Waterloo, IL has 1 licensed memory care community listed on ElderCareCosts. The median estimated cost is $7,051/mo. That's below the Illinois state median by about 9%.
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Median monthly price, Waterloo
$7,051/mo
Estimated range $6,769 – $7,333
● Waterloo $7,051 ○ National median $7,788
Source: Based on 2025 assisted living costs plus a memory care premium
2025 figures
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Home care in Waterloo runs about $33 an hour. Here is what common schedules cost a month:
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Medicare generally does not cover long-term custodial care. Families usually combine private pay, long-term care insurance, VA Aid and Attendance, or a Medicaid waiver where they qualify. See paying for care and the state Medicaid guides.
Here is what different monthly budgets cover in Waterloo.
In the last 365 days: 7 newly licensed. Counts come from our ingestion diffs, not a complete state registry dump.
Waterloo, in Monroe County, has about 11,129 residents. About 2,293 of them (21%) are 65 or older. The median household income is $98,711.
Source: US Census BureauArea Agency on Aging serving this city.
State Long-Term Care Ombudsman program.
State Health Insurance Assistance Program (SHIP).
Statewide help for older adults, people with disabilities and caregivers.
Primary Care Community-Based Outpatient Clinic in Shiloh.
Can help pay for care if your parent qualifies.
National helplines, including the Eldercare Locator and 211, are listed on paying for care.
Veterans & surviving spouses: VA Aid & Attendance can help wartime veterans who qualify. How Aid & Attendance works →
Waterloo's median memory care cost is about 9% lower than the Illinois state median.
Tell us what you need and your budget, and we will email you licensed options right away.
Reading up first? Memory Care across Illinois → · Memory Care cost across Illinois → · Memory Care vs Assisted Living →
Touring this week? Print our checklist: what to ask on a tour, what to notice, and the license paperwork to request. Or email it to yourself to have it on your phone.