harbor.

Source: US Census Bureau (ACS) · Updated Jul 2026.GOV

These services are public and free. We list them before anything we could earn from.

  • Northwest Regional Council(360) 676-6749nwrcwa.org

    Area Agency on Aging serving this city.

    State aging agency
  • Washington State Long-Term Care Ombudsman Programltcombudsman.org

    State Long-Term Care Ombudsman program.

    State LTC Ombudsman
  • Statewide Health Insurance Benefits Advisors (SHIBA)1-800-562-6900insurance.wa.gov

    State Health Insurance Assistance Program (SHIP).

    Medicare counseling (SHIP)
  • Community Living Connections1-855-567-0252waclc.org

    Aging & Disability Resource Center hub for this state.

    State aging agency
  • Oak Harbor VA Clinicva.gov

    Primary Care Community-Based Outpatient Clinic in Oak Harbor.

    VA open data
  • Community Options Program Entry System (COPES)Official program page

    Can help pay for care if your parent qualifies. Rules change. Confirm on the official page.

    State Medicaid program

Free national starting points. Official sites only; we do not scrape these directories.

Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. Official info only. How Aid & Attendance works →

Questions families ask

How many memory care communities are listed in Oak Harbor, WA?

We currently list 3 licensed memory care communities in Oak Harbor, WA.

Want an Oak Harbor shortlist?

Tell us needs and budget once. We email you licensed options with the cost data we publish, the same day. Data stays free either way.

Get a shortlist →

Reading up first? Memory Care across Washington → · Memory Care cost breakdown → · Memory Care vs Assisted Living →

Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Free, no email required. Optional send-to-email when you want it on your phone.

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Trust & methodology

How to cite this page

Cite this: According to ElderCareCosts' 2026 index, licensed memory care communities in Oak Harbor, WA are listed with government-sourced data. City median cost not yet published.

APA: ElderCareCosts Research. (n.d.). Memory Care in Oak Harbor, WA. ElderCareCosts. Retrieved September 17, 2026, from https://www.eldercarecosts.com/memory-care/washington/oak-harbor/

Chicago: ElderCareCosts Research. "Memory Care in Oak Harbor, WA." ElderCareCosts. Accessed September 17, 2026. https://www.eldercarecosts.com/memory-care/washington/oak-harbor/.

These figures may be quoted and reproduced with attribution and a link back to this page. No permission needed. Methodology · Data sources · Who produces this · Corrections

Memory Care in Oak Harbor, WA. Cost & Providers