Troy, MO has 1 licensed memory care community listed on ElderCareCosts. The median estimated cost is $6,881/mo. That's roughly in line with the Missouri state median.
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Median monthly price, Troy
$6,881/mo
Estimated range $6,606 – $7,157
● Troy $6,881 ○ National median $7,788
Source: Based on 2025 assisted living costs plus a memory care premium
2025 figures
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Home care in Troy runs about $34 an hour. Here is what common schedules cost a month:
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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.
Nearby cities: Wentzville · O'Fallon · Dardenne Prairie
Here is what different monthly budgets cover in Troy.
Troy, in Lincoln County, has about 13,947 residents. About 2,050 of them (15%) are 65 or older. The median household income is $79,012.
Source: US Census BureauArea Agency on Aging serving this city.
State Long-Term Care Ombudsman program.
State Health Insurance Assistance Program (SHIP).
Statewide help for older adults, people with disabilities and caregivers.
Primary Care Community-Based Outpatient Clinic in St. Charles,.
Can help pay for care if your parent qualifies.
National helplines, including the Eldercare Locator and 211, are listed on paying for care.
Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →
Troy's median memory care cost is about 2% higher than the Missouri state median.
Tell us what you need and your budget, and we will email you licensed options right away.
Reading up first? Memory Care across Missouri → · Memory Care cost across Missouri → · Memory Care vs Assisted Living →
Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.